| and chain-of- custody records. | 1 | 0.0% | and I was not notified before the transfer. This caused additional fees and damage. The vehicle was transported to XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX ) on XX/XX/year> |
| and chain-of-title documentation. | 1 | 0.0% | and XX/XX/XXXX |
| and chain-of-title documentation. In the absence of such verification | 1 | 0.0% | including accounts associated with XXXX XXXX |
| and challenged their modifications | 3 | 0.0% | I spoke with XXXX 's dispute department and they claimed that they would remove the late payment reporting due to the inaccuracies reporting on the account across the bureaus for XXXX and XXXX |
| and challenges in obtaining new credit. These repeated inaccuracies reflect a systemic failure by both the creditor and credit reporting agencies. | 1 | 0.0% | Acct : XXXX * * |
| and changed all my security questions | 1 | 0.0% | I called Bank of America as soon as I saw the email at XXXX XXXX. ( see call log ). I reached a customer service representative and learned from them that an additional {$3000.00} ( now a total of {$6000.00} ) had been stolen from my account via another unauthorized funds transfer. Just like last time |
| and changed all passwords related to finances and personal information. | 1 | 0.0% | I filed a Police Report with the XXXX |
| and changed its position to All Sales are Final | 1 | 0.0% | as it is now apparent to me that American Express is refusing to resubmit the dispute to the XXXX XXXX |
| and changed my monthly payment 's | 1 | 0.0% | XXXX of Notice of Assignment |
| and changes to ttle. Never happened | 1 | 0.0% | I went to Property tax office in XXXX |
| and changing the APR rate ( there may be more that I am unaware of ). The amounts keep changing | 2 | 0.0% | I found that this automatic withdraw payment problem with XXXX XXXX has been going on since XX/XX/XXXX. I do not look at statements every month and knowing my other XXXX XXXX accounts are on an automatic withdraw payment plan with no issues |
| and changing the months it claims I was late!! That is simply WRONG!!!,,CARRINGTON MORTGAGE SERVICES | 1 | 0.0% | XXXX |
| and Chapter 7 Bankruptcy.,,EQUIFAX | 1 | 0.0% | release or verify any information with the credit bureaus or any 3rd parties. I decided to call Equifax back |
| and Chapter XXXX Bankruptcy.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,60438,Servicemember,Consent provided,Web,2019-05-25,Closed with non-monetary relief,Yes,N/A,3253746 | 1 | 0.0% | release or verify any information with the credit bureaus or any 3rd parties. I decided to call XXXX back |
| and Chapter XXXX Bankruptcy.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | release or verify any information with the credit bureaus or any 3rd parties. I decided to call XXXX back |
| and character. (Exhibit 10b) | 2 | 0.0% | forgery |
| and character. (Exhibit 10b) 11. The description of land in the contract include the structures | 1 | 0.0% | forgery |
| and charge | 1 | 0.0% | after getting back to the United States and organizing my post trip. I submitted XXXX documents to American Express dispute |
| and charge-off details can not be produced. This account is harming my creditworthiness based on questionable | 1 | 0.0% | account reporting only began XX/XX/XXXX |
| and charge-off figures are all inconsistent. This violates FCRA 1681s-2 ( a ) and 1681s-2 ( b ). | 1 | 0.0% | the information they reported to TransUnion is inaccurate |
| and charge-off language inconsistent Metro-2 Violations : Field 17A Account Status incorrect Field 12 DOFD inconsistent Field 25 Payment History missing Field 39 Terms incorrect Laws Violated : FCRA 1681e ( b ) | 3 | 0.0% | but not limited to : XXXX XXXX BB & T ( misleading reporting is actionable ) XXXX XXXX Equifax ( CRAs are liable for obvious errors ) XXXX XXXX XXXX XXXX. ( incomplete reporting violates the FCRA ) XXXX XXXX TransUnion ( CRA must reinvestigate properly ) XXXX v. Equifax ( inconsistent bureau reporting = inaccuracy ) ACCOUNTS IN VIOLATION XXXX XXXX XXXX ( Account # : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Violations : Experian reports XXXX Equifax reports XXXX Days Late TransUnion does not report the account at all Metro-2 Violations : Field 17A Account Status inconsistent Field 25 payment history inaccurate Field 12 DOFD inconsistently reported Missing data across a bureau = violation Laws Violated : FCRA 15 USC 1681e ( b ) |
| and charge-off status are accurate. | 1 | 0.0% | XXXX is required to maintain and follow reasonable procedures to assure maximum possible accuracy of all information reported. A charge-off is one of the most damaging derogatory entries possible |
| and charge-off status create inconsistencies and harm my credit profile. | 3 | 0.0% | a revolving charge account opened on XX/XX/XXXX |
| and charge-off status of these accounts. Equifax has not provided documentation demonstrating that these accounts were properly verified | 1 | 0.0% | which I dispute due to inaccuracies in balances |
| and charge-off status of these accounts. Equifax has not provided sufficient documentation demonstrating these accounts were properly investigated and verified. | 1 | 0.0% | which I dispute : XXXX XXXX XXXX Acct XXXX XXXX XXXX account date XX/XX/XXXX |
| and charge-off status of this account. Experian has not provided documentation demonstrating that this account was properly verified | 2 | 0.0% | which I dispute due to inaccuracies in balance |
| and charge-offs appearing on my consumer credit report maintained by you were not opened | 3 | 0.0% | fraudulent late payments |
| and charge-offs result from identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # ( XXXX ) as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit accounts | 1 | 0.0% | a collection account opened at XXXX XXXX A on XX/XX/XXXX under the account number XXXX |
| and charge-offs result from identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts | 1 | 0.0% | an auto loan at XXXX opened on XX/XX/XXXX ( account number XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX a secured loan at XXXX XXXX opened on XX/XX/XXXX ( account number XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| and charge-offs with unresolved histories XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX -- - Evidence on Record Both letters included the following : XXXX XXXX XXXX XXXX ( Exhibit A ) Conflict documentation between XXXX and XXXX XXXX ( Exhibit B ) XXXX XXXXXXXX XXXX XXXX ( Exhibit C ) Transportation hardship documentation ( Exhibits XXXX ) Snapshots of inaccurate tradelines ( Exhibits XXXX ) List of unauthorized soft and hard inquiries ( Exhibits XXXX ) USPS tracking and delivery confirmations ( Exhibit H ) -- - Requested Action by CFPB I am requesting the following : 1. Immediate investigation into Experians failure to act on both certified disputes 2. Confirmation that all disputed accounts are flagged appropriately 3. Full deletion of all accounts that remain inaccurate or unverifiable 4. Removal of all unauthorized hard and soft inquiries 5. Referral for potential enforcement | 1 | 0.0% | violating FCRA 623 ( a ) ( 3 ) No reinvestigation or communication was issued |
| and charged after for something that apparently did not even merit being mentioned or noted on the walkthrough sheet. We were trying to dispute this with XXXX | 1 | 0.0% | which he specifically told us to not worry about at all because they clean the rugs so well once we leave. He did not even bother to mark it down on the sheet he gave us a copy of |
| and charged an NSF of {$35.00}. Leading to probable NSF fees at XXXX for the credit card payment | 1 | 0.0% | a monthly service fee of {$14.00} was also posted |
| and charged me a late fee that did not match their policy | 1 | 0.0% | according to the contract |
| and charged monthly fees and overdraft fees for falling into their deception. If I had waited until XXXX like one representative told me | 1 | 0.0% | I held my account open much longer than I would have if I knew my miles were n't coming |
| and charged my credit card again for the {$360.00}. | 1 | 0.0% | Citi provided a form letter response that the merchant responded |
| and chargeoffs appearing on my consumer credit report maintained by you were not opened | 162 | 0.0% | fraudulent late payments |
| and charges | 1 | 0.0% | but they state that any documentation would be with their parent company XXXX. XXXX XXXX that they do not keep any documentation wants a balance is transferred to a collections company. I spoke with Sentry Credit on XX/XX/XXXX and explained all of the above. The representative agreed that a {$300.00} deposit was stated in the lease |
| and charges across several institutions. | 1 | 0.0% | I became the victim of a serious identity theft incident. My email accounts were hacked |
| and charges applied ; All notices of assignment or debt ownership transfer provided to me | 1 | 0.0% | I have received no evidence that XXXX XXXX XXXX has the legal authority to collect on or report this debt. I therefore demand the following documents : A complete and unbroken chain of assignment |
| and charges associated with my transaction- All legally required tax documents and disclosures tied to my payments | 1 | 0.0% | I have suffered financial harm |
| and charges associated with the loan. PenFeds addition of over {$10000.00} in fraudulent charges to a loan that was already fully paid violates the MLAs 36 % MAPR cap. This breach legally voids the account and requires PenFed to provide restitution for all payments made | 1 | 0.0% | the Military Lending Act ( MLA ) |
| and charges concerning the debt.,,Resurgent Capital Services L.P.,GA,30339,,Consent provided,Web,2025-11-18,Closed with explanation,Yes,N/A,17331196 | 1 | 0.0% | in the possession of the debt collector which bear the signature of the consumer and which concern the debt being collected ; and ( b ) A ledger |
| and charges continued. Moreover | 1 | 0.0% | which was completed on XX/XX/XXXX. My account was initiated at the XXXX |
| and charges Proof that Freedom Mortgage owns the promissory note or has been authorized by the current owner to service the loan and pursue foreclosure Explanation of the blank endorsement without recourse '' that appears on the promissory note | 1 | 0.0% | dates |
| and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00} | 1 | 0.0% | I couldnt remember the full balance or what I had already paid. I requested full documentation to understand the amount being claimed |
| and charges that continued after services had been cancelled. | 1 | 0.0% | the Office of the Attorney General and Department XXXX XXXX XXXX have jointly received over 1 |
| and charges. | 2 | 0.0% | my loan 's principal balance remains at {$6500.00} |
| and charging for optional items without explicit approval. | 1 | 0.0% | which already included taxes |
| and charging interest. | 1 | 0.0% | as requested |
| and charging me interest. It feels like this company is intentionally stealing from it's consumers. I've raised this issue with my congresspersons and am advancing it here for hopeful resolution. | 1 | 0.0% | Mohela strangely put my remaining loans in forebearance |