| which is incorrect | 1 | 0.0% | on XX/XX/year> |
| which is incorrect under federal law. | 1 | 0.0% | never delivered the product/service |
| which is incorrect. | 2 | 0.0% | two companies are in dispute of money sent and money received |
| which is incorrect. I attempted to use FederalStudentAid.gov repeatedly to submit the request electronically | 1 | 0.0% | however |
| which is incorrect.,,AMERICAN EXPRESS COMPANY,NJ,07024,,Consent provided,Web,2025-01-25,Closed with explanation,Yes,N/A,11741230 | 1 | 0.0% | I expressed interest in the American Express Gold Card by clicking on an online offer. However |
| which is indeed partially at the core of their claim that I owe them noney.,,Diversified Consultants | 1 | 0.0% | XXXX XXXX XXXX do not owe XXXX any outstanding overdue balance and the facts for this declaration were clealy detailed in my earlier complaint |
| which is inflating the total amount owed and misrepresenting my financial obligations. Under the Fair Credit Reporting Act ( FCRA ) | 2 | 0.0% | XXXX Removal date XX/XX/XXXXXXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX Inquiry date XX/XX/XXXX Removal date XXXX XXXX XXXX XXXX XXXX XXXX Inquiry date XXXX XXXX |
| which is insane. This price is double than the Appraised value done by the Department XXXX XXXX XXXX XXXX | 1 | 0.0% | PNC Bank & PNC Mortgage is not accepting the Property Value as {$250000.00} as ordered by XXXX XXXX XXXX XXXX XXXX XXXX ( PTAAB ) |
| which is inseparable from the student loan obligation. I request immediate removal of these late payment notations | 2 | 0.0% | 90 days past due as of XX/XX/XXXX |
| which is insufficient to establish that this account is genuinely mine. | 1 | 0.0% | I contacted Affirm Inc directly XX/XX/XXXX at XXXX and provided them with my personal information |
| which is insufficient under the FCRA. Failure to Notify Furnishers of Disputed Information Under 15 U.S.C. 1681i ( a ) ( 2 ) | 1 | 0.0% | I believe Equifaxs handling of my credit report demonstrates a failure to comply with Generally Accepted Accounting Principles ( GAAP ) |
| which is intended to ease financial management and reduce the loan payoff period. This practice can place undue stress on customers | 1 | 0.0% | requiring an additional payment upfront creates a significant financial burden that can be challenging |
| which is internally contradictory and materially misleading. Creditor remarks show a prior dispute | 1 | 0.0% | I sent a written dispute to Transunion identifying inaccuracies and requesting correction and/or deletion of several accounts. In that dispute |
| which is intolerable. | 1 | 0.0% | they said they need 90 days to deal with potential chargeback dispute and payout will be available in 90 days |
| which is just as close as the XXXX | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX |
| which is just under half the amount of what Chase says I would pay. | 1 | 0.0% | a {$7600.00} balance |
| which is known to often return generic responses that merely confirm what is in the creditors database rather than validating the authenticity of the account. | 1 | 0.0% | the credit bureaus responded by stating the information was verified |
| which is language that is obscene to me causing me mental anguish and XXXX. This is a violation of 15 U.S.Code 1692d ( 2 ). | 2 | 0.0% | it is a fact |
| which is language that is obscene to me causing me XXXX XXXX XXXX XXXX This is a violation of 15 U.S.Code 1692d ( 2 ). | 1 | 0.0% | it is a fact |
| which is language that is obscene to me causing me XXXX XXXX XXXX XXXX. This is a violation of 15 U.S.Code 1692d ( 2 ). | 1 | 0.0% | it is a fact |
| which is legal in the State of Texas. | 1 | 0.0% | I agreed. However |
| which is legal tender. Taxes and all bills associated with corporations are all government obligations which they must pay when we accept them for value and return them to the government that has an obligation to settle the debt | 6 | 0.0% | in legal tender |
| which is legally required for any charged-off debt canceled in excess of {$600.00}. IRS Publication 4681 and federal tax law require that a creditor must issue a 1099-C if they have indeed canceled or forgiven a debt. If that has occurred | 1 | 0.0% | opened on XX/XX/XXXX and listed with a balance of {$440.00} |
| which is legally required to be fully accurate and consistent. | 3 | 0.0% | but open '' by XXXX. The inconsistency in reporting violates FCRA 15 USC 1681e ( b ) |
| which is legally required to substantiate ownership or responsibility for the alleged debt. | 1 | 0.0% | I formally requested disclosure of all information in my credit file relating to this alleged debt |
| which is legit deposit from my funds in XXXX XXXX XXXX XXXX | 1 | 0.0% | no problem. But after patiently waited for 2 months |
| which is less than the cost of a single credit hour. As such | 1 | 0.0% | '' put a fraudulent claim from Original creditor University XXXX XXXX '' on my credit account. I have already confirmed with the registrar at XXXX that no debt was owed. I hold a XXXX. from XXXX University |
| which is lessthan $ XXXX/mo | 1 | 0.0% | plenty of which were already including in my XXXX-page application that was submitted on XXXX/XXXX/16. I was offended that PNC required me to send actual receipts for my food purchases |
| which is likely required. Meanwhile | 1 | 0.0% | and contrary to the rejection letter from XXXX |
| which is listed as a charge-off /collection with an account status of Indeterminate | 1 | 0.0% | all other spelling are inaccurate. There should only be XXXX address on my credit reports |
| which is listed as a charge-off with a reported balance of {$4100.00}. The XXXX XXXX account | 1 | 0.0% | yet they continue to report them as negative marks on my credit file. One such account is XXXX |
| which is listed on my phone bill as the incoming from XXXX at XXXX XXXX on XX/XX/XXXX. | 1 | 0.0% | which was also attached |
| which is located at the Important Documents tab of the settlement website | 1 | 0.0% | you may view the Settlement Agreement and FAQs by visiting XXXX or calling XXXX. In particular |
| which is located in XXXX XXXX City.,,AMERICAN HONDA FINANCE CORP,MO,63130,,Consent provided,Web,2019-06-06,Closed with non-monetary relief,Yes,N/A,3266613 | 1 | 0.0% | XXXX XXXX |
| which is located in XXXX XXXX XXXX.,,Northstar Location Services | 1 | 0.0% | XXXX XXXX |
| which is mandated by 15 U.S. Code 1692g ( b ). | 1 | 0.0% | your reported false credit information |
| which is materially damaging XXXX XXXX XXXX XXXX | 1 | 0.0% | XXXX XXXXXXXX XXXX XXXXXXXX Wrong Address I have never lived at this property |
| which is materially inaccurate | 1 | 0.0% | open |
| which is mathematically impossible and clearly an error. The high balance is listed as {$3000.00}. | 2 | 0.0% | I am disputing the following accounts and their reported inaccuracies : * Account Number : XXXX * Despite the report stating Late Over 120 Days '' with an Amount Past Due '' of {$200.00} |
| which is misleading and damaging to my credit score. | 1 | 0.0% | furnishers of information are required to provide accurate |
| which is misleading and damaging. | 1 | 0.0% | I |
| which is misleading and harmful to my credit report. | 1 | 0.0% | I state that the account in question |
| which is misleading and harmful to my creditworthiness. | 1 | 0.0% | which is reported as a charge off despite me never opening or authorizing this account. XXXX XXXX account XXXX is marked as a charge off |
| which is misleading and harmful. | 3 | 0.0% | TransUnion and Equifax are currently reporting incorrect balances on one or more accounts on my credit report. These balances do not match what is being reported by the original creditor or other major credit reporting agencies ( Equifax and TransUnion ). Additionally |
| which is misleading and harmful. Experian reports XXXX XXXX XXXXXXXX account XXXX ( opened XX/XX/XXXX | 2 | 0.0% | all three bureaus are reporting two XXXX XXXX XXXXXXXX charge-off accounts with balances exceeding {$600.00} |
| which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly | 1 | 0.0% | negative information such as charged-off accounts must be deleted after XXXX years from the date of first delinquency. Therefore |
| which is misleading and self-contradictory even according to their own claim which states that the last payment was received in year XX/XX/XXXX.There are several inconsistencies in the days and years on the credit bureaus reports. And there is no document | 1 | 0.0% | type of account |
| which is misleading and violates data accuracy requirements. I have never received a proper validation notice | 1 | 0.0% | FL XXXX Issue : Inaccurate and unverifiable address on file Law : FCRA 15 USC 1681e ( b ) Story : I have not resided at this location and its listing reflects reporting errors or data mix-up which falsely skews my credit record Request : Please delete this address as it is not valid for my profile XXXX XXXX XXXX XXXX XXXX |
| which is misleading me as a consumer. | 1 | 0.0% | I was assured the account was in fact closed. At no time ( either in writing or verbally ) |
| which is more than the minimum payment on my loans. | 1 | 0.0% | XXXX stating : If you have been making automated electronic payments to XXXX |