| where the agency is falsely insisting it was sent as a pressuring tactic to make up for the fact they can not legitimately provide supporting documentation. | 1 | 0.0% | I was told my request was received shortly after I called and that the itemized charges were sent in the mail. No such mail ever arrived XXXX even though I receive other mail just fine |
| where the associate I spoke with did not explicitly promise '' anything ( they will not share the transcripts/recordings with me ). These last several conversations occurred on XX/XX/XXXX. | 1 | 0.0% | I have called Bank of America and XXXX XXXX multiple times. I was first told that they would check on the status of the request and look into it ( this by a XXXX XXXX representative ). After several weeks without a response |
| where the balance was {$10000.00} and the interest accrued was for a value of {$3600.00}. Unfortunately | 1 | 0.0% | I received a letter to notify me a deficiency balance for {$8500.00} because the car was sold by only {$510.00}. This is really suspicious since the car value was at least XXXX times more |
| where the borrower is trapped in a situation they didn't fully understand or agree to. Peonage is illegal in many jurisdictions | 3 | 0.0% | and instead makes the borrower believe they're receiving a loan |
| where the common law is competent to give it. | 1 | 0.0% | we look at the description in the title : [ 63rd Congress |
| where the consumer has given written permission. Sections 604 ( a ) ( 3 ) ( B ) and 604 ( b ) For the underwriting of insurance as a result of an application from a consumer. Section 604 ( a ) ( 3 ) ( C ) When there is a legitimate business need | 1 | 0.0% | XXXX XXXXXXXX XXXX XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXXXXXX |
| where the consumer has given written permission. Sections 604 ( a ) ( 3 ) ( B ) and 604 ( b ) For the underwriting of insurance as a result of an application from a consumer. Section 604 ( a ) ( 3 ) ( C ) When there is a legitimate business need in connection with a business transaction that is initiated by the consumer. Section 604 ( a ) ( 3 ) ( F ) ( i ) To review a consumer 's account to determine whether the consumer continues to meet the terms of the account. Section 604 ( a ) ( 3 ) ( F ) ( ii ) To determine a consumer 's eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant 's financial responsibility or status. Section 604 ( a ) ( 3 ) ( D ) For use by a potential investor or servicer or current insurer in a valuation or assessment of the credit or prepayment risks associated with an existing credit obligation. Section 604 ( a ) ( 3 ) ( E ),,Nelnet | 1 | 0.0% | /s/ : XXXX : XXXX cc : XXXX |
| where the court criticized Experian 's automated reinvestigation system for failing to properly handle disputes. | 1 | 0.0% | credit bureaus |
| where the court held that consumers must be given fair access to the dispute process without unreasonable obstruction. | 2 | 0.0% | the court found that even an error in a name could constitute an FCRA violation if it led to reputational or economic harm. Similarly |
| where the court held that servicers who obtain accounts in default are subject to FDCPA requirements. | 2 | 0.0% | a debt collector is defined as any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts |
| where the disputed transactions occurred. | 1 | 0.0% | my vehicles XXXX driving recorder continuously documented my physical presence in XXXX |
| where the judge found them to have violated the FDCPA | 1 | 0.0% | I now write in hopes we can resolve this amicably without the need for litigation. As you previously were made aware in my CFPB complaint |
| where the mailing information and dollar amount were confirmed directly with Valon | 1 | 0.0% | and was informed that they had received a check from Valon |
| where the manager assisted in restoring access to my account on XX/XX/XXXX. | 1 | 0.0% | Re : Account # XXXX I am writing to report a deeply concerning incident with your bank. My bank account was frozen without any prior notice |
| where the money was going and what the balance was or any kind of payoff date. I have not received one single statement showing how much has been paid year to date | 2 | 0.0% | I was not personally served with the papers in XXXX. The judgement was placed by default. I was then told by XXXX and XXXX that I was sent papers in regards to wage garnishment in XXXX. I do not recall receiving such papers. I was also told by them that they sent papers to my company in XXXX to start the garnishment and that my company failed to respond or start the garnishment. Upon further investigation |
| where the number of such falsely reported crimes is unknown. | 1 | 0.0% | if a customer is lied to and cheated by a merchant |
| where the property is located. Wells Fargo 's admission of fault is a direct contradiction of their previous statements where they consistently denied any wrongdoing and insisted they followed all policies and procedures in response to earlier complaints and direct communications. | 1 | 0.0% | Wells Fargo provided a written response dated XX/XX/XXXX. A copy of this response is attached for your review. It is important to note that this is the first instance |
| where the recording comes from | 1 | 0.0% | KY {$200.00} Charge : XX/XX/XXXX XXXXXXXX XXXX XXXX # XXXX XXXX |
| where the response was Please be advised XXXX XXXX XXXX account number XXXX has been verified as reported with the following Name | 1 | 0.0% | while I have never disputed that accounts for XXXX XXXX XXXX and XXXX were mine |
| where the same acts cause the same injury under more than XXXX theory ... duplicative damage recovery will not be permitted. '' Id. Here | 3 | 0.0% | and which is also a violation of the XXXX XXXX XXXX |
| where the same bank can give proof that this banker XXXX XXXX was the person who attended all the accounts of this XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX since XXXX. And the bank trying to blame me where there is no legal role where this XXXX XXXX is authorized to use my business card. And it 's not fair that I have to pay for something I do not use and for the poor work that this Wells Fargo bank has done. | 1 | 0.0% | giving him physical evidence where he proves my innocence and proves that it is a fraud and sincerely to them they do not care |
| where the staff printed the rejection notice for me. | 1 | 0.0% | I visited the XXXX branch in person and |
| where the unauthorized transactions originated ; I live in XXXX. | 1 | 0.0% | on XX/XX/XXXX |
| where the volley of messages can be seen. | 1 | 0.0% | I again contacted Chase to inquire as to the fax number that a ) never returned an acknowledgment of receipt |
| where the waiting time was again 90 mins. While I was waiting again | 1 | 0.0% | the customer service rep transferred me to the SCRA department |
| where there are no issues on this is my XXXX XXXX XXXX Card ending in # XXXX ; yet as part of the American Express penalization for not having their XXXX annual membership fee-funded/extracted directly from my checking account | 1 | 0.0% | accelerating the normal ( pay over time '' XXXX minimum payments per month XXXX normally {$35.00} XXXX by instead demanding {$12000.00} or more due now as the next upcoming minimum payment. This in fact |
| where there is a duty to respond | 2 | 0.0% | I have not received any documentation verifying the basis or cause for these closures. As such |
| where there is a law that can manipulate personal information for profit to increase sales and credit interests for the economic benefit of others | 1 | 0.0% | expose |
| where there is a record | 1 | 0.0% | it has been BEYOND unreasonable. First |
| where there is now a missing payment. I was flabbergasted as that is almost a year ago | 1 | 0.0% | he began to explain that one of the bank 's computer programs was not registering payments while another computer program was and that along with all the newly hired staff over the pandemic it had lead to a huge mishap on the Bank 's end. The process was so frustrating that the bank managers even grew tired of dealing with the mortgage customer service reps as they continued to spew contradictory information |
| where there were criminal charges brought against them and I have requested the case files which they'll be mailing to me. | 1 | 0.0% | the phone numbers they used to call me |
| where they are presumably reviewed and held prior to being Available | 1 | 0.0% | I tried redeeming some of my Membership Rewards points |
| where they are showing what is on the account once again | 1 | 0.0% | filed XX/XX/XXXX ). Experian 's continued reporting of inaccurate and unverifiable information |
| where they assured me funds will be returned as Truist offers fraud protection. Truist also states that all deposits are protected and FDIC insured. They have several sections on their website stating they offer security and deposit /fraud protection. I have been their customer for 20 years and they simply denied this claim without asking for explanation | 1 | 0.0% | which Truist bank cleared the next day and placed deposit into my account. Every time in the past if there was every doubt about the check |
| where they claimed the XX/XX/XXXX charge was for the last filter before my supposed cancellation on XXXX. This seems improbable | 1 | 0.0% | on XX/XX/XXXX |
| where they confirmed unauthorized transactions and purportedly froze the debit card and account. | 1 | 0.0% | I noticed my XXXX XXXXXXXX XXXX XXXX XXXXXXXX ) and wallet |
| where they deposited a fraudulent check into my account in the exact amount of {$1100.00} ( the full balance I had ) and immediately withdrew the funds. I did not authorize this transaction. | 1 | 0.0% | the perpetrators attempted multiple unauthorized transaction. On Friday |
| where they explained it was to ensure we kept the lowest monthly payments each year. I was under the impression that as long as I pay $ XXXX/mo to Navient for 240 months | 1 | 0.0% | paying off medical bills and preparing for our child |
| where they have now reversed and posted it as a COLLECTIONS account owing {$10000.00}. | 1 | 0.0% | this loan company has persistently attempted to put this back on my credit report ever since |
| where they have once again denied the dispute and reversed all credit provided to me in this regard.,,CAPITAL ONE FINANCIAL CORPORATION,NY,137XX,,Consent provided,Web,2023-02-07,Closed with monetary relief,Yes,N/A,6534317 | 1 | 0.0% | on XX/XX/XXXX they sent me a letter claiming that the case was closed. On XX/XX/XXXX |
| where they just poof | 1 | 0.0% | its not that someone could get hacked like this that should be the question. A quick XXXX search should show anybody using the internet or Wi-Fi can be hacked if someone really wanted to hack them. The real question is what would a XXXX dollar company want with someone like me |
| where they lived until XXXX. She said they were not a collections agency but a company that works for XXXX XXXX. She never said she was recording anything and responded very unprofessionally to all my questions. She said she had copies of XXXX letters written to that address in XX/XX/XXXX. I asked her how many in XX/XX/XXXX | 1 | 0.0% | I answered and a real person was on the line. She asked for me by my maiden name. She told me she was calling about a bounced check to XXXX XXXX. I was concerned maybe someone found an old checkbook in the trash and was bouncing checks. However |
| where they orchestrated a similar fraudulent scheme against another homeowner. ) The Georgia appeal court specifically noted that fines not explicitly supported by the XXXXXXXX XXXX XXXX can not be enforced | 1 | 0.0% | — |
| where they quoted false information after I repeatedly asked them to provide accurate details. This behavior is inappropriate and false. Regarding the audio recording I sent you | 1 | 0.0% | none of these efforts have been successful. They continue to lie to me |
| where they stated they were in the process of updating my payment count. Was redirected back to XXXX. XXXX call with XXXX and told to resubmit another request for reconsideration ( I did so ). XXXXsubmitted another complaint | 1 | 0.0% | I received confirmation that all of my employment had been approved for PSLF from XXXX. I was told to just be patient and wait '' for the payment count to be updated. XX/XX/XXXX |
| where this company is located | 1 | 0.0% | claiming I have an outstanding medical bill. When I inquired why they performed a hard credit inquiry |
| where this credit score hit has impacted me.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | over 8 phone calls |
| where this debt is being pursued. | 1 | 0.0% | Cavalry and XXXX XXXX XXXX have not produced : A signed contract bearing my original wet-ink signature |
| where to find it | 1 | 0.0% | I was more aware that no investigation to where these funds went had been performed and per regulation XXXX |
| WHERE TO PAY | 1 | 0.0% | XXXX |
