the consumer will be surprised by being hit with the crazy high rate of 24.99 % because potentially NONE of their payments were applied to these transactions.

What the CFPB Record Shows About the consumer will be surprised by being hit with the crazy high rate of 24.99 % because potentially NONE of their payments were applied to these transactions.

the consumer will be surprised by being hit with the crazy high rate of 24.99 % because potentially NONE of their payments were applied to these transactions. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1. T, and the most recent logged activity is 1. The fir, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the consumer will be surprised by being hit with the crazy high rate of 24.99 % because potentially NONE of their payments were applied to these transactions. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and I only found this out after my first payment after adding the fixed APR transactions to my balance. When I contacted synchrony to ask why none of my payment was applied to my promotional balances", and the single most common underlying issue is "it should be noted that the promotional purchases have an APR of 24.99 % for EACH transaction. For the fixed transactions the APR is 14.9 or 16.9 %. To me".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the consumer will be surprised by being hit with the crazy high rate of 24.99 % because potentially NONE of their payments were applied to these transactions.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.