| they are nowhere in sight to be found! | 1 | 0.0% | job banks |
| they are obligated to issue an adverse action notice detailing the reason behind the change. To date | 1 | 0.0% | despite my ongoing good payment history. I did not request a credit limit increase |
| they are obliged to remove the account which is erroneous and unverified. Their unfavorable and unacceptable actions have been hurting my credit scores immensely. Please see below the account I am concerned of : ENHANCED RECOVERY CO L - XXXX,,ERC,MI,48141,,Consent provided,Web,2021-11-05,Closed with explanation,Yes,N/A,4882939 | 1 | 0.0% | I havent heard any kind of response from the XXXX and XXXX Credit Bureaus which made me decide to seek assistance from you. They have shown negligence and an act of refusal of complying with my request. I know for a fact that they are to comply with the Fair Credit Reporting Act law |
| they are obliged to remove the account which is erroneous and unverified. Their unfavorable and unacceptable actions have been hurting my credit scores immensely.,,JPMORGAN CHASE & CO.,CA,90301,,Consent provided,Web,2021-11-30,Closed with explanation,Yes,N/A,4902035 | 1 | 0.0% | I havent heard any kind of response from the XXXX and XXXX Credit Bureaus which made me decide to seek assistance from you. They have shown negligence and an act of refusal of complying with my request. I know for a fact that they are to comply with the Fair Credit Reporting Act law |
| they are operating under alternate hours | 2 | 0.0% | but for my security she couldn't give me any information over the phone. When I expressed disappointment |
| they are prohibited from reporting it to any consumer reporting agency ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) ). | 1 | 0.0% | after investigation |
| they are pulling a bait and switch by offering a low monthly loan payment and then significantly increasing the loan just a year later.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,GA,30005,,Consent provided,Web,2018-05-17,Closed with explanation,Yes,N/A,2910025 | 1 | 0.0% | a Wells Fargo rep indicated that the increase was due to the tax on the property going from an undeveloped lot to new construction. That can't be accurate. This is NOT a conversion loan. Wells Fargo knew that this residential loan was for a newly constructed home. They extended the loan amount based upon the appraised value of a newly constructed home |
| they are punished and told that can have their account closed | 1 | 0.0% | American Express is able to entice cardholders to higher card member tiers |
| they are refusing to accept the documentation even though the VA Underwriting guidelines state it is acceptable form of documentation of mortgage loan assumptions. The mortgage servicer has recommended I refinance the home at a cost and a much higher interest rate | 1 | 0.0% | XXXX XXXX |
| they are refusing to clear up the consumer report. I feel that Ally Financial and XXXX XXXX XXXX have conspired to take advantage of me | 1 | 0.0% | I was sent a copy of the contract. In reviewing that contract |
| they are reporting an alleged balance with no lawful proof that they have any right to collect or report this account. | 1 | 0.0% | my Social Security number |
| they are reporting information that is unverifiable. | 2 | 0.0% | XXXX merely sent a Statement of Account that was created on their letterhead. This arbitrary number lacks veracity. Where is the supporting documentation? The one document that was sent reflects a totally different number. Additionally |
| they are reporting me as delinquent without showing me proof of anything. | 1 | 0.0% | that I sent XX/XX/XXXX |
| they are reporting the account as OPENED which is also false and being that they ignored my request for validation and verification | 1 | 0.0% | and confirmed delivery on XX/XX/2020 at XXXX hours. after sending the written request for validation and verification to include requesting documentation |
| they are requesting something in writing that the creditor will not provide and I | 1 | 0.0% | I received a letter back from TransUnion dated XX/XX/XXXX explaining to me what inquiries on a credit report are. This is not the action I requested. I understand what an inquiry is. I understand what a credit report is. What I do not understand is why TransUnion will not remove this inquiry despite BOTH XXXX and XXXX not having this inquiry on their reports. I called TransUnion again upon receipt of this letter and their response to me was that I was required to have a letter from the creditor explaining I do not have an account with them. Back to square onXXXX |
| they are required to do the following ( 15 ) treatment of inaccurate or unverifiable information disputed by a consumer | 3 | 0.0% | Transunion |
| they are required to ensure that TransUnion is reporting the same accurate information. | 1 | 0.0% | per Metro 2 compliance standards |
| they are required to ensure the information is accurate | 3 | 0.0% | fraud |
| they are required to file Form 1099-C with the IRS and provide you a copy. The amount of canceled debt reported on Form 1099-C is generally included in your gross income | 2 | 0.0% | Taxable and Nontaxable Income |
| they are required to provide annual privacy notices in writing for the duration of the customer relationship. | 1 | 0.0% | XXXX includes any information collected from customers in the course of applying for financial products or services |
| they are responsible for responsibly handling business impropriety | 1 | 0.0% | my view is that XXXX is acting in poor business ethics and a very low level of moral integrity. And I will absolutely never do business with them |
| they are retaliating and causing me to lose time | 1 | 0.0% | XXXX |
| they are rude | 3 | 0.0% | and we also have been paying our monthly payments for 1 month in advance |
| they are ruining my business. | 1 | 0.0% | is not a bank |
| they are saying it's my fault and I don't deserve a refund. | 1 | 0.0% | they told me that I don't need to return the original products and sent me replacements so I didn't bother further about returning and threw the originals away |
| they are saying that : - We **do not qualify** for the previous arrangement we have had with them. | 1 | 0.0% | Shellpoint stated that they **would assign us a new loan point of contact** and schedule a phone call to discuss our loan modification. **Neither of these actions have taken place. ** Furthermore |
| they are scheduled to be paid by end of the month. They are assessing you a {$480.00} fee for the shortage that will be in the account once the taxes are paid ''. | 1 | 0.0% | upon receiving Ocwen 's letter today |
| they are scheduled to be paid off in XXXX ( see pdfs labeled stafford '' as documentation ). The loan thats the subject of complaint is currently scheduled to be paid off at the end of XXXX! | 1 | 0.0% | it appears to me as though Aidvantage deliberately shortened that loans payback time |
| they are separate and completely unrelated to the fraudulent charges | 1 | 0.0% | to dispute the treatment of this transactions and to indicate I had not received any information. The agent on the telephone verbally told me that USAA was denying the fraudulent claim because our checking account had a {$300.00} withdrawal made on XX/XX/XXXX |
| they are separate loans | 1 | 0.0% | my loans initially started in XXXX and originated as XXXX XXXX Bank. It was then sold to XXXX and then onto Navient. Within this time period |
| they are slower than usual. But then the following tranches of information requests started to flow my way. | 1 | 0.0% | XXXX for a total of {$1300.00} A roundtrip flight with XXXX XXXX for me and my husband from XXXX |
| they are stating that I need to provide proof to Senex that this medical bill is not mines ; which is the basis of my original complaint. Senex is denying me the right to dispute a bill by failing to provide adequate proof. In fact | 1 | 0.0% | Senex failed to provide the information requested. Their response was to provide an itemized bill which does not validate this is my bill |
| they are stating twice in official writing that they received the funds and also stating that they did in my complaint here too. The issue is that my complaint reflects that I owe {$16000.00} and they went back and started charging it as negative all the way back to XX/XX/XXXX. I already leased a new car with them | 2 | 0.0% | as I was told that any monies would be rolled into the brand new XXXX Kia XXXX that they leased me due to the total loss of the prior leased XXXX model. On their documents that they provided |
| they are still charging me | 1 | 0.0% | and have been working with my attorney |
| they are still charging me for monthly fees ... even though my bank has been disputing them since XXXX. | 1 | 0.0% | after my bank ruled in my favor |
| they are still mailing to it! I have not seen the second check which should have been here weeks ago. | 1 | 0.0% | My check had my current address on it and they had been sending me the payment notices etc. to my current address for 6 months. ) I was told it was an error by their servicing company which was separate from the mortgage holder. repeated attempts to clear this up brought no relief. Eventually I placed a stop payment on the first check |
| they are still on my reports. | 1 | 0.0% | which I believe are in violation of the Fair Credit Reporting Act ( FCRA ). After a thorough review |
| they are still reporting information to all credit bureaus on my behalf and have a derogatory remark | 1 | 0.0% | however |
| they are still reporting outdated addresses which I've asked several times to remove.,,EQUIFAX | 1 | 0.0% | under paragraph ( 1 ) of any information disputed by a consumer |
| they are still reporting outdated addresses which I've asked several times to remove.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 | 0.0% | under paragraph ( 1 ) of any information disputed by a consumer |
| they are still reporting these fraudulent numbers on my account | 3 | 0.0% | were compromised by a person i did business with that had all my personal information. They were issues cards on my account without my knowledge |
| they are still selling sterling silver XXXX '' on their lives. I highly doubt they get these items tested. I have already tested and verified the items are not sterling silver ( XXXX ). They are not sterling silver at all or are only sterling silver plated. That does not qualify the jewelry to be marked XXXX | 1 | 0.0% | but I don't trust them anymore. I'm worried they will test the items and lie and say they're solid sterling silver. Then I would lose the money for counterfeit sterling and shipping fee. XXXX of the necklaces I received from them came with a certificate ( in XXXX ) |
| they are still sending me physical letters. | 1 | 0.0% | in written form |
| they are supposed not to furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the account is inaccurate. | 13 | 0.0% | they are supposed to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general |
| they are supposed to delete or modify accounts that aren't reporting correctly. | 1 | 0.0% | none of the detailed information found in the accounts listed in my letter agree harmoniously across all three bureaus due to inaccuracy |
| they are supposed to make normal payments on a schedule | 1 | 0.0% | and my escrow balance never goes below XXXX XXXX make payments twice per year |
| they are supposed to modify accounts that aren't reporting correctly and delete it immediately. | 1 | 0.0% | Transunion |
| they are supposed to modify accounts that aren't reporting correctly. | 79 | 0.0% | XXXX |
| they are supposed to modify accounts that aren't reporting correctly. In conclusion | 1 | 0.0% | Transunion |
| they are supposed to modify accounts that aren't reporting correctly.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | Transunion |
