2026 data Public-data reference. official source

and a paid/settled status using the Release of Claim as proof

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows and a paid/settled status using the Release of Claim as proof's complaint history from CFPB public records. 1 consumers have filed complaints since Desp. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Desp
Since

Total complaints

1

Filed since Desp

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

and a paid/settled status using the Release of Claim as proof complaint mix by product

Total complaints: 1

and a paid/settled status using the Release of Claim as proof complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Experian is: 1 complaints (100.0%), resolution 0.0% Experian is 100.0%
  • Experian is 1 100.0% 0% relief

How and a paid/settled status using the Release of Claim as proof's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Experian is still reporting the XXXX XXXX XXXX XXXX XXXX tradeline as Collection/Chargeoff with comments such as Purchased by another lender and Unpaid balance reported as a loss by the credit grantor 1

Top States

State Complaints
but Experian left the account as a charge-off and simply marked it as in dispute instead of correcting the reporting. This failure to update the account to its true paid status is harming my credit profile and violates Experians obligation to report only accurate and current information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,11717,,Consent provided,Web,2025-11-23,Closed with explanation,Yes,N/A,17455408 1

Top Issues

Issue Complaints
incomplete 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About and a paid/settled status using the Release of Claim as proof

and a paid/settled status using the Release of Claim as proof has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Desp, and the most recent logged activity is Despite th, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and a paid/settled status using the Release of Claim as proof reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Experian is still reporting the XXXX XXXX XXXX XXXX XXXX tradeline as Collection/Chargeoff with comments such as Purchased by another lender and Unpaid balance reported as a loss by the credit grantor", and the single most common underlying issue is "incomplete".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and a paid/settled status using the Release of Claim as proof: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does and a paid/settled status using the Release of Claim as proof have?

and a paid/settled status using the Release of Claim as proof has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does and a paid/settled status using the Release of Claim as proof respond to complaints on time?

and a paid/settled status using the Release of Claim as proof has a 0% timely response rate to CFPB complaints.

What is the most common complaint about and a paid/settled status using the Release of Claim as proof?

The most common issue reported against and a paid/settled status using the Release of Claim as proof is "incomplete" in the "Experian is still reporting the XXXX XXXX XXXX XXXX XXXX tradeline as Collection/Chargeoff with comments such as Purchased by another lender and Unpaid balance reported as a loss by the credit grantor" product category.

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