and charge-off language inconsistent Metro-2 Violations : Field 17A Account Status incorrect Field 12 DOFD inconsistent Field 25 Payment History missing Field 39 Terms incorrect Laws Violated : FCRA 1681e ( b )

What the CFPB Record Shows About and charge-off language inconsistent Metro-2 Violations : Field 17A Account Status incorrect Field 12 DOFD inconsistent Field 25 Payment History missing Field 39 Terms incorrect Laws Violated : FCRA 1681e ( b )

and charge-off language inconsistent Metro-2 Violations : Field 17A Account Status incorrect Field 12 DOFD inconsistent Field 25 Payment History missing Field 39 Terms incorrect Laws Violated : FCRA 1681e ( b ) has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Thes, and the most recent logged activity is These viol, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and charge-off language inconsistent Metro-2 Violations : Field 17A Account Status incorrect Field 12 DOFD inconsistent Field 25 Payment History missing Field 39 Terms incorrect Laws Violated : FCRA 1681e ( b ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "but not limited to : XXXX XXXX BB & T ( misleading reporting is actionable ) XXXX XXXX Equifax ( CRAs are liable for obvious errors ) XXXX XXXX XXXX XXXX. ( incomplete reporting violates the FCRA ) XXXX XXXX TransUnion ( CRA must reinvestigate properly ) XXXX v. Equifax ( inconsistent bureau reporting = inaccuracy ) ACCOUNTS IN VIOLATION XXXX XXXX XXXX ( Account # : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Violations : Experian reports XXXX Equifax reports XXXX Days Late TransUnion does not report the account at all Metro-2 Violations : Field 17A Account Status inconsistent Field 25 payment history inaccurate Field 12 DOFD inconsistently reported Missing data across a bureau = violation Laws Violated : FCRA 15 USC 1681e ( b )", and the single most common underlying issue is "1681i XXXX XXXX. BB & T XXXX XXXX Equifax XXXX XXXX ( Account XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Violations : Different status reporting across bureaus Missing payment history on XXXX bureau Charge-off and balance status inconsistent Metro-2 Violations : Field 17A Account Status incorrect Field 24 Payment Rating inconsistent Field 25 Payment History missing Field 71 Compliance Code incorrect Laws Violated : FCRA 1681e ( b )".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and charge-off language inconsistent Metro-2 Violations : Field 17A Account Status incorrect Field 12 DOFD inconsistent Field 25 Payment History missing Field 39 Terms incorrect Laws Violated : FCRA 1681e ( b ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.