Total complaints
4
Filed since And
2026 data Public-data reference. official source
the term consumer report does not include ( A ) subject to section 1681s3 of this title
4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4 consumer complaints filed with the CFPB
This profile shows the term consumer report does not include ( A ) subject to section 1681s3 of this title's complaint history from CFPB public records. 4 consumers have filed complaints since And . The company has a 0% timely response rate and has provided relief in 0% of cases.
4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
4
States Active
And
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the term consumer report does not include ( A ) subject to section 1681s3 of this title complaint mix by product
- the sole 2 50.0% – 0% relief
- XXXX XXXX 1 25.0% – 0% relief
- or no 1 25.0% – 0% relief
How the term consumer report does not include ( A ) subject to section 1681s3 of this title's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the sole remedy available to the insurer was cancellation of the policy. Indeed | 2 |
| XXXX XXXX XXXX XXXX : Account # XXXX | 1 |
| or no later than 30 days after | 1 |
Top States
| State | Complaints |
|---|---|
| any ( I ) report containing information solely as to transactions or experiences between the XXXX XXXX XXXX and XXXX XXXX XXXX XXXX making the report. | 1 |
| any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; 15 U.S. Code 1681b - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ) | 1 |
| any ( I ) report containing information solely as to transactions or experiences between the XXXX XXXX and XXXX XXXXmaking the report. | 1 |
| any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; ( ii ) communication of that information among persons related by common ownership or affiliated by corporate control ; or ( iii ) communication of other information among persons related by common ownership or affiliated by corporate control | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| the insurer could make no claim for any premium earned for coverage already provided but not paid for by the insured. The court concluded that the insurer was not a creditor of the insured | 2 |
| INC | 1 |
| the consumer. C ) Coordination with other disclosures The notice required under subparagraph ( A ) ( i ) may be included on or with any notice of default | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the term consumer report does not include ( A ) subject to section 1681s3 of this title
the term consumer report does not include ( A ) subject to section 1681s3 of this title has accumulated 4 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to And , and the most recent logged activity is TION 4 Acc, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the term consumer report does not include ( A ) subject to section 1681s3 of this title reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the sole remedy available to the insurer was cancellation of the policy. Indeed", and the single most common underlying issue is "the insurer could make no claim for any premium earned for coverage already provided but not paid for by the insured. The court concluded that the insurer was not a creditor of the insured".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the term consumer report does not include ( A ) subject to section 1681s3 of this title: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the term consumer report does not include ( A ) subject to section 1681s3 of this title have?
the term consumer report does not include ( A ) subject to section 1681s3 of this title has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the term consumer report does not include ( A ) subject to section 1681s3 of this title respond to complaints on time?
the term consumer report does not include ( A ) subject to section 1681s3 of this title has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the term consumer report does not include ( A ) subject to section 1681s3 of this title?
The most common issue reported against the term consumer report does not include ( A ) subject to section 1681s3 of this title is "the insurer could make no claim for any premium earned for coverage already provided but not paid for by the insured. The court concluded that the insurer was not a creditor of the insured" in the "the sole remedy available to the insurer was cancellation of the policy. Indeed" product category.
Read our methodology — how this data is sourced, computed, and verified.
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