Total complaints
2
Filed since Desp
2026 data Public-data reference. official source
where there is a duty to respond
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows where there is a duty to respond's complaint history from CFPB public records. 2 consumers have filed complaints since Desp. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Desp
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
where there is a duty to respond complaint mix by product
- I have 2 100.0% – 0% relief
How where there is a duty to respond's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I have not received any documentation verifying the basis or cause for these closures. As such | 2 |
Top States
| State | Complaints |
|---|---|
| constitutes an admission. Therefore | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| as recognized in Engelhardt v. Gravens ( Mo. 1926 ) | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About where there is a duty to respond
where there is a duty to respond has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Desp, and the most recent logged activity is Despite my, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, where there is a duty to respond reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have not received any documentation verifying the basis or cause for these closures. As such", and the single most common underlying issue is "as recognized in Engelhardt v. Gravens ( Mo. 1926 )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating where there is a duty to respond: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does where there is a duty to respond have?
where there is a duty to respond has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does where there is a duty to respond respond to complaints on time?
where there is a duty to respond has a 0% timely response rate to CFPB complaints.
What is the most common complaint about where there is a duty to respond?
The most common issue reported against where there is a duty to respond is "as recognized in Engelhardt v. Gravens ( Mo. 1926 )" in the "I have not received any documentation verifying the basis or cause for these closures. As such" product category.
Read our methodology — how this data is sourced, computed, and verified.
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