2026 data Public-data reference. official source

and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00}

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00}'s complaint history from CFPB public records. 1 consumers have filed complaints since Beca. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Beca
Since

Total complaints

1

Filed since Beca

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00} complaint mix by product

Total complaints: 1

and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00} complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I couldnt: 1 complaints (100.0%), resolution 0.0% I couldnt 100.0%
  • I couldnt 1 100.0% 0% relief

How and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00}'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I couldnt remember the full balance or what I had already paid. I requested full documentation to understand the amount being claimed 1

Top States

State Complaints
even though the card had a {$3000.00} limit. I did not use the full limit 1

Top Issues

Issue Complaints
and determine if the collector had the legal right to sue and add fees. Instead of providing full validation 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00}

and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00} has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Beca, and the most recent logged activity is Because th, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00} reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I couldnt remember the full balance or what I had already paid. I requested full documentation to understand the amount being claimed", and the single most common underlying issue is "and determine if the collector had the legal right to sue and add fees. Instead of providing full validation".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00}: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00} have?

and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00} has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00} respond to complaints on time?

and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00} has a 0% timely response rate to CFPB complaints.

What is the most common complaint about and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00}?

The most common issue reported against and charges Proper chain of title showing the debt was legally transferred Proof my specific account was included in the debt sale An affidavit from someone with personal knowledge Consistent payment history ( conflicting dates and a reversed payment were listed as valid ) They are now attempting to collect {$3900.00} is "and determine if the collector had the legal right to sue and add fees. Instead of providing full validation" in the "I couldnt remember the full balance or what I had already paid. I requested full documentation to understand the amount being claimed" product category.

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