| which is highly detrimental. | 1 | 0.0% | including our stock portfolios |
| which is highly irregular and illegal under federal law. | 1 | 0.0% | which is blatantly false. Collection agencies |
| which is highly likely never happened. | 1 | 0.0% | I called BoFA again to let them know what happened and that because of their associates mistake |
| which is how I found out in the first place ) and XXXX XXXX refused to provide a new letter. | 1 | 0.0% | which I tried to resolve for some time and I will not pay them until they do so ) |
| which is how I found out that I owed these fees. XXXX XXXX | 1 | 0.0% | that XXXX told me to pay |
| which is how I learned that the airline had no record of my reservation | 1 | 0.0% | the cardholder |
| which is identical to what is available in my online banking statement. This does not meet the requirements of a thorough investigation under Regulation E. | 1 | 0.0% | Bank of America only provided a generic list of transactions |
| which is identity theft. She went on saying of course you didnt. That Is all the proof I needed to prove I never had a contract or owed you guys anything. It is an illegal debt and I have filed a police report and an ftc report.,,EQUIFAX | 1 | 0.0% | I have made a complaint against XXXX XXXX on the CFPB on XX/XX/XXXX and they responded on the date of XX/XX/XXXX. Your response to me through the CFPB asked me to call you to handle this matter. As of XXXX XXXX you received a call from me and you could not conspicuously validate anything but use another form of alleged debt from XXXX debt collector as your own. In with discussion with one of your agents I informed her that stating I owe a debt would be a violation of 15 USC 1692B ( 2 ). She could not rebut that statement therefore |
| which is identity theft. She went on saying of course you didnt. That Is all the proof I needed to prove I never had a contract or owed you guys anything. It is an illegal debt and I have filed a police report and an ftc report.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30331,,Consent provided,Web,2022-01-17,Closed with non-monetary relief,Yes,N/A,5114475 | 1 | 0.0% | I have made a complaint against XXXX XXXX on the CFPB on XX/XX/XXXX and they responded on the date of XX/XX/XXXX. Your response to me through the CFPB asked me to call you to handle this matter. As of XXXX XXXX you received a call from me and you could not conspicuously validate anything but use another form of alleged debt from one debt collector as your own. In with discussion with one of your agents I informed her that stating I owe a debt would be a violation of 15 USC 1692B ( 2 ). She could not rebut that statement therefore |
| which is identity theft. She went on saying of course you didnt. That Is all the proof I needed to prove I never had a contract or owed you guys anything. It is an illegal debt and I have filed a police report and an ftc report.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I have made a complaint against XXXX XXXX on the CFPB on XX/XX/XXXX and they responded on the date of XX/XX/XXXX. Your response to me through the CFPB asked me to call you to handle this matter. As of XXXX XXXX you received a call from me and you could not conspicuously validate anything but use another form of alleged debt from one debt collector as your own. In with discussion with one of your agents I informed her that stating I owe a debt would be a violation of 15 USC 1692B ( 2 ). She could not rebut that statement therefore |
| which is illegal and a violation of 15 U.S.C. 1692e ( 2 ) ( A ) | 1 | 0.0% | the alleged debt was resold and reassigned to CRM [ Credence Resource Management |
| which is illegal and fraudulent. My bank has been on the calls | 1 | 0.0% | but their bank |
| which is illegal as I have the right to complain about abusive behavior. I was so frustrated I hung up on him as he was abusive and causing me to become emotional and I am not having a XXXX because of an sexist employee. | 1 | 0.0% | right away condescending |
| WHICH IS ILLEGAL AS WELL.,,EQUIFAX | 1 | 0.0% | WHICH IT IS NOT!! IM opening a new complaint and suing them. They did not investigate and remove XXXX and XXXX XXXX XXXX and XXXX XXXX from my credit reports which are fraud and illegal accounts WITH ILLEGAL FRAUDULANT AMOUNTS AND INACCURATE |
| WHICH IS ILLEGAL AS WELL.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,DC,200XX,Servicemember,Consent provided,Web,2021-09-28,Closed with non-monetary relief,Yes,N/A,4760994 | 1 | 0.0% | WHICH IT IS NOT!! IM opening a new complaint and suing them. They did not investigate and remove XXXX and XXXX XXXX XXXX and XXXX XXXX from my credit reports which are fraud and illegal accounts WITH ILLEGAL FRAUDULANT AMOUNTS AND INACCURATE |
| which is illegal. | 3 | 0.0% | I was depositing my hard-earned money into Blockfi over a two-year period. I believed everything that they said was true |
| which is illegal. -- - Full Details XXXX. I received a forbearance approval letter from Citizens Bank dated XX/XX/XXXX. This letter states : Number of months suspended : 3 Payments suspended from XX/XX/XXXX through XX/XX/XXXX My only past-due amount was {$2100.00} | 1 | 0.0% | including RESPA |
| which is impacting my credit report. This error has resulted in my being declined by multiple financial institutions and has caused significant damage to my credit standing. | 1 | 0.0% | like any reasonable teenager I |
| which is impossible and refuse to refund the appraisal costs. | 1 | 0.0% | I have no debt other than the mortgages and related insurances |
| which is impossible for me since I did not receive a credit card because of TD bank. I had tried to login to the site using my previous credentials for the XXXX banks credit card site. After that did not work | 1 | 0.0% | TD bank made an error with my address |
| which is impossible for me to afford. | 1 | 0.0% | the total amount that Mr. Cooper paid on my behalf was {$11000.00} in past due taxes that included {$6800.00} & {$4400.00}. You will see on my Escrow Review Statement dated XX/XX/XXXX that I have a shortage in escrow in the amount of {$17000.00}. I understand that normally they hold 1.5 times the amount in an escrow account |
| which is impossible given that there are none in XXXX. Other suggestions such as opening or closing accounts have only added to the confusion and dissatisfaction | 1 | 0.0% | my experience since then has been marked by severe inefficiency and frustration. Over the past XXXX and a half days |
| which is impossible. | 1 | 0.0% | but the procedure described as If you 've lost the device with your Authenticator app and DO NOT have access to the secret seed code '' is not working because |
| which is impossible. Wise is aware that the troubleshooting steps they recommend ( try rebooting your computer | 1 | 0.0% | multiple devices |
| which is in direct conflict with the rules outlined by the Federal Trade Commission Act | 1 | 0.0% | I called United Collection Service at or about XXXX P.M. and spoke with XXXX ( spelling may be incorrect ) regarding this issue. I was never provided a last name. I informed XXXX that United Collection Service did not provide a verification of debt |
| which is in violation of the debt collection business practices and dispute process to be followed by debt collection agencies. | 1 | 0.0% | I contacted the original debtor XX/XX/2020 |
| which is inaccessible from XXXX | 1 | 0.0% | I visited a Chase branch and spent approximately two hours on the phone with Chase customer service |
| which is inaccurate and has negatively impacted my credit score and overall credit report. | 2 | 0.0% | dated XX/XX/2020 |
| which is inaccurate and has unjustly affected my credit report. | 7 | 0.0% | XX/XX/XXXX |
| which is inaccurate and materially misleading under 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) | 2 | 0.0% | I also bring to your attention multiple violations of the Fair Credit Reporting Act and Metro 2 reporting standards by the original creditor |
| which is inaccurate and materially misleading under XXXX XXXX. XXXX ( a ) ( XXXX ) ( A ) | 1 | 0.0% | I also bring to your attention multiple violations of the Fair Credit Reporting Act and XXXX XXXX reporting standards by the original creditor |
| which is inaccurate and misleading Balance matches charged off amount | 1 | 0.0% | Closed '' since XX/XX/XXXX However |
| which is inaccurate and misleading. | 2 | 0.0% | Westlake Financial and its agents took possession of my personal property that was inside the vehicle. I was not given an opportunity to retrieve my belongings |
| which is inaccurate as I have never made a late payment I am asking CFPB to ensure that TransUnion conducts a proper reinvestigation and corrects or removes the inaccurate information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | and I am requesting TransUnion to properly reinvestigate the following inaccurate information : XXXX XXXX |
| which is inaccurate as I have responded each time. | 1 | 0.0% | I immediately contacted Novos customer support to report the incident and requested that the account be closed to prevent further misuse. Novo sent me an ID verification form |
| which is inaccurate because I have never made any late payments on this account. | 1 | 0.0% | and I am now requesting that TransUnion properly reinvestigate and correct the following inaccurate information currently appearing on my credit report : Incorrect Addresses : XXXX XXXX XXXX XXXX |
| which is inaccurate No proof the debt is valid or that XXXX still owns the account Previous dispute resulted in no method of verification Legal Violations Identified FCRA Violations ( Experian & Furnishers ) 607 ( b ) : Failure to maintain maximum possible accuracy 609 ( a ) : Failure to provide documentation proving account validity 611 : Inadequate reinvestigation after dispute 623 ( a ) : Furnishers reporting information they can not substantiate FDCPA Violations ( Collectors ) 807 : Misrepresentation of legal status of the debt 809 ( b ) : Failure to provide validation before collection/credit reporting Reporting to credit bureaus without validation = continued collection activity I am requesting immediate CFPB assistance to correct these reporting errors. These accounts have harmed my creditworthiness and are being reported without compliance with federal law. I have disputed these items multiple times | 1 | 0.0% | no proof of liability Experian failed to verify accuracy ( FCRA 607 ( b ) ) Account remains after dispute with no method of verification provided XXXX. XXXX XXXX XXXX XXXX Account # : XXXX Balance : {$4000.00} Violations : Debt buyer has not produced the required chain of title No itemized accounting No proof XXXX legally owns or can collect this debt Experian continues reporting after dispute without proper verification XXXX. XXXX XXXX XXXX XXXX XXXX Account # : XXXX Balance : {$100.00} Violations : No enrollment agreement or consumer contract provided Experian reporting incomplete data ( ND entries |
| which is inaccurate. | 1 | 0.0% | as I never utilized a Self Financial Inc/Lead Bank Account ( # XXXX ). The records show the account was opened on XX/XX/year> and closed on XX/XX/year> |
| which is inaccurate. I have never made a late payment on these accounts | 1 | 0.0% | and they are inaccurately associated with my credit file. I am requesting complete deletion of these addresses : XXXX XXXX XXXX XXXX |
| which is inaccurate. There were posting errors in late XXXX and early XXXX because Summit was holding the on-time | 1 | 0.0% | in the amount of {$800.00} |
| which is inaccurately inflating my credit utilization and severely damaging my payment history both of which are protected under FCRA 607 ( b ) | 1 | 0.0% | showing the dispute was valid. The re-reporting by TransUnion is unlawful |
| which is inappropriate and discriminatory. | 1 | 0.0% | they confirmed in writing that the payments were unauthorized and not scheduled by me or any agent. Despite acknowledging this |
| which is included with the attachment | 1 | 0.0% | we noticed that the charge had been transferred over to the new cards and again |
| which is inconsistent and misrepresented for a charged-off account. | 2 | 0.0% | marked as charged off with a {$160.00} balance |
| which is inconsistent with a valid rental obligation. | 1 | 0.0% | the following material inaccuracies and violations are present : The account was opened on XX/XX/year> |
| which is inconsistent with another false disclosure from Nationstar Mortgage LLC claiming falsely that Nationstar is the owner of the Defendant 's private propery | 1 | 0.0% | see inter alia |
| which is inconsistent with my location and history. | 1 | 0.0% | XXXX XXXX XXXX |
| which is inconsistent with Regulation Es requirement that the bank provide the documents it relied on.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | I contacted Bank of America again after receiving the third denial. The representative repeatedly placed me on hold to speak with someone more senior. She eventually stated that the decision was based on spending patterns |
| which is inconsistent with Regulation Zs requirement for a reasonable investigation. | 1 | 0.0% | no reasonable investigation occurred during the original dispute. After reopening the case |
| which is inconsistent with standard credit reporting practices.These reporting discrepancies raise clear concerns under the Fair Credit Reporting Act ( FCRA ) | 3 | 0.0% | XX/XX/year> ) |
