| XXXX days past due ( orig. {$1300.00} ) XXXX. XXXX closed | 3 | 0.0% | blocking |
| XXXX days past due as of XX/XX/XXXX | 1 | 0.0% | the following information was reported : Account Name : XXXX XXXX XXXX XXXX XXXX opened : XX/XX/XXXX Status : Repossession Balance : {$23000.00} Original Balance : {$23.00} |
| XXXX days previously. As Rushmore Services told us the rest of the paperwork was still being transferred to Rushmore Services LLC | 1 | 0.0% | they refused this payment |
| XXXX days prior to the reversal | 1 | 0.0% | the bank : - Failed to request or consider additional information from me - Relied solely on merchant statements- Completed investigations without my knowledge - Failed to provide timely and confirmed written notice of dispute denials- Reversed provisional credits without ensuring I was informed In both disputes |
| XXXX dba Caliber. | 1 | 0.0% | XXXX dba Caliber to another hedge fund |
| XXXX dba XXXX | 2 | 0.0% | XXXX dba XXXX to another hedge fund |
| XXXX dba XXXX XXXX | 2 | 0.0% | I sent a letter along with a copy of the cancellation of debt notice to XXXX |
| XXXX DC XXXX XXXXXXXX XXXX XXXXXXXX | 3 | 0.0% | including : XXXX XXXX XXXXXXXX XXXX XXXXXXXX |
| XXXX decided to close the case | 1 | 0.0% | the buyer opened a case against me claiming that the gift card balance was {$0.00} on both cards. I called XXXX thinking the buyer scammed me |
| XXXX decided to constantly call XXXX XXXX 's house and I every single day ... so many times that in anger in around XX/XX/XXXX she told the representative calling that her daughter XXXX XXXX and please stop calling. In some strange turn of events | 1 | 0.0% | XXXX XXXX |
| XXXX decided to double their interest rates and ultimately boost my monthly payments to almost double of what they were pre-pandemic. Also | 1 | 0.0% | I was able to recognize how predatory the student loans actually were and how misleading the overall cost of the program would be. The school failed to make me aware of the actual amount that I would actually have to pay by the time the loan is fully payed off. The total tuition cost was approximately {$110000.00}. I have been paying these loans consistently and on time for about 12 years and I still owe around {$100000.00}. Over the past 12 years I have paid between $ XXXX {$16000.00} per year on these loans collectively. Clearly these loans werent meant to help fund education but meant make graduation students passive income for predatory lenders. I was put under the impression that as long as I pay the requested amount I should be able to pay off loan amount in initial expected loan terms. I feel like I was encouraged to participate in unfair and unmanageable loan terms. At the moment |
| XXXX delay and obstruction tactics have taken various forms with the common result that my loan serviced by SHELLPOINT MORTGAGE SERVICING | 1 | 0.0% | SHELLPOINT MORTGAGE SERVICING |
| XXXX delete the item from XXXX ( XXXX : XXXX? XXXX & XXXX & XXXX & XXXX & XXXX & XXXX ) in accordance with paragraph ( XXXX ) | 1 | 0.0% | if the completeness or accuracy of any item of information contained in aconsumer ( https : XXXX? XXXX & XXXX & XXXX & XXXX & XXXX & XXXX ) sfile ( https : XXXX? XXXX & XXXX & XXXX & XXXX & XXXX & XXXX ) at XXXX reporting agency ( XXXX XXXX XXXX? XXXX & XXXX & XXXX & XXXX & XXXX & XXXX : XXXX XXXX subchapter : XXXX : XXXX ) is disputed by XXXX ( https : XXXX? XXXX & XXXX & XXXX & XXXX & XXXX & XXXX ) and theconsumer XXXX XXXX : XXXX? XXXX & XXXX & XXXX & XXXX & XXXX & XXXX ) notifies the agency directly |
| XXXX delete the item from XXXX ( XXXX : XXXX? XXXX & XXXX & XXXX & XXXX & XXXX & XXXX ) in accordance with paragraph ( XXXX ) | 2 | 0.0% | if the completeness or accuracy of any item of information contained in aconsumer ( XXXX : XXXX? XXXX & XXXX & XXXX & XXXX & XXXX & XXXX ) sfile ( XXXX XXXX XXXX? XXXX & XXXX & XXXX & XXXX & XXXX & XXXX ) at XXXX reporting agency ( XXXX : XXXX? XXXX & XXXX & XXXX & XXXX & XXXX & XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) is disputed by XXXX ( XXXX XXXX XXXX XXXXXXXX & XXXX & XXXX & XXXX & XXXX & XXXX ) and theconsumer ( XXXX XXXX XXXX? XXXX & XXXX & XXXX & XXXX & XXXX & XXXX ) notifies the agency directly |
| XXXX delivered via Certified U.S. Postal Mail to SCA Collections | 1 | 0.0% | Inc. 's violations of the Fair Debt Collection Practices Act and North Carolina Debt Collection Practices Act are documented as follows : Exhibit A : SCA Collections |
| XXXX demanded a filing fee that was never disclosed nor billed | 1 | 0.0% | we contacted XXXX. After establishing the fact that this final payment had cleared our bank |
| XXXX denied assistance | 1 | 0.0% | scratches |
| XXXX denied me a modified loan and demanded the payment in full | 1 | 0.0% | I finally got both Banks ( Vanguard and XXXX ) on one call at the same time to resolve the note ownership dispute. They instantly informed each other that they were recording the call '' |
| XXXX denied my refund request through what appears to be an automated system rather than a thorough review by a human representative. | 1 | 0.0% | I first attempted to resolve the matter directly with XXXX but was unsuccessful. Subsequently |
| XXXX denied receipt and insisted that I should pay | 1 | 0.0% | the account was returned to XXXX by the debt collector. Since then |
| XXXX denied the offer was low-balled and did not offer any proof showing so | 1 | 0.0% | a letter was received on XX/XX/XXXX stating it was denied and referred to a check which was intercepted |
| XXXX denies any discretion or authority in the foreclosure process '' and they have stated emphatically directly to us that they have no role in initiating the foreclosure process. We advised XXXX of these facts by way of a letter sent U.S. Priority Mail XXXX. We also filed a response on XX/XX/2016 | 1 | 0.0% | by XXXX |
| XXXX denies any/all damages to my vehicle and are not paying anything. However | 1 | 0.0% | Senior Vice President of Professional Standards for ARS |
| XXXX Department | 1 | 0.0% | SC XXXX FAX : XXXX RESPA QWR REBUTTAL SHELLPOINT MORTGAGE SERVICING Subject : CFPB Rebuttal Shellpoint Mortgage Servicing : Pattern of Contradictory and Misleading Responses ( XXXX |
| XXXX Department & Variety Stores ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX | 1 | 0.0% | XXXX Bank ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX |
| XXXX Department of Education instructed MOHELA to make adjusts to ALL affected borrowers accounts by : 1 ) placing them in forbearance until the issue was correct | 1 | 0.0% | who received a late billing notice for the month of XX/XX/XXXX. Specifically |
| XXXX DEPARTMENT OF EDUCATION XXXX | 1 | 0.0% | In accordance with the Fair Credit Reporting act |
| XXXX deposits | 1 | 0.0% | our club treasurer |
| XXXX DEPT OF ED / XXXX Balance : {$0.00} - Date Opened : XXXX. XXXX | 1 | 0.0% | XXXX DEPT OF ED / XXXX Balance : {$0.00} - Date Opened : XXXX XXXX |
| XXXX DEPTED/XXXX XXXX DEPTED/XXXX XXXX XXXX DEPTED/XXXX | 1 | 0.0% | XXXX |
| XXXX DEPTEDXXXX XXXXXXXX Balance {$0.00} XXXX XXXX | 1 | 0.0% | XXXX DEPTEDXXXX XXXXXXXX Balance {$0.00} XX/XX/XXXX DEPTEDXXXX XXXXXXXX Balance {$0.00} XXXX XXXX |
| XXXX details of the transactions between the website/exchanges are in the attached documents.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Payward Ventures Inc. dba Kraken,IA,515XX,,Consent provided,Web,2023-10-18,Closed with explanation,Yes,N/A,7658246 | 1 | 0.0% | CA XXXX XXXX Starting in XX/XX/XXXX2023 through XX/XX/XXXX |
| XXXX did indeed receive my letters | 3 | 0.0% | when any debt becomes serviced by a debt collections agency |
| XXXX did not authorize XXXX XXXX XXXX XXXX. XXXX | 1 | 0.0% | XXXX XXXX XXXX {$25000.00} account closed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX does not belong to me XXXX Balance $ XXXX does not belong to me XXXX XXXX Balance $ XXXX does not belong to me XXXX XXXX Balance $ XXXX does not belong to me XXXX Balance $ XXXX does not belong to me XXXX XXXX $ XXXX does not belong to me XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX did not authorize XXXX XXXX XXXX : XXXX XXXX |
| XXXX did not cash that check. I then received a notice from XXXX XXXX XXXX XXXX dated XX/XX/XXXX saying they were trying to collect the non-existent {$720.00} debt. I called XXXX again and spent another hour during which another XXXX employee re-confirmed the same three facts mentioned above. Despite recognizing that I obviously did not owe XXXX any money and that my old ( closed ) XXXX account also had a XXXX balance when it was acquired by XXXX | 1 | 0.0% | CA. ( 3 ) My account with XXXX was closed at the time XXXX acquired the account with a XXXX balance. Despite acknowledging these three items the woman said she could only route me to their billing department to set up a payment plan. I explained how illogical it was to make payments on a non-existent debt. She said she could n't correct the records |
| XXXX did not feel obligated to disclose this fact. | 1 | 0.0% | I never receive my report from XXXX or anyone at Secure One Capital. I attempt contact with XXXX several more times |
| XXXX did not get back to me. I made numerous follow up calls to XXXX | 1 | 0.0% | I reached out by email to XXXX XXXX for help with an alternative accommodation on XX/XX/year>. However |
| XXXX did not have access because US Bank Corp changed their pricing parameters. XXXX indicated the threshold and price parameters likely changed due to tightening concerns as US Bank prepared to close on their acquisition of Union Bank. Consequently | 1 | 0.0% | Mortgage Loan Originator | NMLS # XXXX. Direct : XXXX or XXXX. XXXX has been there for us throughout this process and an excellent resource. However |
| XXXX did not hire XXXX XXXX as a financial advisor as agreed because she was the banker with the largest deposit at her branch. | 1 | 0.0% | XXXX XXXX and her staff were unable to make it to the bank after she spoke to XXXX. And XXXX did not send the {$8000.00} as agreed. Also |
| XXXX did not practice any due diligence in an effort to resolve the debt with me directly | 1 | 0.0% | call |
| XXXX did NOT respond. She further stated as of XX/XX/2022 | 2 | 0.0% | the XXXX supervisor stated that XXXX was only reporting the information that XXXX had reported to them. The supervisor went on to state that the last time XXXX had reported any data or information on my account was XX/XX/XXXX of XXXX and that XXXX is required by law to report accurate up to date information EVERY 30 days. Pursuant 15 USC 1681 |
| XXXX did not want to wait and hung up the phone on me. Right after that | 1 | 0.0% | around XXXX on XX/XX/XXXX |
| XXXX did quote us the amount of {$3800.00} and stated this would bring our account current and covered our next payment coming due on XX/XX/XXXX. She also confirmed that all fees had been waived. We E-mailed XXXX on XXXX and requested that she send an e-mail confirming above stated quote and information | 1 | 0.0% | we wanted to reissue the certified check and send out immediately. We spoke to XXXX and other representatives to request a reinstatement letter to document and confirm the exact amount needed to bring our account current. We requested this numerous times |
| XXXX didn't get the person 's name | 1 | 0.0% | end of XXXX ( spoke with XXXX XXXX |
| XXXX didnt actually credit my account for the {$780.00} until XXXX XXXX. This meant that the payment was late and I was charged a late fee and had to pay interest on the balance. They were kind enough to reverse the late fee when I called | 1 | 0.0% | XXXX ( I actually only owed {$770.00} |
| XXXX different amount change daily. Plus the Loan company has been sharing my personal information with friends and family and other companies | 1 | 0.0% | XXXX |
| XXXX different opening dates | 2 | 0.0% | {$5500.00} balance |
| XXXX different XXXX mile round trips to the XXXX XXXX and the time I spent in the store in XXXX | 1 | 0.0% | the XXXX XXXX did have a problem ( I am sure this must of been the reason it was returned ). In less than XXXX weeks time |
| XXXX digits on the back of my card | 1 | 0.0% | it was declined with FRAUD ALERT reason. I confirmed my transaction online. Upon calling |
| XXXX directed me to not submit the payment | 1 | 0.0% | I began the process of refinancing my mortgage to take advantage of new |