| we will proceed with the reissuance of your check and checks to others similarly situated. | 1 | 0.0% | XX/XX/XXXX |
| we will provide you with the name and address of the original creditor | 1 | 0.0% | or any portion of it |
| we will refund you. ''. | 1 | 0.0% | where relatives still reside |
| we will reimburse you afterwards. '' I pay {$1900.00} at the last minute for a round trip flight through XXXX XXXX that leaves an hour later than the originally scheduled flight. | 1 | 0.0% | I walk up to the XXXX XXXX counter at XXXX ready to check in. My passport is scanned and I am told Sorry |
| we will repossess it. Threatening to repossess property is a violation of FDCPA 15 USC 1692f 808. Unfair practices A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt It is illegal to attempt to collect when there is a billing dispute per CFR 1026.13 ( d ) ( 1 ) ( 2 ) ( 3 ) ( 4 ) which XXXX XXXX XXXX XXXXCarMax Inc. received Affidavit via XXXX ( See Exhibit 10 ) XXXX XXXX XXXX ( refer Exhibit 3 ). | 1 | 0.0% | I added the collateral to Private Trust : ( See Exhibit 4 ) Colorado Secretary of State Date and Time : XX/XX/2023 XXXX XXXX Master ID : XXXX Validation Number : XXXX After multiple attempts to resolve this billing error |
| we will resolve the dispute and if required we will timely respond to our customer with the results of our investigation. | 3 | 0.0% | any differences in their reporting of the information which XXXX furnishes is the responsibility of the consumer reporting agencies |
| we will review all relevant documents submitted with the dispute and will forward them to the furnisher if we are unable to resolve the issue. We review and consider the furnishers or vendors response to determine whether to accept it | 1 | 0.0% | I include the response I received from Experian to my CFPB complaint : Company 's Response Thank you for submitting XXXX XX/XX/year> |
| we will review the information for possible release of funds that are being held.... Id. | 1 | 0.0% | the Bank placed a restriction on the funds of my checking account ending in XXXX. And |
| we will send this to collections. This is my final response and I will not email again. | 1 | 0.0% | providing me with a list of items left in the apartment and a way of retrieving them if I chose to do so |
| we will send you a check for the amount of the funds to you at your street address in our records. '',Company disputes the facts presented in the complaint,Catch Financial Inc,HI,967XX,,Consent provided,Web,2022-07-18,Closed with explanation,Yes,N/A,5718075 | 1 | 0.0% | they are in violation of their terms of service ( https : //catch.co/legal/terms ) which states : b. Your Funds and the Catch Account. Your funds will remain in your Catch Account until you instruct us to transfer any or all of your funds from your Catch Account by indicating a withdrawal within the Website or the Application. We will generally transfer the requested funds from your Catch Account to your Bank Account within three ( 3 ) Business Days of when we receive your request. We may transfer funds from your Catch Account to your Bank Account without notice to you upon the closure of your Catch Account as Described below and at any time if required by applicable law or if we |
| we will send you a copy of the results and a revised copy of your Equifax credit report. It clearly states that it was a electronic verification | 1 | 0.0% | so I exercised my rights per the FCRA and did the following request : I filed a initial dispute on XX/XX/2019. Case number XXXX and Equifax closed the case out on XX/XX/2019. Which is well over the 30 day time frame allowed by the FCRA. It is clearly stated that if the account can't be verified within 30 days it must be deleted and the Credit Bureau is allowed an additional 15 |
| we will supply all credit card receipts and any expenses not charged to a credit card.,Company believes complaint represents an opportunity for improvement to better serve consumers,MORTGAGE LENDERS OF AMERICA,FL,344XX,Older American | 1 | 0.0% | XXXX XXXX. I also complete the MLA survey with all the same info and described their services as unsatisfactory |
| we will take care of it. '' I expressed my appreciation for their diligence in protecting me from fraud. | 1 | 0.0% | asking me if I had made a recent charge for {$180.00}. I said absolutely not |
| We will tell you the results within three business days after completing our investigation. If we decide that there was no error | 1 | 0.0% | we may require that you send us your complaint or question in writing within 10 business days. We will determine whether an error occurred within 10 business days after we hear from you and will correct any error promptly. If we need more time however |
| we will then reevaluate your escrow to see if we owe you any money back once youve paid the higher mortgage amount! So theyve taken {$6700.00} of our money out of our escrow | 1 | 0.0% | but that she was not showing we had paid our XXXX payment. I spoke to her again and explained we did pay our XXXX payment |
| we will treat this as if you have authorized any related use | 1 | 0.0% | they notified me that they declined the dispute and would be closing the case |
| we will withdraw your monthly mortgage payment in the amount of {$830.00} | 1 | 0.0% | we made the final back/late bi-weekly mortgage payment in the amount of {$130.00} and our current bi-weekly payment in the amount of {$830.00} |
| we wondered ) XXXX 's supervisor | 2 | 0.0% | we have spoken with XXXX in the charge-off department |
| we wont be able to complete our review and will cancel the application. | 1 | 0.0% | an application for an XXXX XXXX credit card was submitted in my name of which Bank of America contacted me with a letter dated XX/XX/2022 stating I needed to call right away ( ref # XXXX ). Upon receiving the letter |
| we worked directly with the insurer and we are still waiting for Umpqua to figure out what went wrong. This affected thousands of customers | 1 | 0.0% | upon receiving a cancellation letter from the insurer |
| we worked directly with USAA to reconfigure all of our security protocols including new passwords | 1 | 0.0% | we experienced a fraud event with our USAA accounts |
| we would advise them to complete the following process. Every creditor has its own required fraud process to permanently close accounts. XXXX requires a XXXX XXXX to be completed and returned to them directly by the consumer. Please ask XXXX XXXX to call the XXXX XXXX Department at : XXXX or visit : https : //www.xfinity.com/idtheftclaimform. Please let us know if we can be of further assistance. Thank you.,,EQUIFAX | 1 | 0.0% | XXXX placed an account with us for collection or we would not have contacted the consumer. If the account was disputed or fraud was alleged prior to placement with XXXX |
| we would appreciate if being cleared up ASAP. | 1 | 0.0% | Please note : While reviewing my account on the website |
| we would be a little north of 80 % LTV | 1 | 0.0% | knows we live in a highly desirable area with values that are climbing |
| we would be changing the banking product. | 1 | 0.0% | XXXX XXXX contacted me because she was notified by the underwriting department that our loan could not continue because we are in Texas |
| we would be helping them sue the violator or assist with filing a complaint with the XXXX XXXXXXXX XXXX. I dont want to do this as because I have been with you for 24 years but unless this gets resolved I will pursue every legal avenue possible | 1 | 0.0% | oops I mean members |
| we would be paying those funds as well. The representatives from Freedom Mortgage found this acceptable. In addition | 1 | 0.0% | it was agreed that the payment made on XX/XX/XXXX be cancelled |
| we would effectively be stranded at XXXX XXXX. | 1 | 0.0% | the XXXX XXXX agent at the ticketing counter told us she was inexplicably unable to book us another flight. Indeed |
| we would expect that this is standard practice and Shellpoint Mortgage Servicing reports all loans covering a modification period the same for all customers. | 1 | 0.0% | the loan was contractually past due for the XX/XX/XXXX through XX/XX/XXXX installments. Since the loans pre-modified loan terms remain in effect during the trial period and the loan was contractually past due |
| we would greatly appreciate it. Thank you so much for your time. | 4 | 0.0% | I also contacted XXXX regarding the same issue for my own credit report. They directed me to submit an email through their customer service ( XXXX ). Below is the email I submitted : To whom it may concern |
| we would have been more aggressively shopping for another provider. | 1 | 0.0% | the process is subjective |
| we would have certainly paid it. | 1 | 0.0% | I was made aware for the first time that there was an outstanding balance in the amount of {$640.00} which was late and was reported on my and my wife 's credit reports as a charge-off that day. We had no knowledge of this debt until this date. After speaking with a VW XXXX XXXX representative |
| we would have had a better opportunity to make the necessary arrangements to complete the pay-off prior to maturity ; however | 1 | 0.0% | my credit report now reflects that I have been past due since XX/XX/XXXX. I am unclear as to why they are showing the XX/XX/XXXX payment as past due. As I previously indicated |
| we would have had lower monthly payments | 1 | 0.0% | 2016 |
| we would have had plenty of time to adjust closing disclosure amounts. | 1 | 0.0% | XXXX XXXX wrote the following : Please be advised that the final application closing was not completed until XX/XX/2020. The accounts Closing Disclosure will detail that the final Cash to Close was {$130000.00}. Included in the final amount needed to close |
| we would have or would be in a position to refinance and take advantage of the historically low interest rates now available. But because of Shellpoint 's mishandlings | 1 | 0.0% | but this a fairly good recap of what has transpired. I would like to point out the negative toll this has taken on our personal lives |
| we would have paid the balance in full by XX/XX/year> just as we do every month and not been charged any of the {$280.00} we were assessed in interest. | 1 | 0.0% | we fell short of paying the balance in full by {$1600.00} by the XX/XX/XXXX due date ( {$3400.00} actual statement balance less the {$1700.00} we paid based on the incorrect statement balance of {$1700.00} shown on the app ). Stemming from this underpayment of the balance due on XX/XX/year> |
| we would have picked up the freight. That Is their problem to resolve | 1 | 0.0% | that contrary to XXXX own rules |
| we would have searched for a different home to fit within our familys budget. | 1 | 0.0% | for as long as we own the home. Additionally |
| we would have taken a different route | 1 | 0.0% | we received notice that we had been approved for a modification. Bank of America was allowing us to make payments of $ XXXX/mo for three months to get caught up on our past due line of credit payments. If we could not afford $ XXXX/mo |
| we would have to be at least 2 months behind in our mortgage payments and the agent basically said too bad ''. We told her that we would be sending a check to Bank of America in the amount owed for the previous two months and she responded that we were too late and not to bother sending the check! Regardless of what she told us | 1 | 0.0% | we did n't make our mortgage payments as Bank of America had suggested. At the end of the two months |
| we would have to call back on XX/XX/2020 in order to request the remaining 3 months forbearance. This person indicated they would not be reporting us or any of their customers with federally backed loans to the Credit Bureaus. | 1 | 0.0% | reporting us to the Credit Bureaus |
| we would have to go to the bank in person with physical forms of id and open an entirely new account. Unfortunately | 1 | 0.0% | XXXX XXXX XXXX |
| we would have to make a new application again. | 1 | 0.0% | we were told on this program that LoanCare had yet to respond. The second time |
| we would just coach that employee for further reference. | 1 | 0.0% | I spoke with XXXX XXXX |
| we would just have to wait for the wire to appear | 1 | 0.0% | talked with XXXX |
| we would like you to urgently send our bank statement from XX/XX/XXXX to now. We have waited too long and have suffered a huge loss because of this | 1 | 0.0% | our account was unexpectedly locked without any notification via email from XXXX XXXX. Furthermore |
| we would move our mortgage to another lender. Unfortunately | 1 | 0.0% | the long waits on hold '' when we call to find out |
| we would need to complete it | 1 | 0.0% | Visited a Huntington Branch to inquire where the loan modification documents were |
| we would never have applied at Wells Fargo at all | 1 | 0.0% | the sheer length of time this has taken and lack of a firm loan Commitment Letter has placed great stress on us |
