| and a loan that did not benefit me at all and they knew I could not pay. This loan was fraud | 1 | 0.0% | a notary was sent to my home. I am a victim of XXXX XXXX and rated XXXX with XXXX for XXXX. She sent a male notary to my home where I was alone despite me requesting that a female notary from the sales office for my neighborhood do the closing. The closing attorney was not present and was not even aware of the closing and the broker or lender were not present in person or by phone at closing. I was having XXXX and in a panicked state due to my XXXX and fear of being XXXX because of this male in my home and me alone. I was only given the signature pages of documents and told everything was as discussed with my lender and rushed through signing. After the last document was signed I was given copies. I immediately looked through them and absolutely nothing was as discussed or like the closing disclosures I had previously been given. The amounts for the debts were still incorrect and the same as they were the whole time and me telling her they were incorrect. I called XXXX and immediately told her that I didnt agree with the loan and that she lied and misled me. She said she was there to help me and she would get the amounts changed to wait until the checks arrived from disbursement. She again intentionally lied and misled me because she knew the checks would not arrive in time for me to rescend the loan and there was nothing I could do then. I got the checks and they were still wrong and third party payments in which my creditors would not accept and she refused to listen. She also admitted that they included my escrow refund in the documents as part of what I was getting cash in hand in order to get VA approval by making it look like I was benefitting from the refinance. Instead I was placed in financial detriment. None of my debts were paid off |
| and a local police report has also been opened. | 1 | 0.0% | I immediately notified both banks and submitted formal fraud claims. I provided complete supporting documentation |
| and a long term burden that could have been avoided with honest and fair guidance. As a borrower who relied on lender advice and entrusted them to manage my student loans to be fully forgiven. | 1 | 0.0% | which would have made my payments more affordable and eligible for forgiveness. Instead I was repeatedly encouraged to enter forbearance or deferment |
| and a long-term burden that could have been avoided had I received honest and accurate guidance. As a borrower who relied on MOHELAs advice and entrusted them with the management of my student loans | 1 | 0.0% | I was repeatedly directed into forbearance or deferment |
| and a lot of other information any reasonable human being would expect to be reviewed prior to the account actually being set up. I was blown away at how thorough the websites process was | 1 | 0.0% | while reapplying for the line of credit |
| and a material breach of disclosure duties under the Truth in Lending Act ( TILA ) | 1 | 0.0% | impaired |
| and a message from the merchant claiming that a refund had been processed. | 1 | 0.0% | including the transaction background |
| and a minor XXXX in other states. XXXX XXXX had to detail the entire vehicle at XXXX XXXX XXXX XXXX. | 1 | 0.0% | the vehicle has been in serious car accidents |
| and a monthly payment which no longer exists. | 1 | 0.0% | XXXX XXXX XXXX AND XXXX XXXX XXXX BOTH reported an active mortgage to XXXX XXXX and TransUnion. We have ( my husband XXXX XXXX XXXX and I |
| and a mortgage statement to verify the address. Once again | 1 | 0.0% | I applied for a card. Once again I verified my phone via text. This time they required proof of identity that had a barcode on it. I only have a passport |
| and a name that would be impossible to track down. | 1 | 0.0% | which was granted. But when we received the papers |
| and a negative balance of which I do not know what's going on | 1 | 0.0% | is seeing Chase Bank in a criminal district court of XXXX XXXX |
| and a new case was opened by Citi and I was assured it would receive escalated attention in 5 business days. I called back on XXXX | 1 | 0.0% | XXXX - and on XXXX XXXX |
| and a new check would be issued. | 1 | 0.0% | after several months of not receiving the refund check |
| and a new reference number | 1 | 0.0% | I received an email and text from Remitly |
| and a nonchalant attitude!!,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,GA,30519,Older American,Consent provided,Web,2023-08-16,Closed with explanation,Yes,N/A,7411540 | 1 | 0.0% | due to my Identity Theft which I have been experiencing -- the Executive Office along with their many Executive Office Case Specialists |
| and a notice of cancellation indicating that the earnest money was returned to the seller.,,LOAN SIMPLE INC.,AZ,859XX,,Consent provided,Web,2023-01-21,Closed with explanation,Yes,N/A,6462875 | 1 | 0.0% | the signed contract |
| and a number of other abhorrent practices that Id be more than happy to elaborate on when given the opportunity to in a court. It is beyond predatory because there is no real way for me to prove that its not mine because it never existed for me. There was no documentation. Which would make sense BECAUSE ITS NOT MINE. So why would I have documentation of any kind for a surprise negative remark for a collection that doesnt belong to me.,,WAKEFIELD & ASSOCIATES | 1 | 0.0% | drug abuse |
| and a numbered list of supporting documentsplease review this attachment first.,,Paypal Holdings | 1 | 0.0% | Press |
| and a of possession signed by a judge | 1 | 0.0% | a confession of judgment which is the method used in order to initiate this lane is not valid they dont recognize them in the state of California In the state of New York |
| and a paid/settled status using the Release of Claim as proof | 1 | 0.0% | Experian is still reporting the XXXX XXXX XXXX XXXX XXXX tradeline as Collection/Chargeoff with comments such as Purchased by another lender and Unpaid balance reported as a loss by the credit grantor |
| and a partially obscured account number for reference with no additional information like a routing number provided for confirmation ) I received an email from AmEx that the payment was confirmed and received on XX/XX/year>. | 1 | 0.0% | the user |
| and a payment of {$110.00} that had paid off the last billing cycle prior to me closing the account. request verification that account was charged -off | 2 | 0.0% | to what and for what |
| and a payment XXXX XXXX. | 1 | 0.0% | XXXX XXXX |
| and a payoff quote was provided that same day. On XX/XX/year> | 1 | 0.0% | you stated the below |
| and a payoff quote. As of today | 1 | 0.0% | rep XXXX ( Extension XXXX ) confirmed escalation to the backend team with a promised 24-hour written response. No follow-up occurred. On XX/XX/year> |
| and a pdf of the payment history from our online mortgage account with XXXX if any of that is helpful.,,GOLD STAR MORTGAGE FINANCIAL,MI,483XX,Servicemember,Consent provided,Web,2025-01-08,Closed with explanation,Yes,N/A,11433510 | 1 | 0.0% | when I called today |
| and a personal credit card account opened at XXXX on XX/XX/XXXX under the account number ( XXXX ). These accounts have resulted in several fraudulent hard inquiries | 1 | 0.0% | pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) |
| and a personal installment loan. | 1 | 0.0% | a male |
| and a personal loan with a family member is being called in. | 1 | 0.0% | We can not refinance investment property or get development loans in some commercial property that we own. Before this Wells Fargo nightmare began |
| and a personal savings account all with TD. | 1 | 0.0% | I was entertaining a few different banks that were able to accomplish my goals and I was learning their process |
| and a phone bill all confirming my correct name ( XXXX XXXX XXXX XXXX and current address ( XXXX XXXX XXXX XXXX | 1 | 0.0% | consumers have the right to have only accurate |
| AND a phone number that MATCHED the one that called me ) fraud claims department '' called me and talked to me for a long time trying to get my funds back for me '' aka scamming me through XXXX. | 1 | 0.0% | a call that same DAY |
| and a phone system that appears intentionally designed to frustrate and deter customers leads me to suspect that something is amiss at Freedom Mortgage and I'd like you to investigate. | 1 | 0.0% | very unpopular with its customers. I am truly worried that the company is trying to skim money from me |
| and a photo booth. The price of the event was fairly high but it was a party for XXXX people. | 1 | 0.0% | wait staff |
| and a photograph showing that in fact my seat did not include the aisle seat. | 1 | 0.0% | Capital One ( I had used their XXXX XXXX ). They provided a temporary credit. Then XXXX responded to my dispute |
| and a physical altercation occurred between the gate agent and another passenger. XXXX denied boarding to me and other passengers despite valid tickets | 1 | 0.0% | they began boarding immediately |
| and a physical mailing address | 1 | 0.0% | as I had significant funds available in my XXXX XXXX Account |
| and a ploy to confound the consumer with voluminous and immaterial data and intricacies | 1 | 0.0% | simple and specific request. It is the same information specifically included in the XXXX and breakdown in the following order ONLY for each from XXXX - XXXX : 1 ) Disbursement of XXXX XXXX XXXX |
| and a police case violates the Fair Credit Billing Act and Fair Credit Reporting Act.,,Affirm Holdings | 1 | 0.0% | an FTC Identity Theft Report ( XXXX ) |
| and a police report filed with XXXX XXXX XXXX ( Police Report Number : XXXX ) on XX/XX/. | 1 | 0.0% | I have diligently followed the procedures outlined in the FCRA |
| and a police report filed. This has turned out to be a very elaborate fraud. | 1 | 0.0% | it seemed odd |
| and a police report regarding this urgent issue | 3 | 0.0% | XXXX XXXX XXXX : XX/XX/XXXX From : XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| and a poor and deceptive practice to assess and collect a monthly fee for property taxes and insurances and then not follow through with payment of property taxes and insurances. | 1 | 0.0% | BofA has refused to pay the latest property insurances and property taxes timely or at all. The escrow account is still in place as it can not be dissolved per Making Homes Affordable |
| and a portion of the early payoff fee had not been paid. To be clear | 1 | 0.0% | I received notice from the lender that a payment is due. I supplied a copy of the final CD |
| and a potential violation of applicable regulations governing electronic fund transfers and chargeback processes.,,SOFI TECHNOLOGIES | 1 | 0.0% | SoFi should issue me a written |
| and a previous address I no longer lived at ) | 2 | 0.0% | in conjunction with XXXX XXXX |
| and a prior affidavit. I have done everything TransUnion has asked me to do. Despite this | 1 | 0.0% | my TransUnion file has repeatedly shown information that does NOT belong to me |
| and a prompt. | 1 | 0.0% | under the revised law |
| and a provided signature or identification they have on file.,,EQUIFAX | 1 | 0.0% | I waited 30 days and sent another in XXXX asking for validation that this is my debt. They responded |