| THEN I WAS REFEREED TO AN OTHER PROGRAM CALLED MONY MANAGEMENT THROUGH HUD. WE FELT WE WERE INTIMIDATED BY SOME MONEY MANAGEMENT PROGRAM ASSISTANT WHO TOOK ALL MY DEFENSE PAPERS AND NOTATIONS AND INSTEAD OF SOME KIND RESPONSE FROM THIS WORKER ABOUT QL REFUSING A LOAN MODIFICATION AND THE ABUSIVE RUN AROUND. SHE INSTEAD SAID NOTING HANDED ME A PAMPHLET HOW TO RESPOND TO THE COURTS FOR FORECLOSURE | 1 | 0.0% | QL REASSURED THE NOTE WILL REMAIN IN MY NAME JUST SIGN THE PAPERS. LATER |
| then I was told that it is all caused by my payment did not go through and that agreement was voided and now I have to start paying off the new settlement. Not only the manager was not courteous | 1 | 0.0% | settlement agreement XXXX. Where the settlement amount had been XXXX and by XXXX of XXXX {$490.00} of that balance had been paid off |
| then I was treated with a high level of harassments. I asked where the debt collection company was | 2 | 0.0% | the debt collection company |
| then I was under the impression that a pet fee should not have been charged. Later | 1 | 0.0% | I see below where you have said you were at the XXXX |
| then I will be compelled to take legal steps against you for the below mentioned reasons : * Violation of the Fair Credit Reporting Act ( F.C.R.A. ) * Violation of the F.D.C.P.A. * Defamation of character * Use of my copyrighted property I would like to further inform you that if any action is taken during the validation period which could be regarded as detrimental to any of my credit reports | 1 | 0.0% | UT XXXX Respondent RE : Discover BankAccount # XXXX Fraudulent Account Balance {$2200.00} To whom it may concern : Please note that this is not a refusal to pay off the account but a notice sent as per the Fair Debt Collection Practices Act ( FDCPA ) |
| then I will be compelled to take legal steps against you for the below mentioned reasons : * Violation of the FCRA * Violation of the FDCPA * Identity Theft * Fraud * Defamation of character If you can provide me with the requested documents | 1 | 0.0% | 15 USC 1692g Sec. 809 ( b ). The notice states that your claim is disputed and validation of the alleged accounts is required. This notice is not a request for verification of the account |
| then I will be subject to a {$150000.00} deficiency judgment at the age of XXXX. The amount bid has nothing to do with the price my unit could sell for in an open competitive market | 1 | 0.0% | through the on line system |
| then I will have Experian on an actionable | 1 | 0.0% | under the Fair Credit Reporting Act |
| then I will have no other choice but to escalate the matter. | 1 | 0.0% | XXXXXXXX XXXX XXXX |
| then I will have to start making payments on the 2 semester loans we owe for and he will not have a college degree. | 1 | 0.0% | XX/XX/XXXX and approve my own college student loans? its the same credit report. This has happened suddenly |
| then I will have XXXX on an actionable | 2 | 0.0% | under the Fair Credit Reporting Act |
| then I will need to pursue legal action. | 1 | 0.0% | XXXX XXXX XXXX Page 1 of 7 To whom it may concern : I am disputing any errors or omissions in reporting required by FCRA section 611 ( 15 U.S.C. 1681 ) and METRO 2 compliance criteria. In order to comply with FCRA and METRO 2 compliance regulations |
| then I will receive my money | 1 | 0.0% | when I was selling on XXXX |
| then I will report your dishonor to the Internal Revenue Service Via form 3949-A Finally | 1 | 0.0% | along with the original documents intact and unaltered |
| then I will seek advice about initiating a potential lawsuit. This includes listing any information on a credit report that could be incorrect or invalidated | 8 | 0.0% | 15 U.S.C. 1692 ( G ) Section 809 ( B ). This notice states that your claim is disputed and validation of the account is required.This notice is not a request for verification of the account or proof of my mailing address but a request for validation made pursuant to the FDCPA laws. I humbly request that your agency/ office sends me valid proof of claim that I am legally obligated to pay you.Please provide me with the below mentioned items : * The amount you claim the Respondent owes you* An explanation showing me how you have computed the amount. * Copies of any documents that prove I agreed to pay the alleged amount* The identity of the original creditor* Confirmation that the account has not crossed the statute of limitation ( SOL ) period* Evidence that you are a licensed debt collector* Evidence of your license numbers and your registered agent.I would like to inform you that in case your agency has reported invalidated account information to any of the three main credit bureaus such as XXXX |
| then I will seek advice from my attorney for lawsuit. This includes listing any information on a credit report that could be incorrect or invalidated | 1 | 0.0% | if any negative item is reported to any of my credit reports by your agency or the agency that you represent |
| Then I will take my boss ' recommendation and sue you! '' and then he HUNG UP THE PHONE on me. This supervisor at Wells Fargo hung up the phone in the middle of me trying to respond to hearing I am going to be sued by Wells Fargo. I was left with XXXX fearing I will be sued by Wells Fargo. What will this mean for my family? My XXXX in XXXX? I began having XXXX. I am a high risk XXXX already and being harassed with phone calls ( first by XXXX who would call me and say that XXXX told her to follow up regarding our agreement '' and I asked XXXX what she was referring to - since I 've been paying on said agreement for two months now - and she did n't know??? but was calling me anyways? ) This is an opportunity for legislation to be brought forth regarding behaviors such as Wells Fargo harassing a client who is currently paying their debt | 1 | 0.0% | he told me to |
| then I would be good to go. | 1 | 0.0% | and I said that I had exchanged texts with them but did not know them personally or have their name. She asked the teller to look at the check |
| then I would be inclined to leave Chase as a customer | 1 | 0.0% | the staff who tried to assist me were insincere |
| then I would hate to see standard service. At this point | 1 | 0.0% | when I still had not received my card |
| then I would have been notified of completion | 1 | 0.0% | also Default Resolution for deceiving me through this process. I made payments to B & A for months that never made it to Dept of Ed |
| then i would have sent what the exact total was required. but i only sent the amount they requested in the emails. They also confirmed that with me by phone | 1 | 0.0% | i sent it to them immediately. i was then told by representatives at capital one that the email totals that were sent were not the exact totals based on the billing cycles since i didnt get the actual statements on time in the mail. they claimed that i was 30 days late on those 2 months of this issue and sent negative comments to all credit bureaus that dinged my credit scores.They have recordings of all my calls to them regarding the issue and appoligized for the mistake by phone.however when i spoke to there supervisor they said the issue was sent to their internal dispute department but didnt feel they made a mistake |
| then I would have tried to get an extra job during COVID to pay the mortgage. So | 1 | 0.0% | when I contacted Navy Federal on XX/XX/2021 about this issue |
| then I would like to have these accounts removed from my report completely. Thank you very much for your time!,,EQUIFAX | 1 | 0.0% | all STATING that I have XXXX late payments |
| then I would like to have these accounts removed from my report completely. Thank you very much for your time!,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | all STATING that I have zero late payments |
| then I would not be disputing the shortage. My company would have no choice in paying it | 1 | 0.0% | XXXX |
| then I would send those and still they needed more. That XX/XX/XXXX modification took over four months to complete. The process was a nightmare for us. | 1 | 0.0% | it was still not solving the summer issue. I made this clear to them several times and though I did this |
| then I'm hung up on ( against my wishes ) and am forced to start the process all over again at the base of the phone tree when nobody ever calls back. I have made no less than 31 calls to resolve this. | 1 | 0.0% | I would either 1 ) get hung up on or 2 ) transferred to a supervisor '' who could not name the person they were supervising that transferred me. As soon as agents on the phone would realize that this was a glitch on Chase 's end |
| then Im passed around to 3 or 4 reps. They have been holding funds since XXXX! it since. | 1 | 0.0% | returning it to the consumer |
| then in light of the fruit of the poisonous tree the account is incomplete and MUST be DELETED.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | by TransUnion failing to follow the law in relevance of the facts |
| then in the alternative please do the following : Select one of my other open credit card accounts with no current balance owed and reduce my available credit limit on that Penfed credit card by an amount you can see to approve my application for the Gold Card so that I can enjoy the benefits of the advertisement I received from Penfed in my mailbox Saturday. | 1 | 0.0% | before underwriting turns down my application for the Gold Card you suggested that I apply for via your letter I received Saturday |
| then in XXXX | 1 | 0.0% | I was unable to see any outstanding payments on my account and the amount was sent to collections. I made the payment as soon as I received the statement from collections |
| then informed me there was nothing they could do except mail me a check | 1 | 0.0% | on XX/XX/XXXX |
| then insist they can be of no help and redirect us cyclically through unhelpful managers and email addresses that never respond. | 1 | 0.0% | but all of our communication with UWM ( including multiple phone calls and emails ) have been ignored |
| then intentionally provided slow service and mixed answers so they could continue to collect my monthly service charge. | 1 | 0.0% | and I was told I would be awarded the miles within 90 days. After over 90 days had passed |
| then issue a full refund. Of course | 1 | 0.0% | and most of the time |
| then issues credit cards in all the authorized users ' names if I weren't allowed | 1 | 0.0% | XXXX '' |
| then it has the potential to affect every customer | 1 | 0.0% | after multiple hours of attempts via email and calls to XXXX and local numbers |
| then it is a direct violation of my federally protected right to privacy. | 1 | 0.0% | particularly in 1681 |
| then it is also added to the past due amount. Every month there is additional amounts added to interest that 's not justified by contract terms. The statement show interest rate is 10.5 percent. | 1 | 0.0% | and documenting Younomics interest fraud. My monthly payment per loan is XXXX dollars. There is a XXXX dollar late fee |
| then it makes the above false advertisement. | 1 | 0.0% | ANTI-CUSTOMER |
| then it must be removed. Telephone Communications with XXXX XXXX | 1 | 0.0% | if no proof is provided to me within 30 days |
| then it sounds like either they are lying because they dont wan na do their job and they probably have XXXX XXXX submissions because they dont do their job in the first place and mess up on everything so this is probably just a general reply that they do to everyone in order to buy them time and to cause you more headaches so you wont complain the next time however | 1 | 0.0% | failing the general public and causing hard-working individuals to suffer and their future to be in the hands of incompetent Equifax corporation.Equifax should consider changing there name to XXXX since they let anybody and there dog report false information on people credit reports and then lie and say they cant find the profile just so that way they dont have to spend any time on it mean while they charge me {$30.00} a month. They need to look harder if they can not find my profile because I am able to logon to their website. Im also able to get on other websites such as XXXX XXXX |
| then it takes another 7 to 14 business days to get to your mail '' or also well for us | 1 | 0.0% | one person told me : the letter was sent out the next day '' |
| then it was a cyber crime despite the checkbook being stolen in their jurisdiction. They told me they would not take a formal report | 1 | 0.0% | MetLife and XXXX XXXX declined to help with my dispute. They cited false information provided by the police |
| then it was an early termination fee | 1 | 0.0% | then I was told it was an early termination fee. No. It 's not my debt. I was told by the in store rep to call XXXX to speak to the collections department about the remaining balance. I called later that day. The representative that I spoke with told me that she was going to put in a ticket with ERT due to the amount and that they would be able to credit the account to clear it up. She said it would take sometime for them to get back to me though. Then a supervisor gets on the phone and starts to explain bills to me and tells me that XXXX got a new system and she also says that a bill did n't go out to me |
| then it was declined | 1 | 0.0% | I contacted the original creditor |
| then it was GONE. i believe Chase recalled '' the survey because of all the phone calls & emails of complaint i was sending. i did some of my own investigation and collected information from that | 1 | 0.0% | letters sent |
| then it was reopened 3 years later saying we owed them the alleged amount of {$1000.00}. Furthermore | 1 | 0.0% | the original business where the alleged debt was acquired |
| then it went up to {$1600.00} ( due XX/XX/XXXX ) a month | 1 | 0.0% | interest |
