Total complaints
1.2K
Filed since # #
2026 data Public-data reference. official source
XXXX XXXX
1.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1.2K consumer complaints filed with the CFPB
This profile shows XXXX XXXX's complaint history from CFPB public records. 1,175 consumers have filed complaints since # # . The company has a 0% timely response rate and has provided relief in 1.2% of cases.
1.2K
Total Complaints
0%
Timely Response
0%
Disputed
1.2%
Relief Provided
583
States Active
# #
Since
Timely response
0%
CFPB-tracked response window
Relief rate
1.2%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 1.2%
Industry median
Share closed with monetary or non-monetary relief.
XXXX XXXX complaint mix by product
- XXXX 183 40.6% – 0% relief
- XXXX XXXX 167 37.0% – 1% relief
- XXXX XXXX 57 12.6% – 2% relief
- XX/XX/XXXX 17 3.8% – 0% relief
- XXXX XXXX 13 2.9% – 0% relief
- after any 7 1.6% – 0% relief
- here is 7 1.6% – 0% relief
How XXXX XXXX's 1.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX | 183 |
| XXXX XXXX | 167 |
| XXXX XXXX XXXX | 57 |
| XX/XX/XXXX | 17 |
| XXXX XXXX XXXX XXXX | 13 |
| after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer | 7 |
| here is a list of incorrect addresses that appear on my credit report and should be removed : XXXX XXXX | 7 |
| title VI | 6 |
| release or verify any information with the credit bureaus or any 3rd parties. I decided to call XXXX back | 6 |
| XXXX XXXX XXXX XXXX XXXX | 6 |
| XXXX Address not found Your message wasn't delivered to XXXX because the address couldn't be found | 6 |
| XXXX XXXX XXXX | 5 |
| which are not associated with me : XXXX XXXX XXXX XXXX XXXX | 5 |
| all of the bureaus have multiple inquiries on my report that I did not authorize. They are as follows : XXXX XXXX | 4 |
| starting with the original creditor. ( I need to have proof of my payment history with original Creditor | 4 |
| Civil liability for willful noncompliance. Your credit bureau may be liable for : - Any actual damages I sustain due to your failure to delete the items.-Punitive damages as the court may allow.-Cost of the court action | 4 |
| XXXX XXXX | 4 |
| title XXXX | 4 |
| acct # | 3 |
| multiple inquiries have appeared on my credit report without my authorization. These inquiries include XXXX XXXX XXXX | 3 |
| nor have you compensated the beneficial owner of the private trust property. All of your credit reports are inaccurate as I am the original creditor that has extended credits to all financial institutions making any reports to you about the principal | 3 |
| numerous hard inquiries were made on my credit report without my knowledge or authorization. These include inquiries from : XXXX XXXX | 3 |
| Date : XXXX XXXX | 3 |
| XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) | 3 |
| the items remain unblocked. These include multiple unauthorized hard inquiries from companies like XXXX XXXX XXXX XXXX XXXX | 3 |
| was late in XXXX XXXX | 3 |
| UT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX UT XXXX XXXX XXXX XXXX XXXX Equifax XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Date Opened XX/XX/XXXX Balance {$11.00} | 3 |
| MO XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 3 |
| and myself and my childens ' personal info was compromised | 3 |
| including a valid U.S. drivers license | 3 |
| outdated | 3 |
| there are inquiries I do not recognize and appear to be involved with identity theft : XXXX XXXX | 3 |
| GA XXXX XXXX. Experian Provided Address : Experian XXXX XXXX | 3 |
| 000 | 3 |
| to see if I qualify for an auto loan | 3 |
| I implore the Consumer Financial Protection Bureau to take immediate action in enforcing my legal rights under the FCRA. I respectfully request that you investigate the unauthorized credit inquiries made by XXXX | 3 |
| there are 4 accounts and several inquiries that are negatively impacting my score as well in which I have repeatedly contacted the special handling department for assistance. They have been made aware also that I have been the victim of identity theft. With this information they still have not assisted me properly in correcting this incorrect damaging info. I have disputed the info by mail several times and called in to special handling department. I was informed XX/XX/18 by XXXX that the 4 accounts had been verified as well | 3 |
| TX XXXX XXXX : XXXX Dear Sir/Madam : Upon reviewing my credit report | 3 |
| XXXX XXXX XXXX ( {$26000.00} ) | 3 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. '' The Furnishers listed herein | 3 |
| release or verify any information with the credit bureaus or any 3rd parties. I decided to call Equifax back | 3 |
| fraud began XX/XX/XXXX | 3 |
| nine unauthorized hard inquiries were recorded between XX/XX/XXXX and XX/XX/XXXX | 3 |
| 2024 XXXX XXXX AddressXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX | 3 |
| I found several items that I believe to be inaccurate | 3 |
| XXXX XXXX XXXX ( Original creditor : XXXX XXXX XXXX XXXX Date opened XX/XX/XXXX Balance {$590.00} | 3 |
| visited | 3 |
| including but not limited to : XXXX | 3 |
| nor have you compensated the beneficial owner of the private trust property. All your credit reports are inaccurate as I am the original creditor that has extended credits to all financial institutions making any reports to you about the principal | 3 |
| the credit bureaus ( TransUnion | 3 |
| on XX/XX/XXXX | 3 |
| XXXX XXXX Incorrect DOB : XXXX Inaccurate Addresses : XXXX XXXX XXXX XXXX XXXX XXXX | 3 |
| according to local | 3 |
| including those from XXXX XXXX | 3 |
| and EQUIFAX | 3 |
| NC XXXX XXXX XXXX XXXX XXXX XXXX | 3 |
| 2015 | 3 |
| possesses | 2 |
| 15 U.S.C. 1681c-2 | 2 |
| follow up on a XXXX XXXX | 2 |
| creating an extension of the identity theft. Therefore nothing presented by XXXX XXXX XXXX XXXX XXXX XXXX whom is out of business | 2 |
| you can mail this information to XXXX XXXX XXXX | 2 |
| XXXX XXXX **** | 2 |
| ( 4 ) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness | 2 |
| XXXX ( XXXX ) ( ACCT # XXXX | 2 |
| 1681eb USC 1635 THE INACCURATE ALLEGED ACCOUNTS READS : XXXX XXXX XXXXXXXX | 2 |
| XXXX According to the Fair Credit Reporting Act 15 USC 1681 section 602 a states There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness | 2 |
| impartiality | 2 |
| if necessary | 2 |
| [ f ] ollowing any deletion of information which is found to be inaccurate or whose accuracy can no longer be verified | 2 |
| is being the consumer reporting agency | 2 |
| or indirectly through a reseller | 2 |
| XXXX XXXX XXXXXXXX XXXX XXXX XXXX | 2 |
| ( XXXX ) XXXX | 2 |
| XXXX XXXX XXXX XXXX XXXX XXXX | 2 |
| I hereby revoke any and all forms of consentverbal | 2 |
| I have submitted three separate credit disputes to XXXX ( on XX/XX/XXXX | 2 |
| I request that you start investigation these items and make corrections accordingly. I look forward to hearing from you. I would like you to conduct an investigation for me to make certain that everything is accurate.XXXX XXXX | 2 |
| to demand immediate removal of the listed accounts in my report and in this file. These accounts were added without my expressed written consent | 2 |
| they have issued generic verified responses without conducting a reasonable reinvestigation as required under 15 U.S.C. 1681i ( a ) and 1681e ( b ). The inaccurate personal information still remains | 2 |
| account number : XXXX | 2 |
| or inaccurate information | 2 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. '' ( Furnisher of information to credit agencies ) The financial institution and the Consumer reporting agencies XXXX | 2 |
| XX/XX/XXXXXXXX XXXX XXXX 120 days in XX/XX/XXXX | 2 |
| do not possess a valid contract endorsed by the consumers wet signature. 15 U.S. Code 78cc. Provisions of this section merely supplements the rule of tort law imposing liability on persons causing damage by violating statute. XXXX XXXX XXXX XXXX XXXX XXXX | 2 |
| even without providing their collection agents with ANY personal information | 2 |
| Except as authorized under subsection ( b ) | 2 |
| written | 2 |
| my complete address | 2 |
| first session ( XXXX ) | 2 |
| XXXX XXXX XXXX ( Original creditor : XXXX XXXX ) XXXX Date opened XX/XX/XXXX Balance {$590.00} | 2 |
| ALONG WITH THE DERAGOTORY MARKS | 2 |
| NY | 2 |
| and their presence on my report is a clear violation of FCRA 1681e ( b ) ( accuracy in consumer files ) and 1681c-2 ( right to block inaccurate or unauthorized information ) : XXXX XXXX XXXX XXXX XXXX XXXX | 2 |
| XXXX XXXX XXXX | 2 |
| I need to correct my credit file for my credit worthiness | 2 |
| XXXX/XXXX | 2 |
| I have never had any accounts with XXXX XXXX | 2 |
| collection agency | 2 |
| 16 CFR 313 supports this through the Fair Debt Collection Practice Act which states that all institutions will provide notice to their customers about how they use and report their private information privacy policies and when they will disclose information providing a method for nonpublic information to be opted out from disclosure to third parties. I have filed Opt Out requests with XXXX XXXX | 2 |
| XXXX Account # XXXX | 2 |
| XXXX XXXX XXXX -- XXXX | 2 |
| you will find copies of all relevant documentation | 2 |
| I demand that the following outdated or incorrect addresses and phone numbers be removed from my credit file : XXXX XXXX XXXX | 2 |
| on Friday | 2 |
| I received written correspondence from the courts with explicit language stating that they do not verify | 2 |
| Federal Way | 2 |
| uphold | 2 |
| I understand and agree to these terms '' if you agree to the following and wish to continue using Cash App : I agree to not engage in any transactions | 2 |
| it always takes one hour or 1.5 hours on the phone to verify my identity | 2 |
| XXXXXXXX XXXX XXXX | 1 |
| by publishing records in the XXXX XXXX under the Court News. When I talked to XXXX | 1 |
| exemplary | 1 |
| hit buttons to get to a person and get hung up on multiple times this goes on for a hour. I reach out to XXXX XXXX to see where my escrow refund is and she tells me she doesn't know and there is nothing she can do about it. ( On a recorded line I might add ) I plead for her to email someone or something she works for Mr. Cooper and she tells me no. I then reach out to XXXX XXXX and XXXX XXXX. I also finally get through to someone at customer service and the first person I speak with tells me that there is no disbursements and my escrow money was rolled over to my new escrow account. I am very upset at this point and get to a escalation specialist by the name of XXXX XXXX. She says she will have someone contact me about this. During the waiting I have XXXX XXXX call me and tell me you are confused. '' I'm not confused because I have email proof from XXXX XXXX and know what I was told. Then XXXX XXXX calls me and tries to tell me that cash at closing and escrow refund are 1 in the same which is also inaccurate because I was told they are separate and I depend on a mortgage company that is getting paid for a service ( and that I assume I can trust ) to tell me the truth and accurate information. I then reach out to a executive assistant by the name of XXXX XXXX to try and reach the leadership for the company that is listed on their website. I then proceed to email XXXX XXXX | 1 |
| XXXX XXXX XXXX XXXX is sharing the consumers personally identifiable financial information | 1 |
| XXXX ; XXXX. XXXX ) Upon receipt of the payoff | 1 |
| Loss Mitigation Specialist ; but she has misplaced some documents which I submitted. Unfortunately | 1 |
| I invoiced my client | 1 |
| so after 2 hours I contacted the towing company who stated I was next and it would be XXXX more minutes. XXXX minutes pass | 1 |
| washing their hands of it and stating that it's a problem with XXXX. This is absolutely false | 1 |
| I submitted a letter to Sallie Mae detailing the history of events and the extraordinary impact their failure to assist me was causing. Multiple telephonic discussions with representatives occurred wherein I requested redress and removal of penalties fees and fines. Acknowledgment of inappropriate application of penalty fees and fines were made with retro-active forbearance | 1 |
| against TransUnion for violations of the Fair Credit Reporting Act ( FCRA ) | 1 |
| XXXX XXXX XXXX ( Original creditor : XXXX XXXX ) XXXX Date opened XX/XX/XXXX Balance {$590.00} | 1 |
| during and after the alleged mortgages were issued. Had the credit reporting agencies removed the information as they are legally required to do and if the Title was not clouded | 1 |
| 2015 BMO Harris Bank N.A . approved me and opened a checking account for me where i deposited {$100.00}. On XXXX XXXX | 1 |
| XXXX versus the no data reported starting XX/XX/XXXX XXXX XXXX XXXX Inaccurate reporting information Date account was opened states -XXXX XXXX | 1 |
| XX/XX/XXXX at about XXXX hrs. he telephoned my cell again and stated that I needed to allow him to keep checking my computer system. He also wanted to know why I had a large sum of money in my checking account that he could see. Again | 1 |
| still having neither a title or a lien release letter | 1 |
| this person | 1 |
| CFPB | 1 |
| the reason they said they didn't pay a cent | 1 |
| by committing fraud on XX/XX/XXXX | 1 |
| did not response with in 30 days. By not replying in timely manner to my initial letter on XX/XX/XXXX | 1 |
| on behalf of Navient | 1 |
| improper delinquency status on this account Improper late fees Actual adverse credit reporting Significant time ( 6 consecutive months ) expenditure and emotional distress attempting to connect with an account supervisor that can correct this error Regulatory and Compliance Concerns LoanCares XXXX conduct raises serious concerns regarding compliance with : RESPA ( 12 CFR 1024 ) governing escrow administration and error resolution CFPB mortgage servicing regulations Fair Credit Reporting Act ( FCRA ) requirements for accurate reporting Unfair | 1 |
| I received an email from Diversified Recovery Bureau | 1 |
| they accessed my credit report ( hard inquiry ) without my concern | 1 |
| the person advised us to just wait '' for the statement to post | 1 |
| TX ( XXXX XXXX | 1 |
| detailed evidence of non-delivery | 1 |
| delete the address : - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX # XXXX Single family XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Address ID XXXX XXXX Multifamily - Apartment complex XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| due to the date of the charge | 1 |
| which specify that sellers must ship items to the address provided in the transaction details for seller protection eligibility. Additionally | 1 |
| my home address | 1 |
| which XXXX XXXX XXXX '' cashed on XX/XX/year> | 1 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX FRAUDELENT INQUIRIES : XXXX XXXX | 1 |
| per the instruction during my consultation | 1 |
| XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| which I did immediately. I was also to get proof of the filing on Fraud with the State Police | 1 |
| since XX/XX/XXXX | 1 |
| XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX | 1 |
| who passed away | 1 |
| the credit reporting agencies are listing incorrect and unauthorized information | 1 |
| allowing consumers to dispute and correct inaccurate information on their credit reports. Additionally | 1 |
| I went to make an instant cash out transaction from cash app for the amount of {$6100.00}. The bank and debit card linked to my bank account ( XXXX XXXX ) that I had linked to cash app at the time is where I chose to instant cash out my funds too which usually is in my bank account within seconds anytime I do an instant cash out from my cash app account. The fund were not deposited into my bank account because the bank declined the finds because it was over my limit that I can deposit into my account which is {$5000.00}. So going back and forth between cash app and my bank for what is now 3 weeks | 1 |
| I have spent several hours and spoken with several Loancare Managers including but not limited to XXXX | 1 |
| so I did call Midwest Recovery Systems on Wednesday XX/XX/2016 | 1 |
| TX XXXX EXPERIAN is obligated by the FCRA to report accurate accounting. The consumer has advised ALL the inquires | 1 |
| GA XXXX Subject : Formal Dispute Regarding Civil Liability for Negligence and Non-Compliance with FCRA- Civil Liability under 15 U.S. Code ( 1681 ). O Dear Sir or Madam : I am writing to formally dispute inaccuracies found in my credit report | 1 |
| I have triedcustomer service if you can call it that. I received long wait only to be hungup on | 1 |
| I wanted to make sure a third application will be favorable | 1 |
| I received a notification confirming a {$9000.00} deposit into my account | 1 |
| we went in person to a XXXX XXXX XXXX XXXX XXXX for XXXX. The XXXX and I called the bank - again | 1 |
| Acting Director CFPB Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX | 1 |
| XX/XX/XXXX ; XXXX XXXX XXXX XXXX | 1 |
| I dialed XXXX | 1 |
| XXXX letting them know this wasn't my account. I didn't hear anything until XX/XX/XXXX stating in a letter that they take these matters seriously and is under review. I responded again on XXXX XXXX and XXXXXXXX XXXX.Since that time I '' ve received notices and now a judgement against my mortgage. I have responded to each notice in writing | 1 |
| has the exact same address | 1 |
| Experian | 1 |
| XXXX - Purchase for XXXX Bitcoins ( {$2500.00} ) XXXX XXXX XXXX - Purchase for XXXX Ethereum ( {$2400.00} ) XXXX XXXX | 1 |
| and battled with their teleprompt/automaton to get a live agent on the phone... with no success. Ultimatley I have chatted '' with agents at least three times. Every time the agent wrote that the payment is authorized and has been sent to me | 1 |
| I have submitted three separate credit disputes to TransUnion ( on XX/XX/XXXX | 1 |
| I noticed a fraudulent charge for {$5500.00} on my Chase Sapphire card and another attempted charge for about the same amount that was declined by Chase. The statement showed that the fraudulent charge was made at XXXX XXXX | 1 |
| and I have been very unsure on how to proceed because once I got this document | 1 |
| because he said there was a hold on the account he told me would be liquid funds and available immediately | 1 |
| CA | 1 |
| please contact me. Also | 1 |
| serving as full and final payment for all obligations related to my loan account | 1 |
| GA XXXX XXXX : Inaccurate Residential Address Listings - Equifax Willful Noncompliance to Correct Issue To Whom It May Concern : On Thursday | 1 |
| I opened multiple bank accounts with Citibank | 1 |
| Reported : XXXX. XXXX | 1 |
| I learned that this account was automatically closed because of inactivity for several months. While this is true | 1 |
| despite having made numerous calls with the bank 's XXXX and visits to the local branch. To this day XX/XX/year> | 1 |
| I requested and received a copy of my credit reports from Equifax | 1 |
| I requested a refund on XX/XX/XXXX | 1 |
| And Disputing '' 'EACH of These Case 's '' held with the cfpb. Consumerfinance.gov. ( XXXX ) That every case be handled individually | 1 |
| please be advised that the terms of any approved loan modification is not negotiable. The modified terms are based on the income information we receive and the current status of the account at the time of review | 1 |
| the statement you provided does not reflect any payment amount | 1 |
| each carrying substantial legal implications : 1. Violation of Federal Banking Regulation 2. Collateral Check Fraud 3. Theft by Deception 4. Electronic Fund Transfer It is important to note that SPEEDY CASH XXXX | 1 |
| they failed to provide any documentation that proves the vehicle was sold in a commercially reasonable manner | 1 |
| TX XXXX Subject : Formal Dispute Regarding Civil Liability for Negligence and Non-Compliance with FCRA- Civil Liability under 15 U.S. Code ( 1681 ). O Dear Sir or Madam : I am writing to formally dispute inaccuracies found in my credit report | 1 |
| LLC | 1 |
| I contacted my mortgage company | 1 |
| New York | 1 |
| I made multiple visits to my local U.S. Bank branch in an effort to understand and resolve the issue. Each time | 1 |
| however they could not discuss credit score requirements for VA IRRL. I | 1 |
| 1 | |
| Social Security number | 1 |
| and spoke to a very nice teller | 1 |
| I went to the local branch | 1 |
| so I sent them the police report and FTC report to have the account deleted. They then sold the same accounts to XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX | 1 |
| XXXX XXXX in XXXX | 1 |
| I was also denied to participate in KYC 's PRP due to Guild 's refusal to approve in what I was told a request for re-cast. Guild informed me that a re-cast only applies to the Mortgage Re-instatement Program assistance and does not reduce principal or bring payments to a level that is affordable. However | 1 |
| I submitted multiple written notices disputing the repossession and demanding that the sale of the vehicle be halted. I also submitted a written hardship and mitigation notice requesting confirmation that the sale was paused | 1 |
| we were provided a settlement amount and told we would have to send the money via certified check to this company. We did so | 1 |
| XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX # XXXX | 1 |
| Fair Debt Collection Practices Act ( FDCPA ) | 1 |
| secondary-market rules | 1 |
| it is not possible | 1 |
| LLC DOES BUSINESS AS XXXX XXXX '' IN DELAWARE | 1 |
| XX/XX/2020 | 1 |
| despite formal disputes : XXXX XXXX XXXX XXXX XXXX | 1 |
| and we were on the verge of setting a date for the refinance closing. I received and email from XXXX stating that Wells Fargo had told him that the VA had just changed their guidelines and that as I had been late in one payment that they | 1 |
| which was carried out by the recording of false Warranty and Security Deeds which made it impossible for Titling companies | 1 |
| MN XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX | 1 |
| 2016 | 1 |
| I have repeatedly received mailed requests from Chase asking for XXXX and Reason for U.S. Address '' XXXX XXXX ) forms. I completed and mailed these forms together with the copies of my IDs back to Chase in XX/XX/year>. Additionally | 1 |
| XXXX was greatly irritated that he has to wait 2 months. XXXX with dad on the phone | 1 |
| who deny any knowledge about my transaction | 1 |
| albeit somewhat harshly | 1 |
| XXXX of XXXX | 1 |
| but it has now been reinserted on my credit file without : Written notice of reinsertion within five ( 5 ) business days | 1 |
| I finally received a loan modification packet prepared by XXXX XXXX | 1 |
| and the Consumer reporting agencies XXXX | 1 |
| while it was great that you spent most of your letter explaining how trustworthy IQ Data is | 1 |
| Security Finance is part of XXXX XXXX XXXX XXXX. Originally founded in XX/XX/XXXX | 1 |
| XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX | 1 |
| you had 30 days from receipt of this letter to respond to my request for reverification of the erroneous items. Since I have not received a reply from you within these 30 days | 1 |
| who stated that the amount that was UNEXPECTEDLY withdrawn from MY bank account | 1 |
| You indicate that an email was sent to XXXX XXXX on XX/XX/2019. However | 1 |
| I brought the financial information she requested : A copy of my ID | 1 |
| XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX. XXXX | 1 |
| resulting in more than {$1000.00} per month in lost recurring revenue and severe reputational damage. XXXX also spent countless hours trying to get answers | 1 |
| Consumer ID : XXXX prepared on XX/XX/XXXX by XXXX XXXX summary disclosure. As the Secured Party Creditor | 1 |
| XXXX apologized & said that she wasnt aware that theyd have to wait for the Hardest Hit Funds decision first. Nevertheless | 1 |
| personal Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XXXX Automotive Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX Furnishing Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX | 1 |
| encouraging the investor to permit modifications and other assistance available under the extended and expanded XXXX programs WELLS FARGO is in violation of - THE XXXX XXXX XXXX XXXX XXXX WELLS FARGO BANK | 1 |
| date opened | 1 |
| it has not been an easy fix for PennyMac | 1 |
| I contacted XXXXXXXX XXXX again | 1 |
| and it was fine | 1 |
| XXXX I requested proof of validity of the original debt | 1 |
| VISA | 1 |
| XXXXXXXX XXXX Message from ( XXXX ) XXXX | 1 |
| XXXXXXXX XXXX XXXX from ( XXXX ) XXXX | 1 |
| but they still advised to take a renter Insurance XXXX XXXX | 1 |
| XXXX & XXXX | 1 |
| transferring our file between various departments etc. There have been many CRM changes since XX/XX/XXXX. After XXXX XXXX introducing XXXX | 1 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| Dec. 21 | 1 |
| assetcare | 1 |
| If we believe that fire | 1 |
| I will honestly recount my whereabouts in an effort to defend the fact that I did not make this purchase. My evening started at XXXX XXXX XXXX at XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXXXXXX | 1 |
| my wife and I ( both co-borrowers on the loan ) attempted to make a payment on our delinquent account. We were informed that payment could only be made in person at a branch | 1 |
| please see the below : Full Name : XXXX XXXX XXXX Social Security Number : XXXX Date Of Birth : XX/XX/XXXX Address : XXXX XXXX XXXX | 1 |
| which I would define as loans that should n't have been made and packaged that originated between XXXX and XXXX | 1 |
| I am demanding them/they Resurgent Receivables LLC and XXXX XXXX Bank to provide me with all the proper documentation and verification expeditiously within 7 days why I | 1 |
| I was told that the payoff was not in fact the {$28000.00} I was given | 1 |
| but I emphasize the importance of a swift and effective resolution to restore my confidence in your services. I am asking for your assistance to remove these fraudulent items in my credit file : XXXX XXXX XXXX XXXX XXXX | 1 |
| OCWEN | 1 |
| followed by their credit department. The representative | 1 |
| I filed a dispute for the payment they were regarding as 30 days late. The premise for that dispute was : In XX/XX/XXXX | 1 |
| including what happened with the accident | 1 |
| XXXX XXXX and XXXX | 1 |
| inquiries and addresses listed which incorrectly appears on my credit report that needs to be removed and blocked from my credit report : For XXXX : XXXX : {$290.00} XXXX XXXX : {$300.00} - Account : XXXX Credit Cards : XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXXXXXX XXXX Transunion : XXXX XXXX : {$650.00} Account : XXXXXXXX XXXX XXXX : {$210.00} - Acct : XXXXXXXX XXXX : {$180.00} - Account : XXXXXXXX XXXX XXXXXXXX : XXXX : {$290.00} XXXX : {$1800.00} - Acct : XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX {$120.00} XXXXXXXX XXXX XXXX XXXX : {$240.00} - Acct : XXXX Fraudulent Openings used in my identity : XXXX | 1 |
| Illinois AG | 1 |
| this company defaults to take XX/XX/XXXX payment. I waited about a day or two. I called and was told the system didn't pull the Payment I said that is not my fault and you guys have done this too me too many times. I have over paid fees | 1 |
| I discovered that several hard inquiries were made under my name without my consent or knowledge. These inquiries | 1 |
| asking me to take actions online that were futile and that ultimately directed me back to the dead-end automated phone tree | 1 |
| I consolidated $ XXXX worth of student loans. As of XX/XX/XXXX | 1 |
| and I am requesting validation of this debt. I am requesting proof that I am indeed the party you are asking to pay this debt | 1 |
| neither was his attorney | 1 |
| all of which I recorded | 1 |
| the Consumer is subjected to ongoing injury as a result of the negative consumer credit reports | 1 |
| XXXX XXXX XXXX XXXX is the SUBJECT of the Experian complaint because the FRAUD | 1 |
| XXXX XXXX XXXX states his credit report reflects an account with Kia Finance America ( KFA ) | 1 |
| XXXX XXXX XXXX MI XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX : XX/XX/XXXX : {$180000.00} to XXXX | 1 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| FINANCIAL ASSISTANCE INC is continuing to committing identity theft. I have never given FINANCIAL ASSISTANCE INC | 1 |
| NJ XXXX XXXX : XX/XX/XXXXXXXX SSN ( Last 4 ) : XXXX Date : XX/XX/XXXXXXXX To : XXXXXXXX XXXX XXXX [ Insert address from complaint ] CC : Ragan & Ragan | 1 |
| Consumer ID : XXXX prepared on XX/XX/XXXX by Early Warning summary disclosure. As the Secured Party Creditor | 1 |
| canceled or closed any products issued | 1 |
| opened XX/XX/year> | 1 |
| I am also concerned with an issue that I have specifically with Wells Fargo | 1 |
| requested paper statements be sent by mail | 1 |
| I made another request to XXXX XXXX who handles escrow payments for American Pacific | 1 |
| due to our commitment to furnishing accurate information | 1 |
| TX | 1 |
| complaints # XXXX and # XXXX previous filed by me on XXXX XXXX | 1 |
| which this contract references the terms of the contract should be made clear. This did not happen as it was never conveyed to me that my car was paid for in full. Truist securitized my contract and has been receiving dividend payments on top interest and premiums from me | 1 |
| XXXX These are the accounts in my name that stems from the identity theft : XXXX XXXXXXXX XXXX XXXX ACCT # XXXX {$37000.00} OPEN-XXXX XXXX ACCT # XXXX OPENXXXX {$37000.00} These are the inquiries that are fraudulent on my credit report : XXXX | 1 |
| and a dispute was opened | 1 |
| I dispute several others that I have no recollection of even belonging to me | 1 |
| OH XXXX XXXX XXXX XXXX | 1 |
| and he said | 1 |
| I stumbled upon the The National Mortgage Settlement. I 'm not asking for a class-action money claim | 1 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XX/XX/XXXX | 1 |
| XXXX XXXX DID NOT fulfill their contract! SHE DID NOT RECEIVE XXXX days XXXX XXXX nights of treatment. IN FACXXXX | 1 |
| I compel Citibank | 1 |
| although I have not received any notice that this was done or that Home Resolution is actively working on it. As it had been two weeks without any communication | 1 |
| as well as highly suspect of inaccuracy and a failure to establish lawful standing and authority | 1 |
| and you are the DEBT COLLECTOR pursuant to XXXX ( XXXX ) | 1 |
| XXXXXXXX XXXX XXXXXXXX XXXX XXXX | 1 |
| NJ ( XXXX | 1 |
| Bankruptcy ) and family events ( Divorce | 1 |
| which creates the lien on the home in case of default. During the housing bubble | 1 |
| please contact us toll free at XXXX. Our hours are Monday XXXX XXXX to XXXX XXXX Tuesday through Friday XXXX XXXX XXXX XXXX XXXX and Saturday XXXXXXXX XXXX XXXX XXXX XXXX. XXXX Thank you | 1 |
| please contact us toll free at XXXX. Our hours are Monday XXXX XXXX XXXX XXXX XXXX Tuesday through Friday XXXX XXXX. to XXXX XXXX and Saturday XXXX XXXX to XXXX XXXX XXXX Thank you | 1 |
| asking for proof of my Condo Assoc. Master Policy. No problem..I contacted Rushmore the same day. I spoke to rep. XXXX agent # XXXX. She stated I could fax the Master Policy right away. I also | 1 |
| I submitted four ( 4 ) Public Service Loan Forgiveness Employment Certification Forms ( PSLF ) to FEDLOAN Servicing after speaking to one of their representatives on XX/XX/XXXX. The representative advised me that working for certain industry especially a healthcare industry may qualify me for the Public Service Forgiveness Program. I then forwarded completed and approved ( PSLF ) documents to FEDLOAN Servicing regarding the following organizations : 1. XXXX XXXX Hospital XXXX XXXX XXXX XXXX | 1 |
| started off at XXXX | 1 |
| PCRs | 1 |
| creating an extension of the identity theft. Therefore nothing presented by XXXX XXXX XXXX XXXX XXXX XXXX whom is out of business | 1 |
| XXXX {$760.00} PHOENIX FINANCIAL SE Reported : XXXX XXXX | 1 |
| XXXX versus the no data reported starting XX/XX/XXXX XXXX/Dept of EDXXXX Inaccurate reporting information Date account was opened states -Sep XXXX | 1 |
| XXXX Account Number : [ Provide account number ] Bank : JPMorgan Chase XXXX. The Incident : In XXXX and XX/XX/XXXX | 1 |
| LLC ; XXXX XXXX | 1 |
| I had to drive back to the branch XXXX miles away because they forgot about the fraud affidavit. So now they keep having me fill out the wrong forms | 1 |
| I never owned an apartment at the following address : Incorrect Address : XXXX XXXX XXXX. XXXX XXXX XXXX | 1 |
| took info | 1 |
| verbal/nonverbal this is effective immediately and indefinitely to report any and all my private nonpublic information. Per 15 USC 6802 : ( A ) a financial institution may not directly or through any affiliate | 1 |
| Upgrade responded with the following Dear XXXX XXXX | 1 |
| I am entitled to have only accurate | 1 |
| XXXXXXXX XXXX XXXXXXXX | 1 |
| I became a victim of identity theft. An unknown suspect opened multiple lines of credit and made purchases falsely with my personal information. Along with Mattress Firm | 1 |
| I have never seen funds applied like this before. He then put me on hold to get his manager | 1 |
| CA XXXX Incorrect Address ( es ) listed on Equifax report : XXXX. XXXX XXXX XXXX | 1 |
| XXXX CompanyXXXX XXXX XXXX XXXX AddressXXXX XXXX XXXX XXXX | 1 |
| including XXXX XXXX XXXX | 1 |
| LLC Correspondence : XXXX XXXX XXXX XXXX | 1 |
| starting on XXXX/XXXX/2015 | 1 |
| and a mailing address in XXXX | 1 |
| the fate of my funds is in the hands of Chase 's back office '' or | 1 |
| XXXX ( Doing Business As ) FIDELIS COLLECTIONS VIRGINIA XXXX XXXX. ; XXXX XXXX Account XXXX. : XXXX The date opened | 1 |
| XXXX ( Doing Business As ) XXXX XXXX XXXX XXXXXXXX XXXX. ; XXXX XXXX do not possess a valid contract endorsed by the consumers wet signature. 15 U.S. Code 78cc. Provisions of this section merely supplements the rule of tort law imposing liability on persons causing damage by violating statute. E.F. Hutton & Co. v. Brown | 1 |
| INC ( Doing Business As ) XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX : Account XXXX. : XXXX The date opened | 1 |
| work in ANY CAPACITY | 1 |
| XXXX XXXX Reply to XXXX | 1 |
| I have attached the billing address that your company had on file | 1 |
| two remediation payments in amounts of {$500.00} and {$3700.00} were not received. Further | 1 |
| I immediately contacted XXXX customer care at XXXX and explained the predicament. They acknowledged an error on their part | 1 |
| XXXX they sent me a form called Annual FHA disclosure notice to mortgagor '' that shows my payoff amount as {$110.00} | 1 |
| so I went in person to pick it up | 1 |
| who stated she was on a recorded line ( XXXX ) | 1 |
| XXXX XXXX. Green Tree Servicing LLC did send me a document with the New Rate which I received just after XXXX XXXX | 1 |
| and XX/XX/year> | 1 |
| XXXX ACCOUNT NO. XXXX - XXXX AMOUNT {$460000.00} PREVIOUS BAL $ N/A CURRENT BAL $ N/A XXXX/XXXX/XXXX {$460000.00} plus interest if applicable and accruable TREASURY DIRECT ACCRUAL - XXXX - MEMORANDUM This is an Original Issue Priority. An active Private issue Account | 1 |
| without my knowledge or consent | 1 |
| VA XXXX PRAA Group commission file number : XXXX IRS : XXXX Attention : XXXX XXXX XXXX XXXX Bank | 1 |
| XXXX XXXX & XXXX XXXX XXXX | 1 |
| XXXX. I petitioned the declination and was told my reason for dispute was unfounded because they do n't take into consideration the future increase in my mortgage payment ; which would take place the following month | 1 |
| as you know the Covid 19 pandemic rages on. My financial loss is great and money I would have never spent if was not for this virus I would have used to pay my bills as you notice based on my record I have faithfully paid my bills | 1 |
| and an associate called me back. I had told him that XXXX never called me back. I told him I left a voicemail asking for a call back so I could make a payment | 1 |
| Bank | 1 |
| who | 1 |
| '' that prohibits conspiracies to defraud the United States. This clause creates a separate offense from the offense clause '' in Section 371. Both offenses require the traditional elements of Section 371 conspiracy | 1 |
| XXXX CARD XXXX | 1 |
| since Borrowers first contacted Wells Fargo on XXXX XXXX | 1 |
| nor did i give anyone permission to do so. XXXX XXXX XXXX XXXX account number | 1 |
| along with an updated copy of my credit report. Inaccurate Names : XXXX XXXX XXXX | 1 |
| I identified the following unauthorized promotional inquiries : XXXX. * XXXX XXXX XXXX XXXX * - XXXX XXXX XXXX XXXX | 1 |
| XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Additionally | 1 |
| XXXX XXXX - REPORTED XXXX - XXXX ADDRESS : XXXX XXXX XXXX | 1 |
| I received a call from BoA compliance department | 1 |
| I received the letter from XXXX XXXX as Shellpoint dated XX/XX/XXXX | 1 |
| I demand you to retract my application and provide me with any equity gained | 1 |
| no response XX/XX/XXXX I received an email from Oriental Customer Service in reference to my complaint ( case number XXXX ). The response said The information provided does not match our records. XX/XX/XXXX Received response from XXXX XXXX saying XXXX | 1 |
| I have suffered : Emotional distress Financial hardship Hindrances in seeking employment Public embarrassment and reputational damagXXXX XXXX XXXX XXXX XXXX the emotional and financial toll is substantial. Personify Financials negligence and refusal to correct these inaccuracies has exacerbated my distress. I am also requesting : A full investigation into Personify Financials treatment of senior citizens Appropriate remedies and compensation for the damages incurred ________________________________________ VI. Required Action I demand : Deletion of the account from all credit bureaus Written confirmation of the deletion No further collection or reporting activity regarding this account If Personify Financial or the credit reporting agencies fail to comply within 30 days | 1 |
| REAPPLY | 1 |
| in the morning before heading to work | 1 |
| not by myself.. As stated numerous times prior | 1 |
| XXXX XXXX Phone : ( XXXX ) XXXX XXXX. Auto Inquiry XX/XX/2023 Company : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX : ( XXXX ) XXXX XXXX. Auto Inquiry XX/XX/2023 Company : XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone : ( XXXX ) XXXX XXXX. Auto Inquiry XX/XX/2023 Company : XXXX XXXX Address : XXXX XXXX XXXX | 1 |
| in my records | 1 |
| any inquiry made into my credit report without my explicit authorization is a violation of my rights under the Fair Credit Reporting Act ( FCRA ). I have not applied for any credit or services with [ XXXX XXXX XXXX via XXXX XXXX | 1 |
| closed XX/XX/XXXX ) ; - XXXX XXXX Bank credit card accounts ( ending in XXXX | 1 |
| Historical Ghost Scandal ) : Fraudster Defendants XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( FSH- dissolved company on XX/XX/XXXX before contract | 1 |
| authority | 1 |
| within 20 ( twenty ) days after receipt of a notice of Rescission the creditor shall reimburse the obligor for the following listed below : Down payment - {$1400.00} XXXX Registration Fee- {$180.00} State Filing Fee- {$100.00} Surcharge Fee- {$34.00} Electronic Registration Fee- {$12.00} Security Interest Filing Fee- {$20.00} Interest paid on this transaction from ( XX/XX/XXXX to XX/XX/XXXX ) {$3700.00} Totaling -- {$5500.00} Settlement offer - $ To Be Determined The Creditor will reimburse the obligor the following proceeds for violating the American Disability Act | 1 |
| do not possess a valid contract endorsed by the consumers wet signature. XXXX XXXX XXXX XXXX. Provisions of this section merely supplements the rule of tort law imposing liability on persons causing damage by violating statute. XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| I was told that to unlock my account I would need to fax ( XXXX ) the receipts from the original purchase as well as the refund | 1 |
| including XXXX XXXX | 1 |
| Deceptive | 1 |
| Factual | 1 |
| XXXX-XXXX-XXXX to report these unauthorized charges. Was told that I could not be helped over the phone because they only handled security issues | 1 |
| the Federal Trade Commission ( FTC ) | 1 |
| the alleged debt was actually for a line of credit and not a loan and as such | 1 |
| partial account numbers | 1 |
| Release of mortgage loan documents to specifically include the following in addition to the above-mentioned securities | 1 |
| XXXXX went online or to the store utilizing your personal information which was track down by anti-fraud department | 1 |
| I request that you start investigation these items and make corrections accordingly. I look forward to hearing from you. I would like you to conduct an investigation for me to make certain that everything is accurate.XXXX XXXXXXXX | 1 |
| which I would define as loans that should n't have been made andpackaged that originated between XX/XX/XXXX and XX/XX/XXXX | 1 |
| the Experian credit reporting agency | 1 |
| by calling XXXX | 1 |
| I sent a certified letter to Equifax regarding my identity theft due to data breaches at Equifax | 1 |
| it has been weeks now | 1 |
| they sent a letter that they determined the transactions were authorized | 1 |
| I agreed to accept a check | 1 |
| my reports show a payment history of only 88 % on-time | 1 |
| since I began the refinance process two months ago | 1 |
| each carrying substantial legal implications : 1. Violation of Federal Banking Regulation 2. Collateral Check Fraud 3. Theft by Deception 4. Electronic Fund Transfer It is important to note that SPEEDY XXXX XXXX | 1 |
| XXXX XXXX Located in MA | 1 |
| XXXX. I engaged a probate law firm | 1 |
| XXXXXXXX XXXX XXXXXXXX outdated XXXX remove this inquiry XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX XXXX Fraud XXXX this XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX outdated Please remove of these inquiry XXXX XXXX XXXX | 1 |
| we were first told that XXXX finally submitted our application to the real lender this past Friday ( XX/XX/XXXX ). We were scheduled to close today ( XX/XX/XXXX ). Despite assuring us on Friday that we were on track '' to close on time | 1 |
| up to a maximum accumulation of {$75.00} per calendar year. XXXX properties include XXXX XXXX XXXX XXXX | 1 |
| the agent called and again explained they were having technology issues '' and had no access to voice mails or emails. The agent said she was working on correcting the estimate and would get the information to by XXXX XXXX EST. After XXXX XXXX EST | 1 |
| in XX/XX/XXXX this debt collector forced me to pay them {$2400.00} in order to avoid them from garnishing my salary. Attached is my XXXX Credit Report document showing this XXXX ) date ; and | 1 |
| I was speaking with my financial team. They advised me to contact a lawyer. So | 1 |
| saved up cash | 1 |
| Director of Loss Mitigation | 1 |
| at XXXX XXXX XXXX | 1 |
| I demand that they are DELETED immediately : XXXX XXXX XXXX XXXX XX/XX/XXXX {$470.00} XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX | 1 |
| wrong. I | 1 |
| This is the last | 1 |
| XXXX/XXXX/XXXX | 1 |
| XXXX XXXX Supporting Statement to My Complaint Against XXXX XXXX XXXX The modification process with Ocwen Loan Servicing | 1 |
| XXXX XXXXXXXX | 1 |
| XXXX XXXX XXXXXXXX XXXX XXXX Inquiry : XXXX XXXX | 1 |
| XXXX versus the no data reported starting XX/XX/XXXX XXXX/Dept of ED-XXXX Inaccurate reporting information Date account was opened states -XXXX XXXX | 1 |
| I applied and was approved for an auto loan for my XXXX XXXX XXXX ( lease buyout ) with the US Bank branch at XXXX XXXX XXXX | 1 |
| we received another letter stating that our payment had been readjusted and would be XXXX as of XXXX. As this was clearly contrary to the letter we 'd just received | 1 |
| we'll investigate it and correct the issue as quickly as possible. '' They violated this promise to me recently. My card was hacked | 1 |
| woman | 1 |
| different dates last reported | 1 |
| I am talking old | 1 |
| XXXX XXXX XXXX XXXX ; XXXX XXXX | 1 |
| XXXX ( Interest ) | 1 |
| Shellpoint | 1 |
| XXXX requesting verification of debt owed | 1 |
| pursuant to 15 USC 6809 ( 5 ) the term nonaffiliated third party means any entity that is not affiliate of | 1 |
| XXXX Inquiry from XX/XX/XXXX | 1 |
| XXXX versus the no data reported starting XX/XX/XXXX XXXX/Dept of EDXXXX Inaccurate reporting information Date account was opened states -XXXX XXXX | 1 |
| the store manager. I explained that my friend | 1 |
| XXXX TRUSTED ID/EQUIFAX ID Report XX/XX/XXXX XXXX Promotional Inquiry XX/XX/XXXX XXXX Promotional Inquiry XX/XX/XXXX XXXX Promotional Inquiry XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Promotional Inquiry XX/XX/XXXX XXXX XX/XX/XXXX Promotional Inquiry XX/XX/XXXX EQUIFAX Automated Consumer Interview System XX/XX/XXXX EQUIFAX Automated Consumer Interview System Hard Inquiries XX/XX/XXXX XX/XX/XXXX | 1 |
| MO XXXX Inquiry Date : XX/XX/XXXX Address Provided : XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX ( CLOSED ) | 1 |
| I began to receive phone calls from ( XXXX ) XXXX. On XX/XX/2019 | 1 |
| I received phone calls from ( XXXX ) XXXX at XXXX XXXX | 1 |
| XXXX {$700.00} | 1 |
| Defendants | 1 |
| NC XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXX XXXX | 1 |
| recently we got a call from XXXX ( Extension XXXX ) saying that they are trying to collect due payment from us. We also got the letter from Citi that they have sold the account ( ending in XXXX ) to XXXX XXXX XXXX | 1 |
| dishwasher | 1 |
| 15 USC 1681C ( a ) ( 5 ) states '' Except as authorized under subsection ( b ) | 1 |
| after declining my applications for mortgage modification | 1 |
| it left me no option but to file for Chapter XXXX | 1 |
| VIA OVERNIGHT EXPRESS MAIL ( label attached | 1 |
| . XX/XX/XXXX | 1 |
| I discovered multiple unauthorized credit inquiries on my credit report that were not initiated by me and from multiple banks that I had not applied for credit with. These inquiries are from multiple banks including specifically XXXX XXXX XXXX XXXX ( multiple ) | 1 |
| 2016 if it had been in that status | 1 |
| I received 14 calls on my cellphone. I didn't answer and they never leave a voicemail. The phone number they called from this day was XXXX These are the times : XXXX XXXX | 1 |
| I called the customer service number for the mortgage company and eventually spoke to XXXX XXXX | 1 |
| NewRez XX/XX/XXXX XXXX XXXX - outgoing | 1 |
| irrefutable evidence of XXXX XXXX knowing state of mind is the XX/XX/XXXX letter sent by XXXX XXXX XXXX XXXX XXXX by XXXX XXXX XXXX XXXX XXXX an attorney at XXXX ) XXXX the XXXX XXXX General concerning this specific XXXX account XXXX In this official communication | 1 |
| the address section of my file is riddled with errors. My correct and only address is XXXX XXXX XXXX | 1 |
| I have made multiple phone calls ( XXXX ) to Wells Fargo support bankers regarding XXXX ID XXXX XXXX. I have spoken to several representatives | 1 |
| WFB employees | 1 |
| abuse | 1 |
| once again | 1 |
| I had hoped to obtain copies of the Cashiers Check I submitted | 1 |
| and went to a local branch on Monday XXXX XXXX | 1 |
| do not possess a valid contract endorsed by the consumers wet signature. 15 U.S. Code 78cc. Provisions of this section merely supplements the rule of tort law imposing liability on persons causing damage by violating statute. E.F. Hutton & Co. v. Brown | 1 |
| I sent my attached letter dated XX/XX/XXXX | 1 |
| in XXXX. We asked if we owed anything else as per our agreement. GM stated NO. We looked for another vehicle on their lot to purchase | 1 |
| the closing would have never occurred for home located in Florida XXXX ) requiring rolling a {$43000.00} car note ( that was never requested to be considered in the debt consolidation ) into a 30 year note and omitting at least 3 other credit cards originally discussed for the debt consolidation and d ) being given a one day deadline to secure close out letters from creditors ( letters that many stipulated they do not provide ) e ) copies of titles that XXXX admitted | 1 |
| MD XXXX XX/XX/XXXX | 1 |
| I requested and received a copy of my credit reports from XXXX | 1 |
| Citi turned the tables around. Now on my online account | 1 |
| including the following : Transaction dates | 1 |
| namely by XXXX XXXX | 1 |
| a document is sent to XXXX XXXX at an address he has never resided at. The address belongs to XXXX XXXX office. The document is from Specialized Loan Servicing ( SLS ). SLS has not had any dealings with XXXX XXXX. If they are taking over the loan | 1 |
| XXXX XXXX was contacted over the phone to inform her that no information was received via email | 1 |
| I have provided proof of my visit to the branch on XXXX XXXX twice in XXXX and XXXX of XXXX | 1 |
| XXXX XXXX XXXX to me that BoA has a hold on his account for my {$30.00} | 1 |
| creating an extension of the identity theft. Therefore nothing presented by XXXX XXXX Bank XXXX XXXX XXXX whom is out of business | 1 |
| 84 T.C. 1319 ( 1985 ) : The Tax Court ruled that once a debt is claimed as uncollectible | 1 |
| and refused to give me to a supervisor. Each time I asked if they would have someone call me I was told that could not happen. All the customer service reps are rude and nasty. They would not supply me with a copy of the chat but stated I could take a snap shot of it with my phone which they know would not give me the whole chat conversation. I have spoken to the following reps and their were more but at the time I could not get a snap shot of the conversation because I had to have someone show me how to do this. Some of the customer service reps were | 1 |
| against the four companies listed above | 1 |
| f/k/a - as successor-in-interest to XXXX BANK | 1 |
| Consumer ID : XXXX prepared on XX/XX/2017 by Early Warning summary disclosure. As the Secured Party Creditor | 1 |
| they never explained the interest rate for the loan until I was called by the bank and informed that the cost had doubled. Days turned into months | 1 |
| 15 U.S.C. 1681i | 1 |
| XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX | 1 |
| CFO XXXX XXXX XXXX XXXX {$7300.00} ACTING CEO | 1 |
| XXXX : Finish creating your account '' ( Received on XX/XX/XXXX | 1 |
| by establishing an account with XXXX | 1 |
| I was denied the ability to cancel. The agreement | 1 |
| XXXX talked to XXXX XXXX on XX/XX/XXXX and sent an e-mail about her pending trip to the bank to do business. Since then | 1 |
| fairly | 1 |
| XXXX ( XXXX | 1 |
| including verification requirements | 1 |
| and I have filed reports with all governmental regulatory agencies | 1 |
| you will find evidence supporting my claim and facilitating the investigation. Please acknowledge the receipt of this complaint within 15 days and provide information on the steps being taken to resolve this matter. I am asking for your immediate assistance to remove the following fraud items in my credit file : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX | 1 |
| XXXX office took withdrawals of {$500.00} here | 1 |
| Inc. | 1 |
| with pain on my neck after being in a car accident the day before. I fill out my intake sheet completely | 1 |
| PLLC XXXX XXXX XXXX XXXX sent me what they believe is validation of debt owed of the accounts | 1 |
| I still had not heard anything back from any of them and nothing had changed online. Throughout this process Id done a lot of googling and found that Mr Cooper ( who was Nationstar Mortgage ) have had pretty serious issues that had to be addressed by state banking regulators in California | 1 |
| I may have given written | 1 |
| I sent the following request : REF : Fraudulent XXXX withdrawals from personal checking account/ Your Ref : XXXX On XXXX XX/XX/2022 | 1 |
| compound interest and unauthorized debits ) resulting in a new balance of {$220000.00}. This practice was followed in the subsequent statements of XXXX XXXX | 1 |
| Violations | 1 |
| providing your verified PROOF OF CLAIM in the form of a sworn rebuttal affidavit | 1 |
| XXXX/XXXX XXXX | 1 |
| I used Bank of America XXXX XXXX pay to pay monthly mortgage since XX/XX/XXXX | 1 |
| I submitted a complaint to the Consumer Financial Protection Bureau ( Complaint # XXXX ). In my complaint I stated : I would like a refund of all of the payments that I made in excess that I was not required to pay -- because they were already paid on my behalf by the DOD -- including specifically the payments made in... XX/XX/XXXX | 1 |
| D.C. XXXX Re : Unfair | 1 |
| I contacted Mr. Cooper to follow up on longstanding issues with our mortgage account | 1 |
| the following addresses were added to my credit profile fraudulently | 1 |
| to XXXX | 1 |
| Deputy XXXX XXXX ( Bodycam Footage Available ) | 1 |
| Virginia | 1 |
| XXXX XXXX XXXX XXXX XXXX XXXX Child Support XXXX XXXX | 1 |
| I offered to settle the loan for a lump sum of {$30000.00} | 1 |
| XXXX XXXX made a call to the bank to inquire when the checks would clear and was told by bank staff ( XXXX | 1 |
| XXXX {$1300.00} and Equifax {$1300.00} | 1 |
| I explained that I was there to have the document re-notarized due to an date error by teller. He refused | 1 |
| an unknown individual fraudulently accessed our U.S. Bank business account and added XXXX XXXX as an employee on our profile. We do not know this person | 1 |
| I am not allowed to receive | 1 |
| including 623 ( a ) ( 1 ) ( B ) and 623 ( a ) ( 2 ) | 1 |
| LLC stated | 1 |
| XXXX ( XXXX ) ( ACCT # XXXX | 1 |
| I Filed another ID Theft report and Affidavit ( FTC report # XXXX ). I certified mailed this along with an affidavit of identity | 1 |
| I am left to take actions of reporting | 1 |
| issuers must investigate and resolve certain billing errors | 1 |
| who also became very rude from the moment I spoke to her on the phone. she said | 1 |
| they walked XXXX through | 1 |
| XXXX XXXX XXXX states his credit report reflects an account with XXXX XXXX XXXX ( XXXX ) | 1 |
| my current mailing address [ as of XXXX | 1 |
| including their address | 1 |
| 2022 XXXX XXXX XXXX Experian-XXXX XXXX | 1 |
| XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX | 1 |
| credit inquiries must be made with my permission or under circumstances where I have applied for credit. If these inquiries were not authorized by me or do not meet the requirements for a legitimate credit inquiry | 1 |
| and my Social Security number is XXXX. I reside at XXXX XXXX XXXX XXXX | 1 |
| I initiated a dispute regarding incorrect information related to ( XXXX XXXX | 1 |
| including dated emails | 1 |
| ( Redacted ) -- -- - She has been increasingly evasive about the loan process and I have been told over and over that it will get done | 1 |
| the account is listed as charged off ; however | 1 |
| including our business | 1 |
| XXXX Flr | 1 |
| XXXX. XXXX XXXX | 1 |
| I have had no contact with XXXX XXXX. I have called to follow up and each time I have called I have spoke with a different person. In total from business day XXXX I have spoken to XXXX different people in total. Names as follows : XXXX | 1 |
| we initiated our XXXX home loan application with Golden 1 Credit Union Credit Union. On XX/XX/year> | 1 |
| insurance | 1 |
| EQUIFAX | 1 |
| 615 ( f ) | 1 |
| LLC ; XXXX Account XXXX. : XXXX The date opened | 1 |
| LLC ; XXXX Account No. : XXXX The date opened | 1 |
| I reported the scam to the FBI | 1 |
Top States
| State | Complaints |
|---|---|
| XXXX XXXX | 142 |
| XXXX | 123 |
| XXXX XXXX XXXX | 49 |
| CA | 29 |
| XX/XX/XXXX | 15 |
| TX | 12 |
| XXXX XXXX XXXX XXXX | 10 |
| XXXX XXXX XXXX XXXX XXXX XXXX | 8 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 8 |
| MO | 7 |
| NY | 6 |
| and XXXX XXXX | 6 |
| CA XXXX. After | 6 |
| NJ | 5 |
| XXXX XXXX XXXX XXXX XXXX | 5 |
| consumer and natural person | 5 |
| CA XXXX | 5 |
| XXXX XXXX and XXXX XXXX XXXX XXXX XXXX. | 5 |
| CA XXXX. | 5 |
| XXXX XXXX | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX XXXX | 188 |
| XXXX | 149 |
| XXXX XXXX XXXX | 54 |
| XXXX XXXX XXXX XXXX | 32 |
| XX/XX/XXXX | 24 |
| XXXX XXXX XXXX XXXX XXXX XXXX | 12 |
| XXXX XXXX XXXX XXXX XXXX | 11 |
| and how and what kind of physical information does the runner give back to the credit bureau. They could not answer that | 9 |
| as added Pub. XXXX XXXX | 7 |
| TX XXXX XXXX XXXX XXXX XXXX XXXX | 7 |
| XXXX XXXX Date opened XX/XX/XXXX Balance {$0.00} | 6 |
| XXXX XXXXXXXX | 5 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 5 |
| date of last payment | 5 |
| XXXX XXXX XXXX | 4 |
| and what fees/interest has been tacked on to this debt andhow you/they determined these fees. ) This requirement was established by the case XXXX XXXX XXXX XXXX | 4 |
| the Subcommittee on Banking | 4 |
| the consumer reporting agency shall ( i ) promptly delete that item of information form the file of the consumer | 4 |
| XXXX Incorrect Previous Address : - XXXX XXXX XXXX | 4 |
| XXXX XXXX XXXX # XXXX | 4 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About XXXX XXXX
XXXX XXXX has accumulated 1,175 consumer complaints in the CFPB public database, with filings active across 583 U.S. states. Of those submissions, 617 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to # # , and the most recent logged activity is usly state, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, XXXX XXXX reports a 0% timely-response rate and has closed 1.4% of cases with a written explanation to the consumer. 1.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX", and the single most common underlying issue is "XXXX XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does XXXX XXXX have?
XXXX XXXX has received 1,175 consumer complaints filed with the Consumer Financial Protection Bureau.
Does XXXX XXXX respond to complaints on time?
XXXX XXXX has a 0% timely response rate to CFPB complaints.
What is the most common complaint about XXXX XXXX?
The most common issue reported against XXXX XXXX is "XXXX XXXX" in the "XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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