| and b ) my social security number. | 1 | 0.0% | below is a breakdown of whats happened : 1. Pre-Approval In XX/XX/2023 |
| and b ) they would have to evaluate my account since I want to close it and would decide after several months what they would do | 1 | 0.0% | when I asked that they be returned immediately. Initially they told me they would send me the balance less the installment credit balance |
| and back to back again. I finally had to ask my employer to change my phone number because of the harassing calls. Once my number changed | 2 | 0.0% | I have never provided my work cell phone to this collection company and I have never provided consent for this collection company to contact me using my shared inbox work email address where others have access to my emails. The company continues to send me daily emails listing my personal information |
| and background checks. Each day this false address remains | 1 | 0.0% | TX XXXX This address has never been associated with me in any capacity. Reporting it misrepresents my residential history and creates a false narrative about my identity. Lenders reviewing this may assume I lived at this location |
| and backroom dealing.,,OneMain Finance Corporation,WA,99208,Older American,Consent provided,Web,2023-05-20,Closed with explanation,Yes,N/A,7003574 | 1 | 0.0% | but the entire transaction gives me a bad taste in my mouth. Despite obscene interest rates |
| and bad faith debt collection practices. Despite previously acknowledging a Cease-and-Desist status on my account in communications with the CFPB | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXXXXXX Subject : Violation of Cease-and-Desist Order |
| and balance calculation from origination to present | 1 | 0.0% | charge |
| and balance. | 2 | 0.0% | FDCPA |
| and balances | 3 | 0.0% | please remove IMMEDIATELY : Account Name : XXXX Account Number : XXXX ; Account Name : XXXX XXXX Account Number : XXXX ; Account Name : XXXX |
| and balances owed. | 3 | 0.0% | and I have a right to ensure that my credit report reflects truthful information. The information provided by XXXX |
| and balances System screenshots showing the date the account became delinquent That is what the FDCPA | 1 | 0.0% | here is what LEGALLY qualifies as verification of a debt : The original signed contract or agreement Full billing statements for all months you claim the debt was owed A complete payment history ledger showing every charge |
| and balances violates the requirements of FCRA 607 ( b ) and FCRA 611 ( a ) ( 5 ) ( A ) | 3 | 0.0% | I dispute the reporting of XXXX XXXX XXXX account ending in XXXX |
| and balances. For example | 3 | 0.0% | I received generic form responses that simply restated the information as verified |
| and balances. Provide the exact methods and specific details used to verify these accounts. Without precise matches | 7 | 0.0% | 15 USC 1681b |
| and bank accounts | 1 | 0.0% | but in your case of ongoing |
| and bank fraud due to continued collection efforts on an extinguished debt. | 1 | 0.0% | Shellpoint is violating : 15 U.S.C. 1692g ( FDCPA ) failure to validate the debt and falsely asserting balance owed |
| and bank holding companies and their nonbank subsidiaries or affiliates ( except brokers | 3 | 0.0% | branches and agencies of foreign banks ( other than Federal branches |
| and bank notes are not lawful money ( XXXX XXXX XXXX XXXX ) of the United States XXXX '' State v. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. | 1 | 0.0% | under federal Law being limited in its powers and capacity |
| and Bank of America had responded to my claims by XX/XX/XXXX. | 1 | 0.0% | Bank of America has informed me that |
| and bank statement | 1 | 0.0% | I tried to cancel the transaction |
| and bank statement ) via fax or postal mail only. | 1 | 0.0% | I was told that the account had been blocked for security verification |
| and bank statements. | 2 | 0.0% | Citibank reviewed the dispute and verified the fraudulent transaction. Citibank issued a permanent credit in the amount of {$34000.00} to Citibank customer XXXX XXXX. ( Citibank reference number : XXXX ; XXXX ) On XX/XX/XXXX |
| and bank statements. I initially submitted all these documents via certified mail | 3 | 0.0% | I received communication from Experian indicating that they can not block anything on my credit report without an identity theft report ( for the 2nd time ). I have already provided these FTC Reports |
| and bank statements. This was done with the intention of updating my account information to enable access to my credit report. I was assured that these updates had been processed | 1 | 0.0% | I sent comprehensive proof and documentation via certified U.S. mail |
| and bankers acceptances | 3 | 0.0% | XXXX XXXX |
| and banking context. | 1 | 0.0% | XXXXXXXX XXXX |
| and Bankruptcy chapter XXXX. Documents attached. Thank You. | 3 | 0.0% | statement is account has been transfer/sold. XXXX XXXX no validation on account creditor sent out deferred payment agreement on account that has not been validated.XXXX has same accounts XXXX XXXX |
| and banks have a responsibility to avoid practices that could be seen as coercive or exploitative. | 1 | 0.0% | it can also be considered a form of peonage. Peonage is a system where a person is forced to work to pay off a debt |
| and banks have adopted a consistent set of standardized data categories for which we furnish your account data. | 1 | 0.0% | if you make your full monthly payment |
| and Barclays XXXX cards | 1 | 0.0% | even If I had made all XXXX payments |
| and based on our discussion of how much I travel | 1 | 0.0% | a Chase banker by the name of XXXX XXXX informed me I was preapproved for a Chase Sapphire Reserve credit card and asked me if I was interested in accepting the offer of credit. I said |
| and based on Tennessee Laws | 1 | 0.0% | withing my user portal |
| and based on the aforementioned law | 3 | 0.0% | I am referring to the late payment reported on XXXX Bank account numbers XXXX |
| and based on the contract | 1 | 0.0% | I had a deductible of {$250.00} and would have fixed if not for the urgency of the new sale to the dealership for the same day ; 2 ) I did misplace one of the key fobs and am willing to pay the fee to replace ; ( 3 ) The report that I received was POST turn in ; ( 4 ) Mercedes admitted the front headlamp was not broken |
| and based on the new income figures for both my wife and I | 1 | 0.0% | just 1 day after filing a complaint with the Pennsylvania Department of Banking and Securities |
| and based on the payoff amount provided by Ally on XX/XX/XXXX with the understanding that our lease with Ally would be completely paid off once it received the {$32000.00} check from XXXX XXXX ( or if anything | 1 | 0.0% | we located a second vehicle we were interested in closer to our home at XXXX XXXX XXXX XXXX XXXX in XXXX |
| and based their decision solely on that. No further investigation was done | 1 | 0.0% | it is indicated that a split decision was reached |
| and basic customer-service standards especially concerning borrowers affected by involuntary income disruption. | 1 | 0.0% | I proactively contacted Selene Finance in XXXX XXXX XXXX XXXX XXXX to explain my situation and ensure continuity of the approved hardship accommodation. During this call |
| and basically completely negatively affected my whole world. On XX/XX/2019 I went on LoanCares web site to determine what amount I needed to pay off the loan. There is a section with a loan payoff calculator to determine payoff amount. I tried this several times yet it would not work. I contacted LoanCares customer service by phone and requested a payoff amount. The rep. told me it would be sent within a few days. Never received it!! | 1 | 0.0% | I found hundreds if not thousands of complains. XXXX alone had hundreds. Many were similar |
| and basically said | 1 | 0.0% | big surprise |
| and basically they can do whatever they want. | 1 | 0.0% | even though the funds were in my account at the time of purchase. I was informed that normally after 8 days of a held payment |
| and battles to get answers and proper accounting '' Most awful company that I have ever dealt XXXX! This company mistakenly added their own insurance to my mortgage loan. I had up-to-date paid insurance | 1 | 0.0% | is an understatement. This company has made so many mistakes until they have totally changed the standard and lowered the XXXX '' to the ground '' I can not believe that a company like this was ever formed is serves no purpose no reason to exist please help us take them out of business '' Very bad Mortgage company my Mortgage was sold to them. '' Unfortunately I am another XXXX whose mortgage was transferred by XXXX to this extremely unprofessional company |
| and BBB Legal action for violations of FCRA 1681i | 1 | 0.0% | error |
| and be available in the same amounts | 4 | 0.0% | conditions |
| and be aware i have filed claims with all oigs involved. it amazed me that such an esteemed finacial instution used such weak tatics | 1 | 0.0% | 0004 that since XX/XX/XXXX wasnt even able to see on my account ending in XXXX and also i do not know how i got so many accounts |
| and be back on track with my regular monthly payment. I was not solicited for a disaster deferral | 1 | 0.0% | I got an email |
| and be protected from such predatory situations going forward. Though it would prove more beneficial to borrowers for servicers to provide honest and ethical practices | 1 | 0.0% | Heartland ECSI will consistently make claims of calls and correspondences that were never completed |
| and be told that I DID qualify for the mortgage loan. | 1 | 0.0% | on on a income property that I own in XXXX |
| and became bound to pay Plaintiff the amounts of those advances plus applicable interest and finance charges 2. Defendants have made no objections to any charges under the Agreement | 1 | 0.0% | and noted my account. American Express also admits to failing to provide debt validation and continued attempts to collect this alleged debt only amounted to the other countless violations by American Express XXXX XXXX. Bus. & Com. Code Ann. 17.41 through 17.63 |
| and because every month I received a statement in the mail showing no payment due | 1 | 0.0% | which was {$340.00} per month. Because of my family and financial situation at the time this was somewhat low. I spoke with the FedLoan representative who told me that I could make up to 12 payments at one time and have them count for 12 separate payments. I had approximately {$4000.00} in my savings at this time |