Total complaints
2
Filed since Proo
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows where the court held that servicers who obtain accounts in default are subject to FDCPA requirements.'s complaint history from CFPB public records. 2 consumers have filed complaints since Proo. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since Proo
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How where the court held that servicers who obtain accounts in default are subject to FDCPA requirements.'s 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| a debt collector is defined as any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts | 2 |
| Issue | Complaints |
|---|---|
| directly or indirectly | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
where the court held that servicers who obtain accounts in default are subject to FDCPA requirements. has accumulated 2 consumer complaints in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Proo, and the most recent logged activity is Proof That, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, where the court held that servicers who obtain accounts in default are subject to FDCPA requirements. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "a debt collector is defined as any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts", and the single most common underlying issue is "directly or indirectly".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating where the court held that servicers who obtain accounts in default are subject to FDCPA requirements.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
where the court held that servicers who obtain accounts in default are subject to FDCPA requirements. has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
where the court held that servicers who obtain accounts in default are subject to FDCPA requirements. has a 0% timely response rate to CFPB complaints.
The most common issue reported against where the court held that servicers who obtain accounts in default are subject to FDCPA requirements. is "directly or indirectly" in the "a debt collector is defined as any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts" product category.
Read our methodology — how this data is sourced, computed, and verified.