| and does not explain how Citibank applied the protections of my cardholder agreement in reaching its decision. | 1 | 0.0% | on XX/XX/XXXX |
| and does not furnish discharge determinations regarding student loans. Any reporting based on assumptions rather than a court judgment is not verifiable. | 1 | 0.0% | the company is reporting my student loans in a manner that is inaccurate |
| and DOES NOT HAVE the right to speak for me on my behalf. HOW CAN SOMEONE WHO CAN NOT SPEAK | 3 | 0.0% | Authority NOR Power of Attorney to sell |
| and does not justify continued reporting under federal law. | 1 | 0.0% | I did not open it |
| and does not maintain information on how a specific creditor uses a score. You can contact the creditor directly to discuss how your score was used. As the information in your credit report changes | 1 | 0.0% | our records show that the authorized user XXXX # XXXX account was removed from your TransUnion credit report as a result of the investigation you initiated on XXXX via the internet. A score is a statistical tool used by some creditors to evaluate information associated with extending credit to a particular consumer. Risk is predicted by means of a scorecard |
| and does not on the other XXXX credit agencies. | 1 | 0.0% | which was discharged on XX/XX/XXXX. After the dispute |
| and does not reflect a legitimate or properly authorized account obligation. | 1 | 0.0% | amount due |
| and does not reflect the actual status of the loan. | 1 | 0.0% | lenders are expected to charge off installment loans |
| and does not resolve the issue. Instead | 3 | 0.0% | did not address re-aging concerns |
| and does not show any missed payments on my part. Given my lack of knowledge about this company and the fact that I am being charged for a debt I do not owe | 1 | 0.0% | 15 U.S.C. ) |
| and does not tell me history stories. | 1 | 0.0% | and make sure that this American Express credit card |
| and doesn't care about people like me that is trying to refix and re-establish my banking history. Nobody deserves to be scammed and nobody deserves to have their bank profile restricted all because of a bad mistake in a situation that they were unaware of. Chase Bank should and needs to forgive me | 1 | 0.0% | Chase put a stupid permanent restiction on my profile and I truly had the desire to do business with them but now its ruined because a stupid scammer deceived me and I got deceived into this government grant scam that he perpetrated and I was not aware of this matter. I have contacted multiple Chase bank representatives from Loss Prevention |
| and dog food charges were mine because they were on automatic payment | 1 | 0.0% | I logged into my Discover account and saw I had over several XXXX dollars of charges. I was shocked and called discover immediately. The lady I spoke with spoke with me very hastily. I went over 30 charges with her. I let her know some charges on prepayment were my charges |
| and doing another. My money had grown from {$2500.00} to just {$2600.00}. Thats an increase of {$150.00} | 1 | 0.0% | my adjusted account value was {$2600.00} |
| and don't give you an option to email them ). | 1 | 0.0% | my Wells Fargo checking account is still open and I am getting constant emails from them about adding funds |
| and don't go anywhere | 1 | 0.0% | long story short is |
| and dont have my written consent. As 12 CFR 1016.7 states A consumer may exercise the right to opt out at any time | 1 | 0.0% | In general Subject to subsection ( c ) |
| and dont worry | 1 | 0.0% | 15 USC 1692g Sec. 809 b. ) I hereby DISPUTE the validity of part or all of the alleged debt claimed in your letter ( o ) Excluded communications. A communication is described in this subsection if it is a communication ( XXXX ) with respect to which ( A ) the consumer who is the subject of the communication ( i ) consents orally or in writing to the nature and scope of the communication |
| and double-checked it | 1 | 0.0% | I made a payment in the amount of {$100.00}. I originally tried to do so with a live representative |
| and downright cruel. My name is XXXX the property in question is located at XXXX | 1 | 0.0% | I had a contract on my home. Over a month later |
| and downright disgusting upon realizing it all could have been prevented if PayPal operated with honesty and integrity.,,Paypal Holdings | 1 | 0.0% | refuse to tell me the truth about my money |
| and downright major monkey businesses in which is seriously and dangerously non-de-minimis in itself etc. | 2 | 0.0% | these advances by LVNV Funding LLC |
| and dozens of FCRA lawsuits throughout the United States | 1 | 0.0% | incomplete public records information was the impetus for regulatory investigations of the Big Three CRAs |
| and driver 's license details to navy federal. | 1 | 0.0% | the necessary actions to close the credit card account have not been taken |
| and driver 's license details to XXXXXXXX XXXX | 1 | 0.0% | the necessary actions to close the credit card account have not been taken |
| and Driver 's Licenses for the owners. This isn't an XXXX so no Articles of XXXX or anything are needed. Not only that | 1 | 0.0% | passports ( or debit cards for second form of ID ) |
| and Drivers License | 1 | 0.0% | my husband and I have been in contact with Spring Oaks LLC disputes dept and have had no success in successfully disputing this claim. We have sent all listed information and have asked for more specific items they need from us to send to confirm our case. As of XX/XX/XXXX |
| and Drivers License. The web site just sat there and did nothing. I did this several times including calling. I had my daughter try | 1 | 0.0% | Mo. on XX/XX/XXXX and it was declined twice. As I researched |
| and dropped my credit score.,,SYNCHRONY FINANCIAL,VA,201XX,,Consent provided,Web,2024-04-10,Closed with explanation,Yes,N/A,8737605 | 1 | 0.0% | and it uses the paid off and closed ( repeatedly reported ) then charged off account number. I'm not sure where the law firm fits in because the account was listed as charged off as bad debt by Synchrony |
| and dropped my SCORE AGAIN. Also ... this account has been closed for a very long time | 2 | 0.0% | almost a year later |
| and drove off campus committing theft. | 1 | 0.0% | I placed an order through XXXX for a XXXX XXXX and a box of XXXX XXXX XXXX totaling {$540.00}. The order was assigned to XXXX third-party delivery vendor |
| and drove off. One of them boldly used my XXXX XXXX XXXX card to purchase cigarettes and an expensive watch. I reported the theft of my GOES pass to DHS and filed with IC3. Unfortunately | 1 | 0.0% | my identity theft issues began when my purse was stolen at a XXXX XXXX XXXX party in New York. All my credit cards |
| and drove off. One of them boldly used my XXXX XXXX XXXXXXXX card to purchase cigarettes and an expensive watch. I reported the theft of my GOES pass to DHS and filed with IC3. Unfortunately | 2 | 0.0% | my identity theft issues began when my purse was stolen at a XXXX XXXX XXXX party in New York. All my credit cards |
| and due dates vary wildly and illogically across the three credit bureaus for what appear to be the same underlying loans. | 1 | 0.0% | consistently show XXXX different DEPT OF ED / NELNET accounts ( all ending in XXXX XXXX XXXX XXXX XXXX |
| and due diligence in getting all documents for the modification package. | 1 | 0.0% | maturing on XX/XX/XXXX. Despite seeking consideration for a lower payoff and encountering challenges during a modification attempt we navigated the process. During all the interactions with BofA I always asked if I could make another monthly payment |
| and due notice of dishonor is given | 1 | 0.0% | if a bill has been dishonored by non-acceptance or by nonpayment |
| and due process. | 1 | 0.0% | Experian is required to conduct a reasonable reinvestigation of any disputed account and notify the consumer of the results within 30 days. The reappearance of these accounts suggests that no such reinvestigation occurred |
| and Due to Negligently Violated 15 USC 1681c-2 | 7 | 0.0% | Fraud Investigation Completed |
| and Due to Negligently Violated XXXX5 USC 1681c-2 | 1 | 0.0% | Fraud Investigation Completed |
| and due to not providing enough information | 1 | 0.0% | the rep on the line informed me that this transaction has been resolved as Fraud and they'd be providing my account with a Credit. I checked in on XXXX XXXX |
| and due to the pressure the agent was putting on me | 1 | 0.0% | and that Chase would instead offer me a settlement on the account. The agent strongly encouraged me to take it on the spot |
| and dues. ; Can you please confirm that Wells Fargo complies with the US Law to accept all US coins | 1 | 0.0% | I asked Wells Fargo that per The Coinage Act of 1965 |
| and duly followed every step from there on. Every document that BOA asked for was provided in a timely fashion. The fresh appraisal that was conducted as part of the cash out refinance also confirmed that we had over $ XXXX ( over 50 % ) in equity in the house. My income level clearly supported the cash out refinance that we applied for | 1 | 0.0% | I applied for a refinance with the Bank of America ( BoA ) for our current mortgage ( outstanding balance of about $ 1.9M ) and loan application # XXXX. The existing mortgage on this home is also from BoA. The bank charged us an appraisal fee of {$1700.00} for conducting two independent appraisals for our home but confirmed that the appraisal fee would be credited back to us at the time of closing. The refinance process moved very slowly and while the bank was still crawling forward with the process |
| and dumbfounded because of his tone and accusations which made me feel like I was a liar. No use trying to explain to him since I felt it was a one-sided conversation so I finally told him that I will forward an HR Memo that talks about the pay-cut | 1 | 0.0% | Friday |
| and duplicate data. | 1 | 0.0% | with complete proof of identity |
| and duplicate records. | 2 | 0.0% | XXXX |
| and duplicate tradelines not only inflate negative reporting but also mislead lenders | 1 | 0.0% | XXXX XXXXXXXX * * * * reported twice with XXXX different balances of {$10000.00} and {$6100.00} |
| and duplicated. | 1 | 0.0% | I disputed both accounts with the credit bureaus. However |
| and duplicative listings that violate the Fair Credit Reporting Act ( FCRA ) | 1 | 0.0% | including but not limited to accounts reported by XXXX |
| and duplicative. | 3 | 0.0% | I found numerous illegal |