| the head of an executive | 3 | 0.0% | According Privacy Act of 1974 ( 5 U.S. Code 552a ) ( b ) Conditions of Disclosure.No agency shall disclose any record which is contained in a system of records by any means of communication to any person |
| the Health Insurance Portability and Accountability Act ( HIPAA ) | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Subject : Formal Dispute and Demand for Human Review Pursuant to the Fair Credit Reporting Act and Related Laws This letter constitutes a formal dispute of inaccurate |
| the heater became stuck on high | 1 | 0.0% | my apartment was in uninhabitable condition |
| the heavier the consequences. | 1 | 0.0% | backchannel coordination |
| the hefty mortgage was about {$500.00} to {$700.00} more than we could afford each month. When the Making Homes Affordable Act of XX/XX/XXXX was announced | 1 | 0.0% | about 10 miles away |
| the heirs of the estate ( sellers ) were conveyed the estate from probate XX/XX/XXXX. The escrow covered title insurance and closing costs | 1 | 0.0% | this is an international event |
| the High Credit reported by TransUnion and XXXX is {$2100.00} | 1 | 0.0% | I was reported as being 30 days late on XX/XX/XXXX |
| the High Credit reported by XXXX and Experian is {$2100.00} | 1 | 0.0% | I was reported as being 30 days late on XX/XX/XXXX |
| the High Credit reported by XXXX and XXXX is {$2100.00} | 1 | 0.0% | I was reported as being 30 days late on XX/XX/XXXX |
| the higher costs of borrowing due to their erroneous reporting. I want BOA to issue an apology and change their deceptive practices.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | prominently and intelligently placed was an explanation of fees |
| the higher payment could not be met since it was even higher than the defaulted rate I was requesting a reprieve from. I had no choice but to reject the offer. I also continued making the full payments for XX/XX/XXXX and XX/XX/XXXX. However | 1 | 0.0% | Capital One took over the mortgage and defaulted the interest rate back to the original high rate ( 6 % ) which increased the payments by $ XXXX/mo. Since my financial conditions had not changed |
| the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay | 2 | 0.0% | unverifiable accounts must be removed and if you are unable to provide me a copy of verifiable proof |
| the Hilco court relied upon various cases from other jurisdictions holding that violations of parallel state laws that mandate licensure by collection agencies amounted to actions that can not legally be taken. Id. at 728 ( citing XXXX v. XXXX | 1 | 0.0% | as required under the MCALA |
| the history does not accurately speak to that. I want the account deleted from my report. | 1 | 0.0% | Experian flagged the account as 180 days delinquent. There are no XXXX |
| the history with them | 2 | 0.0% | showing the exact same information between all three when it comes to actions ( payments and balances ) |
| the hold period was set to 21 days without adequate justification. | 1 | 0.0% | I promptly submitted invoices to my client and received payments. However |
| the holder of a vehicle-secured credit obligation shall evaluate a consumers ability to return to making regular payments. ( b ) If the consumer is able to return to making regular payments based on the evaluation required by subdivision ( a ) | 1 | 0.0% | the servicer of vehicle-secured credit shall extend the forbearance period upon request of the borrower for an additional 90 days. Those forbearance periods shall continue to be extended upon request of the borrower throughout the duration of the COVID-19 emergency and the 180-day period following that emergency. ( c ) During the period of a forbearance under this chapter |
| the home appraised for XXXX | 1 | 0.0% | who is my currently moratger |
| The Home Depot Gift Cards or Certificates | 1 | 0.0% | a {$50.00} discount on a single-receipt purchase of {$300.00} up to {$990.00} or a {$100.00} discount on a single-receipt purchase of {$1000.00} or more within 30 days of your account open date at The Home Depot retail stores or XXXX when made with your The Home Depot Consumer Credit Card |
| the home had to be in good condition to get the loan. '' I told Ms XXXX that I would go to work on getting the purchase agreement and documents she needed for the loan as well as finish the repairs needed for appraisal. | 1 | 0.0% | she was very helpful and thorough with all the questions that I had while taking the application. ( Please see attached 1st pre-approval letter VA over {$140000.00} purchase. ) I asked Ms XXXX what could I include in the loan ( I.E. appliances |
| The Home Loan Expert LLC | 5 | 100.0% | Mortgage |
| the home of our dreams | 1 | 0.0% | since Cardinal Financial has been wasting our time for the past month and a half ). We lost out on almost 2 month 's worth of time |
| the home value was at a place that refinancing made sense | 1 | 0.0% | Caliber Home Loans |
| the home was livable and almost complete by the time FEMA came out to assess. Weeks earlier sewage and water to knees | 1 | 0.0% | I checked the mortgage website and saw my flood ins had been paid just a couple days earlier |
| the home whose mortgage they're handling! | 1 | 0.0% | XXXX XXXX is only able to offer me insurance on a vacated property |
| the homeowner is doomed to fail no matter what he does to try and get his account current to save his house. This is how these mortgage servicers stage a default to a homeowners loan. This is how these mortgage services illegally foreclose and steal a homeowners home! | 1 | 0.0% | then convert my account from automatic to manual pay to shorten the statement period |
| the hot tub and also stole the above ground pool. | 1 | 0.0% | she did not make ANY payments toward the home ( I did not know this because the mail did not come to my address ). After a couple of years I found out that my wife |
| the house is now more undeveloped than before the foundation job was completed by them. | 1 | 0.0% | finally making him quit |
| the house is still not livable 20 months after closing | 1 | 0.0% | there has been nothing but unjustified contractor delays |
| the house that is XXXX older than the subject of the property. | 1 | 0.0% | and the fact that XXXX from the XXXX comps were excluded and replaced with the new XXXX without any explanation. From the XXXX new comps |
| the house would have closed. So | 1 | 0.0% | thereafter there would be paperwork for a loan modification. I asked if I could pay all three payments at one time and was told I could |
| the HUD counselor informed me she would like to bring my situation to one of her supervisors. At the end of the business day she called back with some advice from her supervisor and her opinion that my previous lender | 1 | 0.0% | XXXX XXXX to see if I had received any correspondence to inform me of the sale of my mortgage and provide me with the information that AmeriHome was now my new lender and their contact info |
| the husband shell execute any title or transfer documents | 1 | 0.0% | from XXXX to XXXX |
| the hvac collapsed | 1 | 0.0% | even after repeatedly contacting them. Due to this card I couldnt access either account. I finally got a copy of this credit card to actually utilize my own funds theyd refused to return for a year. However |
| the ID is not clear as well as other documents.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,90292,,Consent provided,Web,2023-08-15,Closed with explanation,Yes,N/A,7398281 | 1 | 0.0% | after he read his notes in the system |
| the Idaho Attorney General would be able to help facilitate a settlement through their Consumer Complaints division. I submitted my complaint to them last XXXX | 1 | 0.0% | last year |
| the Illinois Attorney General | 1 | 0.0% | I will consider any continued collection activity to be willful |
| the Illinois XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) | 1 | 0.0% | the Illinois Collection Agency Act |
| the image wasn't zoomable | 1 | 0.0% | I promptly submitted the required documents : a copy of my ID |
| the immediate phone salutation states | 1 | 0.0% | I received an email from BOA. The email titled Acknowledgement of Your Inquiry '' was received on Friday |
| the impact of these Fair Credit Billing Act/ and the Fair Credit Reporting Act Violations | 1 | 0.0% | upon your review of my credit reports |
| the inaccuracies and violations highlighted above have resulted in undue stress and hardship. Recently | 1 | 0.0% | including accurate reporting |
| the inaccuracies persist | 1 | 0.0% | despite this agreement |
| the inaccuracies remain uncorrected with XXXX and XXXX. | 1 | 0.0% | that their reporting was accurate across all XXXX |
| the inaccuracies remain. I am invoking my rights under FCRA to ensure that all erroneous information is corrected immediately. | 3 | 0.0% | I have observed persistent misreporting |
| the inaccurate 30-day and 60-day late payment entries remain on my XXXX XXXX XXXX credit reports | 1 | 0.0% | on XX/XX/XXXX |
| the inaccurate accounts removed | 1 | 0.0% | which was received by them |
| the inaccurate addresses remain on my credit report | 18 | 0.0% | my correct and up-to-date personal information is : Full Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX California XXXX Social Security Number : XXXX Date of Birth : XX/XX/XXXXXXXX In my initial dispute |
| the inaccurate credit report has necessitated higher security deposits for utilities | 3 | 0.0% | specifically the contract |
| the inaccurate information has not been removed. According to the Fair Credit Reporting Act ( FCRA ) | 2 | 0.0% | and they confirmed that they do not validate or supply information to any third-party agencies |
