| the consumer reporting agency shall- ( i ) promptly delete that item of information from the file of the consumer | 7 | 0.0% | IN FACT THEREFORE EXISTS PURSUANT TO 18 USC 8 |
| the consumer reporting agency shall- ( i ) promptly delete. 15 U.S. Code 16815-2 ( a ) DU | 1 | 0.0% | I noticed that you have allowed the following data Furnisher to reinsert the fraudulent accounts back on my consumer report : REINSERTED FRAUDULENT ACCOUNTS ASSOCIATED ACCOUNT NUMBERS AMOUNT STATUS XXXX XXXX XXXX {$360.00} XXXX XXXX XXXXXXXX XXXX {$740.00} CLOSED XXXX XXXX XXXXXXXX {$490.00} CLOSED On XXXX XXXX I received a correspondence letter with the confirmation # XXXX. Pertaining to the details on the letter it addressed the fraudulent accounts at question was removed and blocked due to these fraudulent accounts being opened as a result of fraud. After obtaining my latest consumer Report I noticed where these fraud accounts were later reinserted |
| the consumer requests to remove the debt from her credit file. XXXX referred an account to XXXX XXXX for collection on XX/XX/XXXX | 1 | 0.0% | Florida. Since XXXX |
| the consumer shall be notified promptly | 1 | 0.0% | 15 US Code 1681c ( a ) ( 5 ) which states that any adverse information |
| the Consumer Statement was | 1 | 0.0% | on XX/XX/XXXX |
| the consumer stating the information in connection with all furnished account information is not relating to any transaction by myself | 2 | 0.0% | if I |
| the consumer will be surprised by being hit with the crazy high rate of 24.99 % because potentially NONE of their payments were applied to these transactions. | 1 | 0.0% | and I only found this out after my first payment after adding the fixed APR transactions to my balance. When I contacted synchrony to ask why none of my payment was applied to my promotional balances |
| the consumer will consider this matter resolved in my favor and will pursue all available legal remedies | 1 | 0.0% | deceptive |
| The consumer will consider this matter resolved in the consumerfavor and will pursue all available legal remedies | 1 | 0.0% | deceptive |
| the consumer. | 6 | 0.0% | then the credit bureau must remove them within 30 days and notify me |
| the consumer. If any of the following accounts do not have the sources of information available | 1 | 0.0% | the consumer have the right to request a full file disclosure about the information within my consumer file which includes the sources of the information was used to verify the information before it was procured onto the consumer report. This includes the dates |
| the consumer. I demand to receive all credit refunded to me in the form of zero balance at the end of each billing cycle. | 2 | 0.0% | affiant is aware |
| the CONSUMER. I have set my self on fire | 1 | 0.0% | the balance was now over {$19000.00} i called again and allowed them to put me thru to FRAUD. The representatives were understanding |
| the consumer. I'm in utter disbelief and misinformed as they had contract apparently for 4 years or more for a servicing nobody but themselves. As I still have to pay my loans serperately. I contacted student relief and was unable to provide me with accurate information about this program. Still the woman seemed unsure. I tried contacting the person who helped me '' with all the information and the number did not work nor information. As I asked them what their program does and the woman continuously avoided the question as to how this loan forgiveness program works. They are aware of Equitable Acceptance and ended up saying good luck to contact | 1 | 0.0% | I am contacted by a third party Equitable Acceptance Corporation who has the information that was provided to student relief department claiming they will handling my loan and being my loan servicer explaining they will helping me pay my loans as a college student. Explained |
| the consumer. If any of the following accounts do not have the sources of information available | 8 | 0.0% | the consumer has the right to request a full file disclosure about the information within my consumer file which includes the sources of the information was used to verify the information before it was procured onto the consumer report. This includes the dates |
| the consumer. This is the textbook example of a bait and switch. I have been a XXXX for twenty-one years | 1 | 0.0% | by calling several days later the customer service number on one of the documents I had been given as part of the loan. I was told by the woman with whom I spoke that because I had ( unbeknownst to me ) dealt with two different BoA channels -- the internet channel where I 'd found the very low rate |
| the consumer. This letter encapsulates a comprehensive demand for your company to rectify its actions in compliance with this obligation and the applicable federal laws. | 1 | 0.0% | but as an individual who demands fairness |
| the consumer.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,XXXXX,,Consent provided,Web,2024-07-25,Closed with non-monetary relief,Yes,N/A,9615944 | 1 | 0.0% | ( XXXX XXXX XXXXXXXX ) may trigger a mandatory duty under IRS regulations to issue the alleged debtor a 1099-c. Creditors who benefit from this tax practice may render it inequitable to allow them to belatedly enforce the alleged debt after it has received the benefit of the charge off. ( See CACH |
| the consumers account | 1 | 0.0% | within sixty days after having transmitted to a consumer documentation pursuant to section 1693d ( a ) |
| the consumers right to privacy. Clearly there is bias.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,618XX,,Consent provided,Web,2023-01-05,Closed with non-monetary relief,Yes,N/A,6402312 | 1 | 0.0% | by me |
| the contact information Trident Asset Management LLC provided on my XXXX credit report is INACCURATE. Whether Trident provided inaccurate contact information deliberately ( there have been other consumer complaints regarding this already ) | 1 | 0.0% | # XXXX. However |
| the contact person handling my loan at XXXX XXXX. She is one of the persons at XXXX which my agent | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX confirmed on XX/XX/XXXX : ( Unable to upload necessary documents onto your platform |
| the contact said he would reach out to the mortgage department | 1 | 0.0% | including having a checking account with Chase. On XX/XX/XXXX |
| the content of statement did not change at all. I require to explain all these issues. Why and who wrote the statement containing the word military '' on XX/XX/XXXX of XXXX What is the button Fraud Alert ''? And why the content of statement changes without consent of me | 1 | 0.0% | '' I clicked it. Therefore |
| the content of the email | 1 | 0.0% | I received multiple follow-up calls from XXXX |
| the content of XXXX reviews of the place | 1 | 0.0% | I received an email from [ someone claiming to be ] XXXX XXXX |
| the continued inclusion of these items violates FCRA 1681i. | 1 | 0.0% | which were verified without sufficient documentation : Late payments Charge-offs Collections Hard inquiries Student loans ( unvalidated promissory notes or balances ) Duplicated or fragmented tradelines Incorrect personal identifiers ( e.g. |
| the continued inclusion of this misleading information without proper verification or correction is a violation of my privacy rights under 15 U.S.C. 1681 ( a ) ( 4 ) | 3 | 0.0% | the following accounts are still being reported as open or incorrectly rated |
| the continued presence of these accounts indicates you willfully ignored the evidence. Notably | 3 | 0.0% | you were obligated to conduct a reasonable reinvestigation. If information is found inaccurate or can not be verified |
| the continued pursuit of foreclosure by current plaintiff | 1 | 0.0% | to enforce my rights in accordance with the FCRA |
| the continued reporting and collection efforts on this debt violate my consumer rights.,,National Credit Systems | 1 | 0.0% | I attempted to validate the debt |
| the continued reporting of a charge-off and past due balance is factually incorrect and must be addressed immediately. | 1 | 0.0% | Equifax |
| the continued reporting of inaccurate or unverifiable information is defamatory and exposes you to further legal liability. This is my final attempt to resolve this matter amicably. If you do not respond with the requested documentation or remove the disputed accounts within the required timeframe | 1 | 0.0% | including proof of ownership and that the debts belong to me. 4. Provide a chain of assignments or forward flow agreement for each disputed account to prove legal ownership or transfer of the debt. Legal Notice and Threat of Litigation : Failure to comply with these requests will leave me with no choice but to take legal action against you. Under the FCRA ( 15 U.S.C. 1681 ) |
| the continued reporting of late payments is inaccurate | 2 | 0.0% | yet late payment history and other derogatory indicators continue to appear across consumer reporting agencies. The reporting is inconsistent between bureaus with conflicting dates |
| the continued reporting of this account constitutes a violation of consumer protection laws governing accuracy in credit reporting and debt collection. | 1 | 0.0% | completeness |
| the continued reporting of this account is inaccurate and harmful. | 1 | 0.0% | but did not receive |
| the continuing reports still violate the accuracy requirements set forth in the FCRA. | 1 | 0.0% | negative information |
| the contract demonstrates why the loan was serviced with Ally and XXXX XXXX. XXXX stated via text that you could return the vehicle if you disagreed with the terms | 1 | 0.0% | XXXX contacted the obligee and stated |
| the contract does not have an explanation of when certain types of damages are excess and when they 're considered normal. For instance | 1 | 0.0% | I received a copy of the inspection report by mail |
| the contract is no longer enforceable | 2 | 0.0% | transfer |
| the contract signed under my name | 1 | 0.0% | I made specific requests in accordance with the Fair Credit Reporting Act ( FCRA ) |
| the contract the Plaintiff signed that states the Beneficiary is legally and even lawfully bound to give You that which You are fraudulently attempting to obtain from the Consumer. The Defendant and definitely the Plaintiff already knows that no such contract exists and the Beneficiary never entrusted You with the Social Security Trust and Account information. | 1 | 0.0% | Your illegal communication -- 15 U.S.C. 1692 ( a ) ( 2 ) ; Truth In Lending Act TILA ) and Fair Debt Collection Practices Act ( FDCPA ) -- and existence on the XXXX |
| the contract with the original creditor | 4 | 0.0% | I sent a demand for validation to XXXX XXXX XXXX regarding a reported debt they claimed I owe. Despite this |
| the contractors had charged {$600.00} to install the new door | 1 | 0.0% | the product was defective |
| the contractual process and subsequent interactions were fraught with material misrepresentations | 1 | 0.0% | after finalizing the purchase agreement initiated on XX/XX/XXXX |
| the controller for XXXX XXXX | 1 | 0.0% | I contacted XXXX XXXX and spoke to XXXX at about XXXX XXXX |
| The conventional loans we acquire through our correspondent production operations are purchased | 1 | 0.0% | Servicer for this loan |
| the conversation is over. '',,D2 Management LLC,IA,502XX,,Consent provided,Web,2020-08-21,Closed with explanation,Yes,N/A,3807579 | 1 | 0.0% | can you verify the last 4 of your social? '' I had to ask for her to identify the company which was D2 Management. I have never heard of this company. She did state that she was calling for XXXX XXXX XXXX and then stated the disclosure to this is an attempt to collect a debt |
| The conversion of BBVA USA customer accounts | 1 | 0.0% | hoping to be able to log in there |
| The Cook Law Office PLLC | 2 | 100.0% | Debt collection |
