Total complaints
1
Filed since As p
2026 data Public-data reference. official source
which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly's complaint history from CFPB public records. 1 consumers have filed complaints since As p. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
As p
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly complaint mix by product
- negative information 1 100.0% – 0% relief
How which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| negative information such as charged-off accounts must be deleted after XXXX years from the date of first delinquency. Therefore | 1 |
Top States
| State | Complaints |
|---|---|
| I will escalate this matter through a formal complaint to the Consumer Financial Protection Bureau ( CFPB ) and consider contacting the Federal Trade Commission ( FTC ) for further enforcement action. Thank you for your attention to this matter. I look forward to receiving confirmation of resolution within the legally required time frame. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| your report shows XXXX late payments | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly
which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to As p, and the most recent logged activity is As per FCR, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "negative information such as charged-off accounts must be deleted after XXXX years from the date of first delinquency. Therefore", and the single most common underlying issue is "your report shows XXXX late payments".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly have?
which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly respond to complaints on time?
which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly has a 0% timely response rate to CFPB complaints.
What is the most common complaint about which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly?
The most common issue reported against which is misleading and legally considered re-aging under the CRA. This practice extends the reporting period beyond the lawful XXXX limit and is a clear compliance violation. I respectfully demand that Equifax : XXXX. Delete the XXXX XXXX XXXX XXXX ( XXXX ) - XXXX account from my credit file. XXXX. Provide written confirmation that the deletion has been completed. XXXX. Send me an updated copy of my credit report reflecting the correction. If this account is not removed promptly is "your report shows XXXX late payments" in the "negative information such as charged-off accounts must be deleted after XXXX years from the date of first delinquency. Therefore" product category.
Read our methodology — how this data is sourced, computed, and verified.
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