Total complaints
165
Filed since ( 2
2026 data Public-data reference. official source
as appropriate
165 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
165 consumer complaints filed with the CFPB
This profile shows as appropriate's complaint history from CFPB public records. 165 consumers have filed complaints since ( 2 . The company has a 0% timely response rate and has provided relief in 0% of cases.
165
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
52
States Active
( 2
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
as appropriate complaint mix by product
- under 15 50 50.0% – 0% relief
- after any 28 28.0% – 0% relief
- the agency 8 8.0% – 0% relief
- Section 1681s2 5 5.0% – 0% relief
- they are 3 3.0% – 0% relief
- THAT IF 3 3.0% – 0% relief
- XXXX XXXX 3 3.0% – 0% relief
How as appropriate's 165 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| under 15 U.S. Code 1681i | 50 |
| after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer | 28 |
| the agency shall provide notification of the dispute to any person who provided any item of information in dispute | 8 |
| Section 1681s2 ( b ) contemplates three potential ending points to reinvestigation : verification of accuracy | 5 |
| they are supposed to do this ( 5 ) Treatment of inaccurate or unverifiable information : ( A ) In general | 3 |
| THAT IF AT ANYTIME AN ACCOUNT THAT CAME FROM IDENTITY THEFT ( WHICH IS LISTED IN THIS DOCUMENT AND ALL OTHER ATTACHMENTS ) APPEARS AGAIN ON MY CONSUMER REPORT | 3 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/year> | 3 |
| LAST REPORTED DATE XX/XX/XXXX | 3 |
| I am requesting that them be removed from my credit report as soon as possible. But if the creditors are able to prove that the inquiry is indeed valid | 3 |
| under 15 U.S Code 1681i | 2 |
| please provide me with written confirmation of the results.15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) | 2 |
| under 15 USC 1681i | 2 |
| after any reinvestigation under paragraph ( 1 ) of any information disputed individual about whom the report relates according to 15 USC 1681 ( e ) ( b ) | 2 |
| under XXXX XXXX Code XXXX | 2 |
| XXXX # : XXXX | 2 |
| XXXX | 2 |
| 3 years old XXXX XXXX XXXX-hippa? 3 years old. Medical.. experian XXXX XXXX- provide me with a lease.. never lived in XXXX and company that XXXX XXXX is trying to collect debt for is no longer in business.. Ive contacted this company no response. They cant provide a lease this is not me. 3 year remedy here in Louisiana where I have lived for 5 years. Experian ... XXXX XXXX XXXX- 3 year remedy | 1 |
| after any reinvestigation under paragraph ( XXXX ) of any information disputed by a consumer | 1 |
| reported as a collection and then charged off again. These are clear inaccuracies that Equifax allowed to remain on my credit report. The accounts are not 100 % accurate so it is deemed INACCURATE and should be deleted immediately. Equifax told me the the accounts remain with all the inaccuracies. Please delete these accounts effective immediately. This is my right per the Fair Credit Reporting Act to request this ( FCRA ) | 1 |
| reported as a collection and then charged off again. These are clear inaccuracies that Experian allowed to remain on my credit report. The accounts are not 100 % accurate so it is deemed INACCURATE and should be deleted immediately. Experian told me the the accounts remain with all the inaccuracies. Please delete these accounts effective immediately. This is my right per the Fair Credit Reporting Act to request this ( FCRA ) | 1 |
| governs access to consumer credit report records and promotes accuracy | 1 |
| or delete the item from the file in accordance with paragraph ( 5 ) | 1 |
| as it clearly states in the Fair Credit Reporting Act | 1 |
| whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to 15 USC 1681 ( e ) ( b ). And according to 15 USC 1681i ( 5 ) they're suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information. ( A ) In general | 1 |
| 15 USC 1681s-2. 15 USC 1681i ( 5 ) | 1 |
| NV XXXX and there is XXXX | 1 |
| if after any investigation under paragraph 1 of any information disputed by a consumer | 1 |
| GA XXXX and XXXX XXXX XXXX XXXX | 1 |
| Account XXXX Ending Account number : # XXXX | 1 |
| according to 15 USC 1681i ( 5 ) | 1 |
| has violated my rights XXXX XXXX XXXX | 1 |
| the consumer reporting agency shall review and consider all relevant information submitted by the consumer in the period described in paragraph ( XXXX ) ( A ) with respect to such disputed information Delete immediately and monetary compensation FCRA violations for 15 USC 1681i and 15 U.S. Code 1681e - Compliance Procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. ( XXXX ) Consideration of consumer information In conducting any reinvestigation under paragraph ( XXXX ) with respect to disputed information in the file of any consumer | 1 |
| ( 4 ) Consideration of consumer information In conducting any reinvestigation under paragraph ( 1 ) with respect to disputed information in the file of any consumer | 1 |
| TransUnion is in violation of 15 USC 1681i ( 5 ) | 1 |
| yet they updated the report on XX/XX/XXXX report number XXXX to reflect no credit limit | 1 |
| according to 15 USC 168i 5 | 1 |
| both of these accounts have proven to be inaccurate | 1 |
| has violated my rights. I looked at my Equifax credit report on XX/XX/year> | 1 |
| they are supposed to do the following : ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In generalIf | 1 |
| on or before the 15th day following the mailing of the notice described in subsection ( a ) ( 2 ) | 1 |
| GA XXXX and the CORRECT Address is XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX | 1 |
| and Last Active is inconsistent across 3 reporting agencies ] According to this law below | 1 |
| impartiality | 1 |
| according to 15 USC 1681 ( 5 ) they are suppose to do this with treatment of inaccurate or unverifiable information ( A ) In general lf | 1 |
| emails | 1 |
| this inaccurate and misleading information remains. And according to FCRA | 1 |
| it states | 1 |
| has violated my rights. I looked at my Trans union credit report on XX/XX/year> | 1 |
| it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual | 1 |
| under 15 U.S. Code 1681i ( 5 ) | 1 |
| A person shall NOT furnish any information relating to a consumer to any consumer report agency knowing or has reasonable cause that the information is inaccurate. Also | 1 |
| according to 15 USC 1681 5 they are suppose to do this : ( XXXX ) Treatment of inaccurate or unverifiable information ( A ) In general | 1 |
| GA XXXX and XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| the language is very clear. It states | 1 |
| Experian is in violation of 15 USC 1681i ( 5 ) | 1 |
| IL XXXX and there is XXXX XXXX XXXX XXXX XXXXXXXX XXXX | 1 |
| the agency shall reinvestigate free of charge and record the current status of the disputed information | 1 |
| if | 1 |
| TransUnion | 1 |
| IL XXXX and there is XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| IL XXXX and there is XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. | 51 |
| based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. | 22 |
| based on the results of the reinvestigation; and ( ii ) immediately notify the furnisher of that information that the data has been deleted or modified If you can not supply me with a copy of verifiable evidence within 15 days after the conclusion of your inquiry | 16 |
| based on the results of the reinvestigation. | 8 |
| based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. Lastly | 7 |
| modify | 5 |
| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.,,EQUIFAX | 3 |
| based on the results of the investigation ; and ( ii ) promptly notify the furnisher of that the information has been modified or deleted from the file of the consumer. | 2 |
| based on the results of the reinvestigation and promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. '',Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 2 |
| based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. I'm asking that you delete this obvious inaccurate accounts from the file of the consumer. I'm asking that you delete this obvious inaccurate account off my credit report and send me an updated copy of this report in 15 days. | 2 |
| based on the results of the reinvestigation ; and ( ii ) Promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. | 2 |
| based on the results of the reinvestigation ; and ( i ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. | 2 |
| based on the results of the reinvestigation; and ( ii ) Promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. | 2 |
| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 |
| based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. and according to 15 USC 1681s-2 they are suppose to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 U.S.C. 1681B ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 |
| based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. B ) Requirements Relating to Reinsertion of Previously Deleted Material ( i ) Certification of accuracy of information. If any information is deleted from a consumer 's file pursuant to subparagraph ( A ) | 1 |
| based on the results of the reinvestigation; and ( il ) promptly notify the furnisher of that information that the information has been modified or deleted from tha file of the consumer.,,SANTANDER HOLDINGS USA | 1 |
| based on the results of the reinvestigation ; and ( i ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,11435,,Consent provided,Web,2023-11-20,Closed with explanation,Yes,N/A,7880619 | 1 |
| based on the results of the reinvestigation ; and ( i ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.,,EQUIFAX | 1 |
| based on the results of the reinvestigation.,,EQUIFAX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer | 103 |
| incomplete | 29 |
| after any reinvestigation under paragraph ( XXXX ) of any information disputed by a consumer | 14 |
| or a determination that the information can not be verified.704 When its investigation determines that disputed information is inaccurate | 5 |
| in general if after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer | 3 |
| if after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer | 2 |
| and the privacy of personal information assembled by Credit Reporting Agencies ( CRAs ). 15 USC 1681i ( 5 ) ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general If | 1 |
| the consumer reporting agency shall ( 1 ) promptly delete that item | 1 |
| after any reinvestigation of any information disputed by a consumer | 1 |
| an item of the information is found to be inaccurate | 1 |
| as appropriate | 1 |
| if any information disputed by a consumer | 1 |
| specifically | 1 |
| after any investigation under paragraph ( 1 ) of any information disputed by a consumer | 1 |
| an item of information is found to be in accurate or incomplete | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About as appropriate
as appropriate has accumulated 165 consumer complaints in the CFPB public database, with filings active across 52 U.S. states. Of those submissions, 164 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( 2 , and the most recent logged activity is st with th, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, as appropriate reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "under 15 U.S. Code 1681i", and the single most common underlying issue is "after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating as appropriate: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does as appropriate have?
as appropriate has received 165 consumer complaints filed with the Consumer Financial Protection Bureau.
Does as appropriate respond to complaints on time?
as appropriate has a 0% timely response rate to CFPB complaints.
What is the most common complaint about as appropriate?
The most common issue reported against as appropriate is "after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer" in the "under 15 U.S. Code 1681i" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
