| which led to me being flagged and ultimately affected my banking relationship with XXXX XXXX XXXX and other financial institutions. | 1 | 0.0% | after the deposit cleared |
| which led to my account being locked. | 1 | 0.0% | I reached a representative from the fraud department. They stated that checks I attempted to deposit were flagged as fraudulent. I explained that my mother regularly gives me her checks to deposit into my account |
| which led to the account being overdrawn without my knowledge. | 1 | 0.0% | in XXXX the transaction was paid. Then |
| which led to the missed payment exceeding 30 days. Promptly upon realization | 2 | 0.0% | I intentionally overpaid my credit card account by {$190.00} |
| which left little time to get the lawyer and title company sufficiently ready. It gave me little time to double check my mortgage or even question anything. As a first time home buyer | 1 | 0.0% | when closing day came around |
| which left me | 1 | 0.0% | due to the failures of Nelnet described in the class action lawsuit. I |
| which left me clueless and confused. Finally after 9 months on XX/XX/XXXX | 1 | 0.0% | I receive a letter from a debt collection Law firm ( XXXX XXXX XXXX ) representing XXXX that XXXX was taking me to court with a Warrant in Debt suit for the {$25000.00}. After several attempts |
| which left me frustrated and feeling that my concerns were not properly addressed. I have attached a screenshot of the phone call for reference | 1 | 0.0% | please |
| which left me unable to pay many of the bills I need to XXXX survive and to take care of myself.,,JPMORGAN CHASE & CO.,WA,99223,,Consent provided,Web,2016-06-17,Closed with explanation,Yes,No,1973849 | 1 | 0.0% | I was not able to quickly find out the status of my remaining funds |
| which left my balance at XXXX dollars. I had paid my account balance in full to Citi Bank | 1 | 0.0% | there was a fraudulent charge of {$1800.00} made by a scammer XXXX party named XXXX aka XXXX XXXX |
| which legally requires Clarity Services to block all information that was furnished without authorization. | 1 | 0.0% | fairness |
| which lend | 1 | 0.0% | XXXX |
| which lets me see and respond to text messages online in real time | 1 | 0.0% | I found that my information had been involved in two data breaches |
| which likely allowed the fraudulent party to open these accounts in my name. | 1 | 0.0% | on XX/XX/XXXX |
| which limitation was never previously disclosed to me. | 1 | 0.0% | I contacted Amex on XX/XX/19 |
| which limited my ability to reject them. This lack of choice forced me into a loan with higher costs than I initially agreed to | 1 | 0.0% | the excessive interest rate of 32.13 % |
| which limits the permissible reasons for accessing consumer information | 3 | 0.0% | there is an unauthorized inquiry from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX did not provide written consent for this inquiry |
| which limits the reporting of adverse information | 1 | 0.0% | particularly 15 U.S.C. 1681e ( b ) |
| which limits the reporting of adverse information. | 1 | 0.0% | I am entitled to request the correction or deletion of inaccurate |
| which lowered my credit score. This is unfair | 1 | 0.0% | they insisted that I am still responsible for paying the membership fee |
| which lowered my credit scoreeven though the account is marked as disputed. | 1 | 0.0% | the landlord refused to correct the charges or provide a breakdown supported by evidence. Instead |
| which made for an unaffordable $ XXXX+ payment. | 1 | 0.0% | Chase.com did n't allow the auto payment amount to be changed |
| which made me feel that I was not treated fairly as a XXXX applicant. | 1 | 0.0% | during the application process |
| which made me keep the reservation even though I was about to cancel on time | 1 | 0.0% | unfairly |
| which made the XXXX XXXX card totally unusable for travel. In addition to this | 1 | 0.0% | by me |
| which made this more unfortunate for me. I contacted customer service as soon as it was possible for me | 1 | 0.0% | along with any customer service notes/interactions ; I had called and asked for a payoff amount on my credit card ending XXXX before I headed out for XXXX. The same day I proceeded to pay off my balance as provided on the website |
| which mailbox is full and can not accept message. Yes I had to change my number unexpectedly | 1 | 0.0% | which was answered by the President Mr. XXXX XXXX. I have attempted to contact him over the most recent issue ; which is extending to the previous issue already cited inappropriate contact with the Contractor without consultation with myself ( Lendee ). Upon reaching out to him by phone |
| which make the information invalid | 3 | 0.0% | it states account status as derogatory |
| which makes absolutely no sense. I was granted approval of full discharge therefore I expect that theres proper communication lines between my servicer in the department of education and nobody can seem to Fix this clear miscommunication issue between the two ( servicer and XXXX XXXX XXXX ). Therefore | 1 | 0.0% | I have not had any success aspire servicing continues to tell me they have not been communicated with as far as me being approved for borrower defense. I have tried to give my servicer copies of the correspondences I have received from the Department of education advising of the approval and the status |
| which makes absolutely no sense. Upon him admitting that | 1 | 0.0% | I called back and got a young man this time. After explaining the situation ( apparently the lady before did not take notes on the issue ) The young man did some digging |
| which makes communication incredibly difficult - we have to explain our situation all over again with each new Chase representative. One person tells us they believe Chase should be able to complete the lease-to-loan conversion with a favorable outcome where we get the car back and move forward with the loan that's already been approved | 1 | 0.0% | XXXX |
| which makes continued reporting unlawful under FCRA. | 1 | 0.0% | unverifiable |
| which makes it clear that I am not prohibited from offset | 1 | 0.0% | I wrote RBFCU a letter asking them to explain why they would be exempt from the following obligations outlined in the Federal Credit Union Act : ( from the Federal Credit Union Act ) 1795f. Powers of Board ( b ) Collection and settlement of checks |
| which makes it difficult for people like me who pay on time to make sure that we identify when a promotion is expiring so that we can pay it on time. | 1 | 0.0% | we have waived interest in the amount of XXXX |
| which makes it harder to reapply | 1 | 0.0% | it was denied. Regardless of the fact that 53 is my current lendor and I pay XXXX a month |
| which makes it impossible for THEM to furnish this information to others. | 1 | 0.0% | then on month later |
| which makes it look like I am not making my payments. | 1 | 0.0% | I applied for a refinance |
| which makes it more difficult for consumers to gain financial stability. My account was overdrawn by {$11.00} | 1 | 0.0% | but he could not make the decision to issue a refund of the fee as a courtesy. He would email his manager |
| which makes it more difficult to save towards any future goals | 1 | 0.0% | I realized that I couldnt afford to repay my student loans even though I was working two part time jobs. Around XXXX I was finally advised by your representatives to enter an income based repayment plan. In XXXX |
| which makes it much harder to redeem them at all. As a result | 1 | 0.0% | the latter method of keeping their miles alive is obviously the more realistic option. In effect |
| which makes it nigh on impossible to get anything fixed.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,DC,20009,,Consent provided,Web,2021-05-11,Closed with explanation,Yes,N/A,4369405 | 1 | 0.0% | I tried calling Experian. I didn't want to dispute this account through their online process because the account already is in dispute |
| which makes it unlawful to offer or provide to a consumer any financial product or service not in conformity with Federal consumer financial law | 1 | 0.0% | property |
| which makes me believe this could be a scam. | 1 | 0.0% | XXXX falsely claimed that the representative had informed me of the rate change and that I had verbally accepted the new terms. This is simply not true. If XXXX listens to the call |
| which makes me responsible! I call XXXX again and beg them to intervene as this is not right | 1 | 0.0% | so I call XXXX |
| which makes me wonder how many other buyers they have taken advantage of using similar last-minute changes to lender credits.,,SC Opportunity Fund LLC,NC,28269,,Consent provided,Web,2025-03-21,Closed with explanation,Yes,N/A,11513497 | 1 | 0.0% | The Loan Store attempted XXXX different times to reduce the lender credit below the amount that appeared in the initial Loan Estimate and initial Closing Disclosure issued on XX/XX/XXXX. XXXX |
| which makes no sense considering the account has been paid and closed. Reporting a derogatory mark on a zero-balance account is not only unfair but creates an inaccurate impression of my payment history. | 1 | 0.0% | account number ending in XXXXXXXX XXXX XXXX opened on XX/XX/XXXX |
| which makes such payments and transactions not grounded and fraudulent ( i.e. null and void ) | 1 | 0.0% | including inquiry in the public registries ( identity |
| which makes the amount inaccurate and unenforceable as to me.,,Professional Debt Mediation | 1 | 0.0% | the landlord later edited the final account statement to add my name |
| which makes the billing piece a nightmare to navigate! Every other credit card that we have keeps accounts separate. I get a statement outlining the parameters of each one | 1 | 0.0% | where the amount they listed was actually incorrect. When I called about it |
| which makes the investigation incomplete and violates the FCRA.TransUnions refusal to remove these accounts violates : 15 U.S.C. 1681i failure to reinvestigate 15 U.S.C. 1681e ( b ) failure to ensure maximum possible accuracy 15 U.S.C. 1681s-2 ( a ) furnishers reporting known inaccurate info 1681n & 1681o liability for willful & negligent noncompliance FCRA 616617 defamation for publishing false data I am demanding full deletion of BOTH fraudulent accounts. | 1 | 0.0% | yet the fraudulent accounts and inquiries remain |
