| without being correctly informed of options that were available along the process promptly has now created an even larger burden. | 2 | 0.0% | I was in the rear in the amount of approximately {$12000.00}. I was informed that I could no longer continue to make payments after XX/XX/XXXX until a plan/agreement had been met. I had already started the repayment process prior both in XX/XX/XXXX and XX/XX/XXXX both in the installment amount of {$3400.00} each. When eventually contacted |
| without being made aware that my loan protections had changed. | 1 | 0.0% | I continued making monthly payments by calling in |
| without being refunded and my mortgage still not being reinstated. No one ever determined how I was to send my part of the funds necessary to reinstate. This was all taking place over a period of time while I was in constant contact with the ombudsman department. It was known | 1 | 0.0% | and stay informed. The staff at SPS could not explain to me how to pay the remaining balance combined with XXXX monies in order to get my mortgage current. I was told to |
| without being required to assume the mortgage. Despite this | 1 | 0.0% | with status confirmed in XX/XX/XXXX |
| without car | 1 | 0.0% | nothing was like deposit since Friday XXXX until today XXXX. Teller said they can not help me |
| without Chase Bank following sufficient verification processes. Chase Bank also accepted a wire transfer with various mis-identifiers into this fraudulent account.,,JPMORGAN CHASE & CO.,OH,44024,Older American,Consent provided,Web,2023-07-12,Closed with explanation,Yes,N/A,7234860 | 1 | 0.0% | the FBI |
| without claim or title to any estate. My ancestral | 1 | 0.0% | in fact Shellpoint Mortgage Servicing has admitted in prior complaints and disclosures |
| without clearly taking responsibility for such verification ''. Thus | 1 | 0.0% | XXXX. This affidavit is supposed to verify the documents they provided as evidences. The employee refers to several such documents specifically and by name ( XXXX of which |
| without comment. I appealed the decision to their customer service department right away | 1 | 0.0% | I inadvertently sent these XXXX payments ( XXXX XXXX ) directly to Wise.com from my XXXX personal account. ( The procedure of sending funds to the Wise.com XXXX account is identical for both my personal and business accounts at XXXX ; the XXXX number of Wise.com immediately appeared as a payee |
| without communicating with us or our attorney | 1 | 0.0% | along with the Request for Mortgage Assistance application we submitted to Chase again on XX/XX/XXXX |
| without conducting a meaningful reinvestigation or obtaining any original documentation. | 3 | 0.0% | yet the credit bureaus continue reporting it as accurate. Under the Fair Credit Reporting Act ( FCRA ) |
| without conducting a thorough investigation or ensuring the accuracy of the data. 15 U.S.C. 1681e ( b ) obligates these agencies to maintain the accuracy of the information they report | 3 | 0.0% | XXXX |
| without conducting a thorough investigation or providing meaningful support in recovering the funds. Both parties have failed to take any meaningful action to resolve the fraud | 1 | 0.0% | despite my efforts |
| without consent | 10 | 0.0% | schools must have written permission from the parent or eligible student in order to release any information from a student 's education record. However |
| without consideration of the ongoing insurance and GAP resolution. | 1 | 0.0% | I made consistent and good-faith efforts to communicate with the lender and kept them informed of all developments |
| without considering evidence that could not reasonably be produced within that timeframe. | 1 | 0.0% | I learned that the scope of the investigation was extremely limited. According to Cash Apps own records |
| without context or cause | 1 | 0.0% | Allys reporting of the account as closed by credit grantor has resulted in substantial harm to my creditworthiness |
| without correcting the ownership on record. We asked for copies of the Deed and the Note associated with the property | 1 | 0.0% | we immediately contacted our current mortgage servicing company ( PHH ) and asked for clarification. We were told that no action was necessary because it was normal for title to be in the name of the Investor |
| without correction or remedy. This further reinforces that I was treated as liable for a debt tied to an identity that was never mine. | 1 | 0.0% | modified |
| without delivering appropriate procedural validation | 1 | 0.0% | Section 805 ( c ) |
| without dishonor | 6 | 0.0% | 1692 et seq. Pursuant to the Fair Debt Collection Practices Act |
| without disputing these additional charges | 1 | 0.0% | suckered by the promise of a discount |
| without due process of law. The 14th Amendments Due Process Clause guarantees procedural due process | 2 | 0.0% | they are at it again with a new Law Firm RVO-GA PLLC two weeks later continuing to utilize deceptive unfair practices to continue to extort. RVO-GA PLLC and their client XXXX XXXX XXXX is continuing to violate my consumer right once again according to FDCPA ( Section 807-8 ) |
| WITHOUT EARLY TERMINATION FEES | 2 | 0.0% | from XXXX XXXX. The original account is from 2006 |
| without enclosures * Home Equity Payment Reduction Program Trial Period Plan ( TPP ) dated XX/XX/XXXX * Affidavit of Forged Document ( s ) form * XXXX Line Agreement signed on XX/XX/XXXX * XXXX XXXX Open-End Mortgage signed on XX/XX/XXXX * Modification to Bank of America Equity Maximizer Agreement and Disclosure Statement signed on XXXX XXXX * Modification of Security Instrument signed on XXXX XXXX * Claim notice dated XXXX XXXX * Loan payment history statement dated XXXX XXXX WE'RE HERE TO HELP we understand this may not be the result you were hoping for | 1 | 0.0% | which you may find helpful : * Previous response letters dated XX/XX/XXXX |
| without even asking me | 1 | 0.0% | so ok. However |
| without even asking what I needed. It was a bank branch | 1 | 0.0% | spoke to a rep and he said I could fax a dispute in |
| without even having a working system and with lying marketing.,,Solar Mosaic LLC,UT,84074,,Consent provided,Web,2024-02-16,Closed with explanation,Yes,N/A,8350674 | 1 | 0.0% | told me that after the installation and review |
| without even saying how they would be contacting me | 1 | 0.0% | so I call again |
| without ever attempting to reach me at my number or contact me. | 1 | 0.0% | plus paying extra towards principal each month. Since the first payment wasnt enough to satisfy the amount due |
| without ever consulting with me. | 1 | 0.0% | being an optimist |
| without ever contacting me | 2 | 0.0% | the craziest thing |
| without ever informing me or my wife that that account was reopened and allowed to be used by XXXX. | 1 | 0.0% | does chase have a policy and does chase regularly allow selected creditor customers to use closed accounts or closed debit card accounts that are tied to banking customer checking accouts |
| without evidentiary support | 2 | 0.0% | I have attempted to resolve these matters directly through the established dispute channels. I have sent written disputes on multiple occasions |
| without exception could provide me accurate information regarding my stolen funds. | 1 | 0.0% | XXXX |
| without exception! However | 1 | 0.0% | false allegations of nonpayment ( I HAVE EVERY MONTHLY PAYMENT DOCUMENTED< THEY HAVE ALL BEEN PAID BY XXXX MONEY ORDERS ( CASH FROM ME ) AND PRIORITY MAIL and I have the documentation!! ) |
| without exception. Hence | 1 | 0.0% | including but not limited to : Incorrect addresses Inaccurate names or aliases Erroneous employment information I demand the immediate investigation |
| without excluding the possibility of other unlawful acts not listed herein | 1 | 0.0% | pursuant to this XXXX 's regulations |
| without explaining how that verification was completed or supplying any proof. | 1 | 0.0% | requesting a full reinvestigation and verification of the information. I specifically asked for documentation such as the original agreement |
| without explaining why the short sale is not being allowed to proceed. This creates a serious concern of dual tracking | 1 | 0.0% | this matter remains unresolved. Since filing the original CFPB complaint : Our short sale application was approved for review |
| without explanation | 1 | 0.0% | I received a statement from FedLoan indicating that I had made 67 qualifying payments toward the 120 necessary to qualify for PSLF. Because I believed that FedLoan had made an error in this calculation |
| without explanation of why it didn't post. When nothing occurred within that time frame | 1 | 0.0% | I made a principal payment on XX/XX/2020. To date |
| without explanation or evidence uploaded to the CFPB portal. This is not a reinvestigation under the lawits a bad-faith attempt to sidestep accountability. | 1 | 0.0% | because no such debt exists. I do not owe XXXX XXXX. In fact |
| without explanation or transparency. | 1 | 0.0% | Closure of two credit card accounts |
| without explanation or written findings. | 1 | 0.0% | for non-receipt of goods after not getting a reply from the merchant regarding canceling an order I made by error .. On XX/XX/XXXX |
| without explanation. I believe this may relate to identity misuse.\n- XX/XX/XXXX : I attempted to follow up with Experian by phone again | 1 | 0.0% | block |
| without explanation. I believe this may relate to identity misuse.\n- XX/XX/XXXX : I attempted to follow up with XXXX by phone again | 1 | 0.0% | block |
| without fair and equitable benefit to the consumer is unauthorized use of consumer 's credit card | 2 | 0.0% | 000 |
| without following required fair debt collection practices | 2 | 0.0% | oral communication nor any official notice of an attempt to collect a debt nor completing a XXXX service attempt via process server |
| without full disclosure.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,CA,90066,,Consent provided,Web,2017-09-05,Closed with explanation,Yes,N/A,2658361 | 1 | 0.0% | my current bill is {$6500.00} |
