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Explore all 145.5K companies with CFPB consumer complaints

Company Complaints
XXXX U.S.C. XXXX et seq. ) * * * * * Other applicable federal and state consumer protection statutes * * Attached is a detailed formal notice sent to Wells Fargo 1
XXXX U.S.C. XXXX et seq. I also invoke my rights under New Jersey XXXX 1
XXXX U.S.C. XXXXXXXX XXXX XXXX 1
XXXX Unauthorized Inquiry Please see attachments sent to company. All letters have been sent certified mail and return sender. 1
XXXX under account number XXXX ( XXXX ) Lines of credit accounts opened at Creditor : XXXX XXXX XX/XX/XXXX on XX/XX/XXXX under the account number XXXX ( $???? ) Bankruptcy - XXXX XXXX under account # XXXX Hard Inquiries at XXXX XXXX on XXXX 1
XXXX under Biden-Harris administration 1
XXXX under the account number ( XXXX ) 3
XXXX Under the Fair Credit Reporting Act ( FCRA ) 3
XXXX Unfortunately 1
XXXX until XX/XX/XXXX 1
XXXX until XX/XX/XXXX the Trustee of the loan was the law firm of XXXX I. XXXX 1
XXXX up their customer's accounts 1
XXXX updated the information I disputed for XXXX XXXX XXXX XXXX as well as information unrelated to the dispute. The following changes were made to the account : Account Name : XXXX XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Status : Repossession. {$940.00} written off. {$1900.00} past due as of XX/XX/XXXX Balance : {$1900.00} Original Balance : {$23000.00} Highest Balance : {$0.00} Terms : 66 months Payment history : 30 days past due as of XXXX XXXX XXXX days past due as of XXXX XXXX XXXX days past due as of XX/XX/XXXX 1
XXXX USC XXXX ( a ) ( XXXX ) states that no consumer reporting agency may include any adverse item of information that is more than XXXX years old 1
XXXX USC XXXXc ( a ) ( 5 ) states that no consumer reporting agency may include any adverse item of information that is more than seven years old 3
XXXX USD of the loan would be placed in a separate holding account that would reduce the amount of the loan that would accrue interest and the XXXX would have to be paid dollar for dollar by the time the rest of the load is paid off. XXXX stated that XXXX would like to move forward with this opportunity. XXXX stated now we will start the default process that leads to foreclosure but dont worry as you are now in the LM department and just complete the paperwork once you receive it and return it. The XXXX referenced Want it be great to not have to make payments for a few months? You can use that extra money to pay down other bills. XXXX asked could the new payment be paid now? XXXX said no that would mess up the process. 1
XXXX use of the e-OSCAR system to upload false or misleading data constitutes a violation of FCRA and potentially wire fraud under 18 U.S.C. 1343. 1
XXXX UT XXXX XX/XX/2023 XXXX-XXXX XXXX XXXX XXXX XXXX XXXX 1
XXXX UT XXXX XX/XX/year> XX/XX/XXXXXX/XX/XXXXXXXX XXXX XXXX XXXX 1
XXXX UT XXXX XX/XX/year> XXXXXXXX XXXX XXXX XXXX XXXX XXXX 1
XXXX v. Equifax XXXX XXXX. XXXX 1
XXXX v. Experian XXXX. Solutions 3
XXXX v. First Sec. XXXX XXXX. ). 1
XXXX v. XXXX 2
XXXX v. XXXX & XXXX 1
XXXX v. XXXX emphasizes that FCRAs goal is fair and accurate credit reporting the law protects consumers from being unfairly characterized by outdated or false data law.justia.com. By continuing to report the false late payments and charge-off 1
XXXX v. XXXX XXXX XXXX 1
XXXX VA 1
XXXX VA ATM ID : XXXX XXXX XXXX ATM XXXX {$300.00} XXXX : XXXX XXXX 1
XXXX VA XXXX ( XXXX ) XXXX In accordance with the Fair Credit Reporting act XXXX XXXX XXXX Account 1
XXXX VA XXXX ( XXXX ) XXXX In accordance with the Fair Credit Reporting act XXXX XXXX XXXX Account 2
XXXX VA XXXX ; Disputes Department XXXX XXXX XXXX XXXX VA XXXX I get a call from XXXX at XXXX on XXXX XX/XX/XXXX. I informed her that I had already sent a Cease and Desist letter now I was reporting them to both Fair Trade Commission and Arkansas State Attorney General. 1
XXXX VA. I had placed forwarding procedures in place just in case this were to happen if I received mail at any of the legal residences I had lived in in XXXX 1
XXXX various red herring '' excuses not to pay over the claim but to apply the insurance funds toward the delinquent mortgage.,,M&T BANK CORPORATION,NJ,08096,,Consent provided,Web,2015-07-20,Closed with explanation,Yes,No,1474978 1
XXXX Veteran 1
XXXX Vets. 1
XXXX via email at XXXX. I informed her I was ready to settle and pay the {$190.00} this Friday 1
XXXX via the CFPB complaint iportal indicating the property has been occupied openly and notoriously 1
XXXX violate the Bank Secrecy Act ( 31 U.S.C. 5318 ( g ) ( 2 ) ) and the Gramm-Leach-Bliley Act ( 15 U.S.C. 6801 et seq. ) 1
XXXX Violated my rights 15 U.S.C 1681 Section 602A. States I have the Right to privacy. 15 U.S.C. 1681 Section 604A Section 2 : states a consumer reporting agency can not Furnish an account without my written instructions. In accordance with Fair Credit Reporting ActXXXX XXXX - I didn't approve double hard Inquiry 1
XXXX violated the terms and conditions within their banking agreement 1
XXXX Violation : Failure to validate the account 1
XXXX Violations : o FCRA 1681e ( b ) : Failure to ensure accuracy o XXXX XXXX : Misrepresentation through false data Request : REMOVE ALL INACCURATE PERSONAL DATA IMMEDIATELY Laws Violated on all of them : 15 U.S.C. 1681e ( b ) : Failure to ensure maximum accuracy. 3
XXXX voluntarily dismissed the lawsuits as evidenced from the attachments which can be authenticated in the online court public record. Under the two-dismissal rule of 15 U.S.C. 41 ( a ) ( 1 ) ( B ) if the plaintiff previously dismissed any federal- or state-court action based on or including the same claim 3
XXXX vs. XXXX 1
XXXX vs. XXXX ( XXXX ) 1
XXXX vs. XXXX XXXX Experian XXXX 1
XXXX vs. XXXX XXXX XXXX XXXX 1
XXXX waived my late fee and interest immediately after I explained 1
XXXX was a scam. I repeatedly checked to see if the purchase showed on my credit card charges and finally 1

What this index shows

This is the master index of every company that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, mirrored on PlainComplaint and grouped by institution so a single company page rolls up every complaint filed against that company across every product, state, and year since 2011. The CFPB began collecting consumer complaints when it was established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and has published them as a public dataset to give consumers, researchers, and journalists a window into how U.S. financial-services firms respond to customer concerns.

The default view is alphabetical by company name and paginated 50 companies per page. Use the sort controls to re-order by total complaint volume (highest first), timely-response percentage (best response track record first), or most recent complaint activity (companies with the freshest reports). Each row links to a dedicated company page showing year-over-year complaint trends, the top complaint products, complaint issues, top states by volume, and a year-by-year breakdown of complaint counts and response timeliness.

How to compare companies fairly

Raw complaint volume is a function of two things: how many customers the company serves, and how it handles those customers. A nationwide bank with tens of millions of accounts can show six-figure complaint counts simply because of its scale; a smaller regional lender with a few hundred complaints may actually have a higher per-customer complaint rate. The "Timely Response %" column shows the share of complaints the company answered within the CFPB's deadline — a stronger comparable metric across firms of different sizes. Pair it with the volume column to form a fuller picture, and dig into the company page for the breakdown by product so you can see whether issues are concentrated in a single line of business (for example, credit reporting) or spread across the entire firm.

Complaint records are consumer-submitted narratives. The CFPB does not adjudicate or verify the facts in each report before publishing; companies are given the opportunity to respond, dispute, or resolve. Many complaints are resolved with monetary or non-monetary relief. The strength of the dataset is in its scale — millions of records spanning every major U.S. consumer financial category — and its neutrality: it reports what consumers said, regardless of the company's perspective. Treat individual records accordingly, and lean on aggregate patterns (top issues, year-over-year trends, state distribution) when drawing conclusions.

What the dataset covers

The CFPB Consumer Complaint Database covers complaints against banks, credit-card issuers, mortgage servicers, debt collectors, payday lenders, student-loan servicers, money-transfer companies, prepaid-card issuers, credit bureaus, auto-finance lenders, and other financial products and services regulated by the agency. Complaints are categorized by product (the broad financial-services category) and sub-product, and again by issue (the specific consumer concern, e.g. "incorrect information on your report") and sub-issue. Year-by-year coverage runs from 2011 to present, with monthly refreshes published by the CFPB.

PlainComplaint refreshes from the agency's public release on a regular cadence and re-derives all aggregate counts, rankings, and trend lines on each refresh, so the page you're reading reflects the latest snapshot of the public database. See the methodology page for the full data pipeline, dedup rules, and the refresh schedule, or browse by other dimensions: issues, products, or states.