after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer

853 consumer complaints filed with the CFPB

This page summarizes consumer complaints about after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer products filed with the CFPB. 853 complaints have been filed across 544 companies. The most commonly reported issue is "the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer".

853
Total Complaints
544
Companies
the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer
Top Issue

Companies with Most after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer Complaints

# Company Complaints
1 you must remove the accounts and or the information listed below. Thanks for your help with this matter. 65
2 and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 58
3 see the below where there must be maximum accuracy and unfortunately they are not practicing this law. 1681e. Compliance procedures Section ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 35
4 as appropriate 28
5 the information may not be reinserted in the file by the consumer reporting agency unless the person who furnishes the information certifies that the information is complete and accurate. ( ii ) Notice to consumer. If any information that has been deleted from a consumer 's file pursuant to subparagraph ( A ) is reinserted in the file 13
6 pursuant to 15 U.S. Code 1681i ( a ) ( 5 ) 13
7 at the address specified by the person for such notices 13
8 see the below where there must be maximum accuracy and unfortunately they are not practicing this law. 1681e. Compliance procedures Section ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.,,EQUIFAX 11
9 XXXX XXXX XXXX 10
10 XXXX XXXX 7
11 the consumer reporting agency shall 6
12 so they should be deleted promply. I demand these accounts be deleted immediately or I will file for litigation due to the stress you cause me. 6
13 immediately. 6
14 if requested by the consumer 5
15 and I am afraid of possible theft or fraud. if you are unable to provide me a copy of verifiable proof within 15 days after your investigation 5
16 you must remove the accounts and or the information listed below. 4
17 and ( i ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 3
18 or deleted from the file of the consumer. 3
19 XXXX XXXX XXXX XXXX consumer 3
20 immediately : XXXX XXXX. Thank you 3
21 personnel 3
22 based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 3
23 XXXX 3
24 the above-mentioned laws ( FCRA and FACTA ) along with the XXXX XXXX XXXX demands these inaccurate 3
25 and in consumer reports on the consumer 3
26 the information has been modified or deleted from the file of the consumer. 3
27 XXXX XXXX XXXX consumer 3
28 immediately : XXXX XXXX XXXX 3
29 immediately :,,EQUIFAX 2
30 based on the results of the investigation; and ( ii ) promptly notify the furnisher of that information that the information that the information has been modified or deleted from the file of the consumer. 2
31 and ( i ) promptly notify furnisher of that information that the information has been modified or deleted from the file of the consumer. 2
32 immediately : Account : # XXXX XXXX XXXX of that information that the information has been modified or deleted from the file of the consumer. Please remove the following item ( XXXX ) from my report 2
33 any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the written instructions of the consumer to whom it relates. 2
34 you must remove the accounts and or the information listed below. Thanks for your help with this matter.,,EQUIFAX 2
35 you must remove the accounts and or the information listed below. Thanks for your help with this matter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 2
36 Transunion 2
37 and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted fromt the file of the consumer. 2
38 and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.,,EQUIFAX 2
39 you must remove the accounts and or the information listed. 2
40 a debt collector shall 2
41 they also have never provided any disclosures or to opt-out of sharing my information with third-parties. The bankruptcy courts DO NOT REPORT bankruptcy to any credit reporting agencies or secondary bureaus. I have provided a letter from the courts stating that. 2
42 and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 2
43 by this law a deletion is well overdue after your three reinvestigations and STILL have not reported the information 100 % accurately 2
44 XXXX consumer credit report does not show any bankruptcy as it was already disputed and removed from XXXX credit report and that the letter from US Bankruptcy Court stating ( attached ) that quote we do not report individual bankruptcy case filing data to credit reporting agencies 2
45 INC.,TX,76502,,Consent provided,Web,2023-12-08,Closed with non-monetary relief,Yes,N/A,7970652 1
46 INC.,TX,76549,,Consent provided,Web,2023-11-30,Closed with non-monetary relief,Yes,N/A,7929641 1
47 LLC,GA,30274,,Consent provided,Web,2024-08-23,Closed with explanation,Yes,N/A,9890413 1
48 INC.,GA,310XX,,Consent provided,Web,2024-05-08,Closed with non-monetary relief,Yes,N/A,8959814 1
49 INC.,TX,77075,,Consent provided,Web,2025-11-03,Closed with explanation,Yes,N/A,17002043 1
50 immediately : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX,,EQUIFAX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer

853 consumer complaints have been filed with the CFPB under the "after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer" product category, naming 544 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, the single most common underlying consumer complaint is "the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

Read our methodology — how this data is sourced, computed, and verified.

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