| yet the items have not been removed as required. This suggests a violation of 15 U.S.C. 1681i ( a ) | 2 | 0.0% | even though they have not been verified with any supporting documentation. The companies are continuing to report these debts to the credit bureaus ( as evidenced by recent last reported dates in XXXX ) |
| yet the mere presence of a dismissed bankruptcy on a credit report after that closing date is highly questionable. According to the Federal Trade Commission and multiple court precedents | 1 | 0.0% | neitheXXXX XXXX nor XXXX report this bankruptcy |
| yet the negative items remain on my report. | 1 | 0.0% | I was dealing with serious hardships |
| yet the other credit bureaus took the necessary steps to delete or suppress them. I also reached out to each company and provided them the information. One of the companies even advised they received the request for validation from XXXX and XXXX only and could not produce any required documents. | 1 | 0.0% | at XXXX pm that I had a duplicate profile that had some of my identifying information as well as another person. When I called Equifax back |
| yet the repair funds have not been released. | 1 | 0.0% | I have contacted the bank repeatedly |
| yet the reported payment history and closure reasons differ and misrepresent my payment performance. | 1 | 0.0% | all three credit bureaus began reporting inconsistent and inaccurate information about the same account. XXXX lists it as Paid |
| yet the result from the CFPB complaint was in XXXX. | 1 | 0.0% | XXXX staff facilitated a re-review of the decision to discontinue doing business with you. It was determined that the decision was made in error |
| yet the Santander USA | 1 | 0.0% | Santander USA recently reported a late payment taking place in XX/XX/XXXX by fraudulently stating that the payment was made of XX/XX/XXXX. This was only done after a recent complaint about absent score reporting in which I accused them of withholding up to XXXX points. The entire 3 years and 9 months |
| yet the statement it say contact comenity bank. So they give me a run around and I to blame when I call. | 1 | 0.0% | on XX/XX/2024 |
| yet the XXXX XXXX | 2 | 0.0% | XXXX XXXX recently reported a late payment taking place in XX/XX/XXXX by fraudulently stating that the payment was made of XX/XX/XXXX. This was only done after a recent complaint about absent score reporting in which I accused them of withholding up to XXXX points. The entire 3 years and 9 months |
| yet the XXXX XXXX XXXX XXXX XXXX account with the same balance appears everywhere except Equifax | 2 | 0.0% | I also found several collection accounts that do not accurately reflect what occurred or that appear inconsistently across the bureaus |
| yet their suggestion to solve my problem was to call to be verified. '' In response to my letter the bank wrote me that : When you called us on XX/XX/XXXX | 1 | 0.0% | and attempted to verify myself. I was told by the representatives |
| yet there are inconsistencies in late payment notations. | 3 | 0.0% | {$2500.00} ( Equifax XXXX Date of Last Activity : XX/XX/XXXX ( XXXX and XXXX ) |
| yet these addresses remain on file. XXXX failure to remove these unverifiable addresses is a direct violation of FCRA Section 602 ( a ) | 1 | 0.0% | there are XXXX addresses currently being reported on my Experian credit file that are completely incorrect and have no association with me : XXXX XXXX XXXX XXXX XXXX |
| yet these false addresses have remained despite my repeated disputes. | 1 | 0.0% | XXXX |
| yet these fraudulent activities continue. Despite my vigilance | 1 | 0.0% | including the most recent incident |
| yet they all want me to pay on the same debt. Yet | 2 | 0.0% | unsafe |
| yet they are holding the money that was transferred to me in XXXX that was in fact authorized | 1 | 0.0% | the person whose account they took the money from. According to XXXX XXXX |
| yet they are now requiring me to submit everything by mail | 1 | 0.0% | I have the right under FCRA Section 605C to request the removal of adverse items related to trafficking and to receive a copy of my credit report to review such information. I originally submitted my request through CrossChecks online system as per their instructions |
| yet they are still miscalculating '' the numbers ( not in my favor ). | 1 | 0.0% | I was contacted this AM telling me that my application numbers were not correct ( for a rental property that I own ) |
| yet they are the ones offering clear terms ( do this | 2 | 0.0% | XXXX XXXX shut down my frequent flyer account and sent me a generic form email with no information as to why I was shut down. XXXX XXXX has confiscated over XXXX frequent flyer miles in my account earned from using my Citi credit cards. I applied for these credit cards in my own name and was vetted through identity checks and credit reports by Citi. I used the credit cards daily for purchases and earned frequent flyer miles. Citi sent me email offers to add new credit cards and to upgrade my cards |
| yet they auctioned my car without informing me. | 1 | 0.0% | violating C.R.S. 4-9-611. Westlake falsely claimed they had notified me about the potential repossession but I was only notified about my late payment ( not repossession ) |
| yet they chose NOW to review my derogatory credit and close theaccount. It 's because it was paid off. If they close a consumers account while,,SYNCHRONY FINANCIAL,NV,89120,,Consent provided,Web,2015-11-03,Closed with explanation,Yes,Yes,1638213 | 1 | 0.0% | too few accounts currently paid as agreed |
| yet they claim it is {$100.00} overdrawn. Perhaps over {$1000.00} in XXXX payments have gone missing. XXXX has been extremely cooperative in my investigation I have been conducting personally | 1 | 0.0% | repeatedly. I wound up having to fax my bank records to XXXX |
| yet they continue to allow this harmful entry. Because of this account | 1 | 0.0% | itemized statements |
| yet they continue to call anyhow. I am assuming they believe humiliating XXXX will get him to pay his debts. It won't. There is a right way and a wrong way to go about collecting on a debt. This company completely crossed the line and needs to be held accountable. | 1 | 0.0% | had not been since XX/XX/XXXX |
| yet they continue to collect additional payments. | 1 | 0.0% | I have paid {$3500.00} |
| yet they continue to report derogatory information without justification. This inaccurate reporting is misleading lenders | 1 | 0.0% | contract |
| yet they continue to report me delinquent and threaten foreclosure. | 1 | 0.0% | that my loan was approved for a Recovery Modification and Trial Period Plan |
| yet they continue to send & request payments each month & will not/have not used the mortgage insurance to pay off XXXX XXXX 's loan. This is not a good practice and it 's causing me great financial hardship and stress.,,Ocwen Financial Corporation,TX,77018,,Consent provided,Web,2016-02-03,Closed with explanation,Yes,No,1770434 | 1 | 0.0% | and a death certificate sent to them |
| yet they continue with their efforts to destroy my credit history. | 1 | 0.0% | XXXX. I spoke XXXX again on XX/XX/XXXX after getting your letter and talked with |
| yet they continued and still continue to come after me. | 1 | 0.0% | XXXX XXXX companies by phone ( hours spent ) |
| yet they continued collection activity anyway A re-aged tradeline where the Date of First Delinquency XXXX XXXX XXXX was illegally pushed forward Mismatched data between XXXX XXXX XXXX XXXX XXXX XXXX XXXX Cavalrys own internal files Cavalrys actions demonstrate a clear pattern of reckless disregard for federal law. | 1 | 0.0% | Cavalry has provided inconsistent |
| yet they continued furnishing derogatory data to Experian | 1 | 0.0% | an opened date of XX/XX/XXXX |
| yet they continued to bill me late fees and proceeded to furnish derogatory remarks to my credit report. According to | 3 | 0.0% | I mailed a Billing Dispute Letter per 15 USC 1666 Correction of billing errors |
| yet they continuously refuse to correct their mistakes. It makes sense XXXX wouldnt want to correct their mistakes since they profit from increasing loan balances and accrued late fees. Im sure Im not the only one XXXX has treated in this manner since theyve had several class action lawsuits filed against them where it was found XXXX was at fault. Due to XXXX repeated failure to properly inform me of several missed payments currently greatly affecting my credit score I am tempted to contact my States Attorney General to inform the government of the issues Ive been having with XXXX unless all these issues are removed from my credit report. | 1 | 0.0% | this isnt the first time Ive had an issue with XXXX as Im still trying to get late payments which were reported during the months of XX/XX/XXXX and XX/XX/XXXX for multiple loans removed from my account |
| yet they continuously refuse to correct their mistakes. It makes sense XXXX wouldnt want to correct their mistakes since they profit from increasing loan balances and accrued late fees. Im sure Im not the only one XXXX has treated in this manner since theyve had several class action lawsuits filed against them where it was found XXXX was at fault. Due to XXXX repeated failure to properly inform me of several missed payments currently greatly affecting my credit score I am tempted to contact my States Attorney General to inform the government of the issues Ive been having with XXXX unless all these issues are removed from my credit report. | 1 | 0.0% | this isnt the first time Ive had an issue with XXXX as Im still trying to get late payments which were reported during the months of XX/XX/XXXXandXX/XX/XXXX for multiple loans removed from my account |
| yet they continuously refuse to correct their mistakes. It makes sense XXXX wouldnt want to correct their mistakes since they profit from increasing loan balances and accrued late fees. Im sure Im not the only one XXXX has treated in this manner since theyve had several class action lawsuits filed against them where it was found XXXX was at fault. Due to XXXX repeated failure to properly inform me of several missed payments currently greatly affecting my credit score I am tempted to contact my States Attorney General to inform the government of the issues Ive been having with XXXX unless all these issues are removed from my credit report. | 1 | 0.0% | this isnt the first time Ive had an issue with XXXX as Im still trying to get late payments which were reported during the months of XX/XX/XXXX and XX/XX/XXXX for multiple loans removed from my account |
| yet they deny | 1 | 0.0% | I would charge {$4.00} to my card |
| yet they did issue a partial credit.,,CAPITAL ONE FINANCIAL CORPORATION,CT,06514,Older American,Consent provided,Web,2023-01-19,Closed with explanation,Yes,N/A,6457785 | 1 | 0.0% | I received a letter from CapitalOne |
| yet they did just that when they stated That due demand pursuant to Idaho Code 12-120 has been made upon defendant more than 10 days prior to filing of this action. And also That defendant refused or neglected to pay to Plaintiff the above mentioned sum despite demands made by Plaintiff. | 1 | 0.0% | the instance in question had been paid in full between my copay and my health insurance. According to the FDCPA |
| yet they did just that. This is their mistake.,,HYUNDAI CAPITAL AMERICA,IL,60089,,Consent provided,Web,2018-08-16,Closed with monetary relief,Yes,N/A,2993735 | 1 | 0.0% | I finally managed to speak with a supervisor who said that they will not waive the fee. They say if I want the fee waived |
| yet they don't properly reflect those as payment months. | 1 | 0.0% | they told me they had no record of these payments. When I indicated that I had payment confirmations ( for some not all |
| yet they dont have to TALK to us? NO! The only one that helped me was XXXX. I had a gentleman speak to me | 1 | 0.0% | and to ask how many times it had been sold and also if I could dispute it again |
| yet they failed to provide any legal proof as required under federal law. | 1 | 0.0% | and XX/XX/XXXX |
| yet they failed to provide my grandfather 's birth certificate and other key deliverables. | 1 | 0.0% | I discovered that XXXX had failed to perform essential services as promised |
| yet they have charged me several overdraft paid fees for ATM check ( debit ) card transactions. | 1 | 0.0% | we will not authorize payment of an ATM or everyday ( non-recurring ) debit card transaction that could result in an overdraft status. In limited circumstances |
| yet they have continued to pursue legal action and collection activity against me. | 1 | 0.0% | I mailed a post-litigation debt validation letter via certified mail |
| yet they have failed to provide any actual documentation or evidence of how they reached that conclusion. | 2 | 0.0% | Ive submitted multiple disputes regarding the issue inaccurate payment history |
| yet they have failed to provide documentation | 1 | 0.0% | unauthorized hard inquiries |