Total complaints
2
Filed since Sync
2026 data Public-data reference. official source
the contract is no longer enforceable
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows the contract is no longer enforceable's complaint history from CFPB public records. 2 consumers have filed complaints since Sync. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Sync
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the contract is no longer enforceable complaint mix by product
- transfer 2 100.0% – 0% relief
How the contract is no longer enforceable's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| transfer | 2 |
Top States
| State | Complaints |
|---|---|
| and the defrauded party may void the contract upon learning of the fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,IN,46375,,Consent provided,Web,2024-01-26,Closed with explanation,Yes,N/A,8231559 | 1 |
| and the defrauded party may void the contract upon learning of the fraud.,,Portfolio Recovery Associates | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or disclose any non-public personal information pertaining to this account with XXXX XXXX XXXX or any other third part as regulated by 15 U.S. Code 6802 of the GLBA. Additionally | 1 |
| or disclose any non-public personal information pertaining to this account with Portfolio Recovery Associates or any other third part as regulated by 15 U.S. Code 6802 of the GLBA. Additionally | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the contract is no longer enforceable
the contract is no longer enforceable has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Sync, and the most recent logged activity is XXXXXXXX X, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the contract is no longer enforceable reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "transfer", and the single most common underlying issue is "or disclose any non-public personal information pertaining to this account with XXXX XXXX XXXX or any other third part as regulated by 15 U.S. Code 6802 of the GLBA. Additionally".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the contract is no longer enforceable: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the contract is no longer enforceable have?
the contract is no longer enforceable has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the contract is no longer enforceable respond to complaints on time?
the contract is no longer enforceable has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the contract is no longer enforceable?
The most common issue reported against the contract is no longer enforceable is "or disclose any non-public personal information pertaining to this account with XXXX XXXX XXXX or any other third part as regulated by 15 U.S. Code 6802 of the GLBA. Additionally" in the "transfer" product category.
Read our methodology — how this data is sourced, computed, and verified.
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