| and continues to refuse | 1 | 0.0% | after making 6 straight payments of {$3300.00} each from XXXX XXXX |
| and continues to report it to the credit bureaus in violation of federal law.,,Portfolio Recovery Associates | 1 | 0.0% | failing to satisfy FDCPA 15 U.S.C. 1692e ( 2 ) ( A ) prohibiting the false representation of the legal status of a debt. PRA did not provide : The original signed contract Actual proof of assignment with dates and signatures Evidence that the amount claimed is accurate and legally owed Proper notice prior to reporting or attempting collection PRA continues to report this account to credit bureaus even though the debt remains unvalidated |
| and continues to report the debt as collected. | 1 | 0.0% | including a letter from the original creditor |
| and continues to report the information to XXXX | 1 | 0.0% | but the furnisher has not supplied any documentation supporting the balance |
| and continues to report unverifiable and outdated derogatory information. | 1 | 0.0% | they failed to verify or properly investigate several other disputed accounts that continue reporting inaccurate or incomplete information |
| and continues to withdraw payments from my bank account for merchandise I never received. | 1 | 0.0% | after not receiving my purchase and being given the runaround '' by XXXX regarding this matter |
| and continues to withhold my funds.,,KEYCORP,WA,98310,,Consent provided,Web,2020-07-07,Closed with explanation,Yes,N/A,3733416 | 1 | 0.0% | with included evidence from XXXX XXXX 's communication that they had refunded me. KeyBank should be able to see |
| and continuing to report after a dispute without full verification is a breach of 611 ( a ) ( 5 ) ( A ). This account has caused financial harm | 2 | 0.0% | signed documentation |
| and continuing to report it without following the legal procedures required for reinsertion. | 1 | 0.0% | the account was never actually removed |
| and continuing to report them as charge-offs is misleading and violates FCRA 607 ( b ) and 611 | 3 | 0.0% | including XXXX MT XXXX Account No. XXXX with a balance of {$21000.00} |
| and continuing to report to cerdit agencies as 150 days past due.,,EdFinancial Services,IL,60077,,Consent provided,Web,2019-07-31,Closed with explanation,Yes,N/A,3325567 | 1 | 0.0% | which I still had not received. The agents each time stated that they were making notes in the account and that the calls would stop while that information was being sent as I requested. The calls stopped for a little while |
| and continuing updates after closureall of which constitute inaccurate reporting. | 3 | 0.0% | and XXXXXXXX XXXX have reported inconsistent |
| and continuously have been adding late fees and subsequent charges of late payments to show current owed by me ( EXHIBIT 5A | 1 | 0.0% | still the bank continues to claim it canceled my card |
| and contract/agreements. See Truth in Lending and FDCPA. | 2 | 0.0% | after the banking crisis banks were required to do certain things |
| and contractor ) | 1 | 0.0% | mini-split |
| and contracts work. Once I gave my Social Security Number and gave value to the credit application security | 1 | 0.0% | XXXX PM As I stated prior |
| and contractual documentation XXXX. Correct or delete any unverifiable data XXXX. Remove duplicate or conflicting tradelines XXXX XXXX XXXX to : XXXX. Identify the alleged delinquent obligations referenced XXXX. Provide verification and underwriting basis XXXX. Re-evaluate the denial using corrected and accurate credit information CONCLUSION The repeated inaccuracies | 3 | 0.0% | Equifax |
| and contractual justification for the XXXX. This complaint is to document fraud | 1 | 0.0% | Bridgecrest XXXX coordinated with XXXX XXXX XXXX to seize a vehicle held in trust |
| and contradictory account statuses violates my rights under federal law. | 1 | 0.0% | 607 |
| and contradictory account statuses. The same account can not legally report differently across the national consumer reporting agencies. This renders the information unreliable | 12 | 0.0% | Experian |
| and contradictory deficiency calculations | 1 | 0.0% | I have fully redacted all personally identifying information before submitting any portion of those documents to the Consumer Financial Protection Bureau. The attached redacted pages are being provided solely to illustrate : That Bridgecrest disclosed another consumers confidential financial documents to me |
| and contradictory. | 2 | 0.0% | this written description serves as my written request to submit my official complaint against my loan servicer |
| and contribute to a FICO score of XXXX | 1 | 0.0% | XXXX lists my name as XXXX XXXX XXXX '' |
| and Convenience Checks. Your due date is at least 25 days after the close of each billing cycle.,Company believes it acted appropriately as authorized by contract or law,NAVY FEDERAL CREDIT UNION,TX,77070,,Consent provided,Web,2025-01-25,Closed with explanation,Yes,N/A,11738940 | 1 | 0.0% | including fees |
| and conveniently referencing credit slip ''. Absolutely incredulous. | 1 | 0.0% | since something felt very odd about this new communication |
| and conversations are all documented. We continued making our payments throughout. | 1 | 0.0% | XXXX. In XXXX ( XXXX ) |
| and converted into asset-backed securities | 1 | 0.0% | I am attaching supporting evidence from the U.S. Securities and Exchange Commission ( SEC ) filings which indicate that the alleged original creditors XXXX |
| and converted personal funds into Trust funds... POST DEATH. By doing so | 1 | 0.0% | individuals unknown to us |
| AND CONVEY TO : XXXX XXXX XXXX XXXX XXXX | 1 | 0.0% | INCAMENDED UNDER ARTICLE 1 : THE NAME OF THE CORPORATION IS XXXX XXXX 1 0 0 NOTARY PUBLIC XXXX XXXX XXXX HAS COMMITTED CRIMINAL CONSPIRACY WITH THE MULTIPLE VICE PRESIDENTS OF XXXX XXXX XXXX XXXX XXXX AND DUE TO THIS THE SECRETARY OF STATE HAS REVOKED HER COMMISSION AND HAD HER IMMEDIATLEY DESTROY HER STAMP AND EMBOSSERS SEE ATTACHED ORDER. IN VIOLATION OF PENAL CODE 115.5. FALSE DOCUMENTS RECORDED IN SAID COUNTY |
| and convinced them that the sender was not in receipt of the funds ( which they confirmed ) and I was requesting a full refund ( minus transfer fees ) | 1 | 0.0% | and through to XX/XX/2019 ) after going back to the location -- XXXX XXXX |
| and cooperated fully with Robinhoods investigation. | 1 | 0.0% | while I was physically present and working in New Jersey |
| and copied the XXXX Identity Protection Restoration Specialist again. | 1 | 0.0% | and not getting clear direction on the next available steps from XXXX |
| and copies have been sent to your agency both via fax and through Certified mail. | 3 | 0.0% | which I believe have been added illegally. Pursuant to 15 U.S.C. 1681c-2 |
| and copies of all records relied upon. I also requested Equifax add my 100-word consumer statement | 1 | 0.0% | I sent a formal legal demand and Method of Verification ( MOV ) request prepared by my attorney |
| and Copies of any documentation bearing my signature or proof of obligation. | 1 | 0.0% | I have recently reviewed my credit report and discovered that you are reporting this account. I dispute the accuracy and validity of this debt and |
| and copies of any documents relied upon to verify the items you choose to keep. | 1 | 0.0% | please conduct a reasonable reinvestigation of each disputed account |
| and copies of credit reports showing the violations. | 2 | 0.0% | housing |
| and copies of my resident-portal messages ). XXXXHunter Warfield provided partial or irrelevant items | 1 | 0.0% | move-out inspection report with dates/photos |
| and copies of my valid Social Security card and driver 's license. | 1 | 0.0% | I disputed inaccurate information on my credit report. The company responded on XX/XX/year> |
| and copies of records relied upon. Failure to respond properly within 30 days will require deletion of this derogatory entry. | 1 | 0.0% | including payment history |
| and copies of the letters sent to XXXX XXXX XXXX and Hunter Warfield | 1 | 0.0% | please find copies of relevant documents |
| and copy of the front and back of my driver 's license. I immediately hung up as this felt like a scam. | 1 | 0.0% | to check again later. The following day I tried to check the website again and got the same message. At that point |
| and corporate advances | 1 | 0.0% | SPS has failed to provide : - A certified copy of the original wet-ink promissory note |
| and correct all inaccurate personal information from my credit file.,,EQUIFAX | 1 | 0.0% | I have suffered damage to my credit scores |
| and correct all inaccurate personal information from my credit file.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,LA,70068,,Consent provided,Web,2025-07-25,Closed with explanation,Yes,N/A,14850622 | 1 | 0.0% | I have suffered damage to my credit scores |
| and correct all inaccurate personal information from my credit file.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I have suffered damage to my credit scores |
| and correct all inconsistencies. | 2 | 0.0% | TransUnion |
| and correct any inaccuracies. Section XXXX ( a ) provides the right to request verification of account data from the source. Together | 3 | 0.0% | late XXXX days XX/XX/XXXX XXXX / LEAD XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$0.00} late XXXX days XX/XX/XXXX XXXX XXXX XXXX XXXX Balance Owed : {$0.00} late XXXX days XX/XX/XXXX Under the FCRA |
| and correct any inaccurate reporting made to my credit bureaus and my security office,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Army and Air Force Exchange Service,AP,XXXXX,Servicemember,Consent provided,Web,2026-02-10,Closed with explanation,Yes,N/A,19376618 | 1 | 0.0% | but no corrective action has been taken by any party. As a result |
| and correct errors. | 1 | 0.0% | 605 |