| XXXX and XXXX ) They still have not unblocked my account online for me to make payments on their website nor have they fixed the mistake they made and accepted the Quick Claim Covid Relief paperwork. That paperwork needs to be completed on their end and handled properly | 1 | 0.0% | XXXX |
| XXXX and XXXX ) to place fraud alerts and freeze my credit. I also called Macys to report the transactions and explain that my identity had been stolen. Macys said they would open a second fraud investigation | 1 | 0.0% | I had not yet received my new card. However |
| XXXX and XXXX ). They reported no data not current | 1 | 0.0% | the online account website was updated with an alert dated XX/XX/XXXX |
| XXXX and XXXX -- {$430.00} | 3 | 0.0% | Correct he balance from XXXX to what is showing on the XXXX Statement XX/XX/XXXX to the listed balance on the statement. Amount {$10000.00} - see attached 2 |
| XXXX and XXXX ; our records indicate that these items are not displaying on your credit report. We are in the process of forwarding you a copy of your credit report for confirmation. If you have any additional supporting new documentation regarding the disputed information or any new disputes | 1 | 0.0% | XXXX : Company 's Response Thank you for submitting your complaint on XXXX XXXX |
| XXXX and XXXX account | 1 | 0.0% | i did not consent to contract the legal person |
| XXXX and XXXX all denied me free access to my account based on my nationality as a native XXXX of the XXXX XXXX tribes | 1 | 0.0% | i was called by a representative XXXX from the fraud department |
| XXXX and XXXX all dropped drastically because Capital Accounts put it on my credit. | 1 | 0.0% | on XX/XX/XXXX I called XXXX about this dental services from XX/XX/XXXX at XXXX XXXX XXXX. The customer service rep at XXXX told me that they received a claim XXXX XXXX XXXX for the XX/XX/XXXX cleaning |
| XXXX and XXXX all have been violating the law. My transactions | 1 | 0.0% | ( 2 ) Exclusions.Except as provided in paragraph ( 3 ) |
| XXXX and XXXX and any financial institution furnishing information to credit agencies lack my explicit consent or written authorization to do so. Therefore | 1 | 0.0% | I am entitled to ensure the confidentiality of my personal information |
| XXXX and XXXX and I have the right to make sure my private information isnt shared which is backed by 15 USC 6801 which states It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. | 1 | 0.0% | Equifax and XXXX. Whether it be verbal |
| XXXX and XXXX AND ITS PREDECESSORS | 1 | 0.0% | WHICH WAS DISCHARGED IN OUR CHAPTER XXXX BANKRUPTCY |
| XXXX and XXXX and then regular payments after that for a modified mortgage. I tried to pay at the end of XXXX and was told I couldn't because It started in XXXX. No one told me this modified offer. No one called me and no one emailed it to me. So now we are up to XXXX. They still won't accept my money because it is not paying it off. I finally spoke to someone who helped me. The amount due was {$6600.00} at that point although my monthly payments missed added up totaled around {$2400.00} give or take since my insurance wasn't paid. I explained that I work full time 50 hours a week with a commute of no less than 2 1/2 hours a day every day. I am a single mother of a XXXX year old and XXXX XXXX XXXX year old who is considered XXXX currently. She spent 6months in the hospital at which time | 1 | 0.0% | I called my house insurance to get a monthly price of what I was paying and found out that my insurance had not been paid ( It's escrowed ) for so long that they dropped me and I didn't have house insurance. I called XXXX XXXX XXXX XXXX and they informed me that they didn't have my mortgage and SPS had it. So first off |
| XXXX and XXXX any written consent to report anything on my consumer reports no consent is FRAUD .I demanded to see verifiable proof with my signature on a contract and written consent I gave experian | 1 | 0.0% | of the Fair Credit Reporting Act experian |
| XXXX and XXXX are consumer reporting agencies and I am the Consumer | 1 | 0.0% | The Fair Credit Reporting act These agencies are continuing to violate the consumer law policies. I did not give Experian |
| XXXX and XXXX are consumer reporting agencies and I am the XXXX. I have the right to make sure my private information isn't shared which is backed by 15 USC 6801 which states | 1 | 0.0% | collection/charge-off status and any other derogatory information deleted from my consumer reports effective immediately. Before you think to reply that this account has been validated ' |
| XXXX and XXXX are in direct violation of federal law. Additionally | 7 | 0.0% | no furnisher of credit information should report data if they know |
| XXXX and XXXX are not maintaining reasonable procedures violating all my rights as a consumer that are listed above.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,PA,19013,,Consent provided,Web,2023-12-26,Closed with non-monetary relief,Yes,N/A,8062066 | 1 | 0.0% | which was a violation of 15 USC 6802. ( b ) ( c ). The law also states that it is illegal to report transaction history. 15 US code 1681e states every consumer reporting agency shall maintain reasonable procedures designed to avoid violation of section 1681c of this title and to limit the furnishing of consumer reports to the purpose listed under section 1681b of this title.Not only that 15 USC 1681c ( a ) 5 states |
| XXXX and XXXX are not maintaining reasonable procedures. Also | 2 | 0.0% | XXXX |
| XXXX and XXXX are reporting the Last Payment date as XX/XX/XXXX | 1 | 0.0% | the Date of Last Activity is XX/XX/XXXX |
| XXXX and XXXX are reporting the number of months ( terms ) as 73 | 1 | 0.0% | XXXX has reported discrepancies across the three credit bureaus ( XXXX |
| XXXX and XXXX are showing a date reported of XX/XX/XXXX | 1 | 0.0% | with account number XXXX. According to XXXX |
| XXXX and XXXX are showing a Last Payment date of XX/XX/XXXX | 1 | 0.0% | XXXX and Equifax are showing a Date of Last Activity of XX/XX/XXXX |
| XXXX and XXXX are still reporting incorrectly | 1 | 0.0% | long after the 30 days. For example. my XXXX credit card was paid in full on XX/XX/XXXX. As of today 's date |
| XXXX and XXXX as well. | 1 | 0.0% | contacted the Credit Bureaus and personally visited XXXX |
| XXXX and XXXX at once. I have provided you with the details including dates and the names of those I spoke to and have the conversations recorded with informed consent. | 1 | 0.0% | in writing |
| XXXX and XXXX barely totaled enough for me to afford > $ 1000 month payments. I called for my options - only three were given. 1 ) pay interest only '' at around {$900.00} a month 2 ) pay {$150.00} every three months for forbearance 3 ) default. I opted to pay {$150.00} every three months until I was able to figure out an alternative. I ended up going back to school for post-baccheloreate XXXX studies at state university in XX/XX/XXXX. | 1 | 0.0% | after rejection from post-graduate programs |
| XXXX and XXXX by phone and online but was unable | 1 | 0.0% | WA who gave me more discouraging information |
| XXXX and XXXX cashed the {$1300.00} check. I am requesting that XXXX XXXX update my credit reports properly to reflect a XXXX balance.,,ENCORE CAPITAL GROUP INC.,IN,XXXXX,,Consent provided,Web,2017-09-29,Closed with explanation,Yes,N/A,2688894 | 1 | 0.0% | XXXX and XXXX that their account # XXXX has been paid in settlement for {$1300.00}. The are failing to update a XXXX balance and advising the credit bureaus that I still owe them the {$1600.00} for account # XXXX The account was initially with XXXX XXXX Credit card Services |
| XXXX and XXXX children in college | 1 | 0.0% | XXXX MA XXXX |
| XXXX and XXXX consumer credit reporting scores were HIGHER than they were when I was granted the initial {$4000.00} line of credit - ATTACHED XXXX CREDIT REPORT FROM XX/XX/XXXX. I received letters from Citibank N.A. stating their decision was based on information from XXXX ... In addition to consumer concerns with using XXXX given what was transpiring with XXXX during the timeframe of this incident | 1 | 0.0% | my Citibank N.A. line of credit for my Home Depot credit card was {$4000.00}. On XX/XX/XXXX |
| XXXX and XXXX continue to willfully report this false information on my CONSUMER file on behalf of XXXX and Aidvantage. | 1 | 0.0% | reputational damage |
| XXXX and XXXX Credit Bureau. I believe this breach has compromised my right to privacy as protected by the FCRA | 1 | 0.0% | I became aware that my personal information |
| XXXX and XXXX Credit Bureaus . | 1 | 0.0% | Negligent Enablement of Identity Fraud |
| XXXX and XXXX credit file however this has not happen. I have called all XXXX credit bureaus and they advised they have NOT received anything from Conrad Credit Corporation. I am tired of continuing to file a complaint and neither the CFPB or Conrad Credit Corporation has resolved my issue. You are reporting a duplicate collection which is inaccurate and per my consumer rights per the FCRA this must be deleted from my credit file. This is my last time attempt to resolve this matter with both the CFPB and Conrad Credit Corporation. I will not wait another XXXX days for this matter to be resolve. I will file for litigation immediately. Remove these collection accounts from my credit file NOW!,,CONRAD CREDIT CORPORATION,FL,33578,,Consent provided,Web,2021-11-22,Closed with explanation,Yes,N/A,4937187 | 1 | 0.0% | XX/XX/2021 |
| XXXX and XXXX did not report the monthly payment | 1 | 0.0% | TransUnion |
| XXXX and XXXX do not have my consent to furnish this information and they surely do not have my written consent. Any and all consent to Equifax | 2 | 0.0% | XXXX XXXX |
| XXXX and XXXX either verify the accuracy of the disputed items or promptly delete them from my credit report. Address any potential violations of my rights under the FCRA by Experian | 1 | 0.0% | I have also filed a report with the Federal Trade Commission ( FTC ) regarding this matter. My FTC report reference number isXXXX. This report outlines the same issues I am presenting here and supports my claims of unverified and inaccurate information on my credit report. On XX/XX/year>2024 |
| XXXX and XXXX failed to provide me with competent and documentary evidence toprove that the disputed information is verified. | 2 | 0.0% | nor the distribution of said information |
| XXXX and XXXX failed to report my XXXX ( XXXX ) account | 1 | 0.0% | making it difficult to obtain credit and negatively affecting my credit score. For instance |
| XXXX and XXXX failure to properly investigate my request instead | 2 | 0.0% | they will cease all collection efforts. I also received an email from XXXX pertaining to the dispute pertaining to XXXX XXXX XXXX. I logged into my XXXX account and read that XXXX XXXX XXXX has certified to XXXX that the information is accurate. This item was not changed. My question is who is telling the truth. XXXX respond very quick stating that this item was not changed. But XXXX XXXX XXXX needs more time to investigate. To sum it all up XXXX XXXX XXXX fail to provide to provide proof from the original creditor that they have legal authority to collect this alleged debt and to continue to report to the CRA 'S. From the time XXXX XXXX XXXX sent me their response letter dated XX/XX/2022 |
| XXXX and XXXX from Chase Dispute Dept and XXXX ( Account Supervisor from the Chase Dispute Dept. ) none of them would remove those charges from my credit card. | 1 | 0.0% | even after talking ( conferencing the call ) with both XXXX ( XXXX : Supervisor ( XXXX ) XXXX ) and XXXX |
| XXXX and XXXX from other banks | 1 | 0.0% | because No matter how many times I contacted the bank about returning XXXX transactions |
| XXXX and XXXX had not changed and everybody was aware of that. | 1 | 0.0% | in XXXX of XXXX |
| XXXX and XXXX has remained complacent and abdicated its duties required by the FCRA to ensure the complete and accurate reporting of each consumer profile. | 1 | 0.0% | Capital One has failed to comply with FCRA by continuing to furnish and verify |
| XXXX and XXXX have been returned. The reason stated is that I'm in default because I owe all the money accrued during the forbearance period to be paid in full. | 1 | 0.0% | I sent a monthly mortgage payment to the servicing company ( XXXX XXXX XXXX ) |
| XXXX and XXXX have updated their system after I informed them both | 1 | 0.0% | 6 ) The term debt collector means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts |
| XXXX and XXXX in Case XXXX IL App ( 1st ) XXXX now is the LAW | 1 | 0.0% | XXXX XXXX XXXX denied my Petition with prejudice |
| XXXX and XXXX in North America. Many more were also involved in the offshore offices. XXXX has not responded to at least three messages. | 1 | 0.0% | there is no signature. I was able to determine that the merchant was working on an unrelated fencing project on my property. He has a criminal record for fraud. The bank determined they were both fraudulent transactions and XXXX XXXX closed my case XX/XX/XXXX. I told Officer XXXX of XXXX PD investigating the crime that the case was closed and they also closed their case. Months later I was looking for a credit balance for a refund owed to me by XXXX XXXX related to covid19 cancellation and saw that the charge had resurfaced. I called again and again and again and am told that the bank reversed the first charge and not the second charge by mistake. The merchant voluntarily reversed the first charge after I told him I was going to call the police. The police believe he reversed the first charge because theft over {$20000.00} carries with it a much stiffer penalty. I have talked to over a dozen people in the security department of Citi Bank |
| XXXX and XXXX in the amount of {$7300.00}. In late XXXX | 1 | 0.0% | Credit Acceptance sent a XXXX XXXXXXXX to my place of employment to repossess my car. The recovery person hitched my vehicle and I complained and told him to stop. I explained that I had a payment arrangement that would cease the repossession. I called the company and confirmed. The recovery person told me to tell the agent |