| specifically : 15 U.S.C. XXXX ( a ) ( XXXX ) ( A ) : Failure to investigate disputes within the required XX/XX/XXXX-day period. | 1 | 0.0% | I sent a certified dispute letter to all XX/XX/XXXX credit bureaus requesting verification details |
| specifically : 15 U.S.C. XXXX ( a ) ( XXXX ) ( A ) : Failure to investigate disputes within the required XX/XX/XXXXday period. | 3 | 0.0% | I sent a certified dispute letter to all three credit bureaus requesting verification details |
| specifically : 15 U.S.C. XXXX ( a ) ( XXXX ) ( A ) : Failure to investigate disputes within the required XXXXday period. | 6 | 0.0% | I sent a certified dispute letter to all three credit bureaus requesting verification details |
| specifically : 15 U.S.C. XXXXi ( a ) ( XXXX ) ( A ) : Failure to investigate disputes within the required XXXXday period. | 4 | 0.0% | I sent a certified dispute letter to all three credit bureaus requesting verification details |
| specifically : FCRA 1681s-2 ( a ) ( 1 ) ( A ) Prohibits the reporting of inaccurate or unverifiable information FCRA 1681s-2 ( b ) Requires furnishers and credit bureaus to reasonably investigate disputes and correct or delete inaccurate data,,Kriya Capital | 1 | 0.0% | neither XXXX XXXX XXXX nor Credence Resource Management has provided any of the following required documentation : A signed service agreement or application with my name or signature Proof that my identity was verified at the time the account was opened Any records showing I authorized |
| specifically : XXXX U.S.C. XXXX ( a ) ( XXXX ) ( A ) : Failure to investigate disputes within the required XXXX period. | 25 | 0.0% | I sent a certified dispute letter to all three credit bureaus requesting verification details |
| specifically : XXXX U.S.C. XXXXi ( a ) ( 1 ) ( A ) : Failure to investigate disputes within the required 30-day period. | 2 | 0.0% | I sent a certified dispute letter to all three credit bureaus requesting verification details |
| specifically a copy of the original application bearing my signature. The debt collector has failed to provide this proof | 15 | 0.0% | I swear that this account is false and misleading. I have contacted the debt collector and requested proof of the alleged debt |
| specifically Base Segment | 1 | 0.0% | knowingly and willingly. I sent a follow up on XX/XX/XXXX. I wanted to follow-up with the 3 credit reporting agencies |
| specifically because XXXX XXXX XXXX has not sent me a bill for this amount prior to placing the account for collection with Kramer and Frank. | 1 | 0.0% | but Kramer and Frank needs to send me an itemized bill of medical charges. Simply stating I owe {$100.00} to XXXX XXXX XXXX is n't enough to demonstrate that I owe this debt. Furthermore |
| specifically concerning the reporting of inaccurate | 2 | 0.0% | no last activity date |
| specifically Customer 's Chase ( 1st Mortgage loan ending XXXX / 2nd Mortgage ending XXXX / Checking Account / Savings Account / 3 Credit Card Accounts ). | 1 | 0.0% | who in ( XX/XX/XXXX accurately reported to CFPD that ( Chase 's unlawful practice of ( charging its ( HELOC customer base |
| specifically Drivers License was unreadable and told to enlarge document and upload through their website. Documents would not upload. | 1 | 0.0% | system put me into a call with customer service representative who told me the card could not be activated due to being compromised. Was advised to go to XXXX XXXXo file/upload documents supporting the purchase of card ( Drivers license |
| specifically FAQs 5-8 Unauthorized | 1 | 0.0% | called PayPal and with my Bank |
| specifically FCRA 604 ( a ) ( 3 ) regarding the permissible purpose of accessing a consumer 's credit file. | 3 | 0.0% | relying on unverifiable or automated systems ( e.g. |
| specifically FCRA Section 611 ( a ) ( 2 ). | 2 | 0.0% | XXXX XXXX ( Account Number : XXXX ) |
| specifically for charges that were paid by other means | 1 | 0.0% | then the individual in charge of my case abruptly leaving the Capital One and then my continued calls to the company and not getting back to me over the course of 10 months. I continued to reach out to Capital One and reached out directly to the executive office in the XX/XX/2016 |
| specifically fraud | 1 | 0.0% | XXXX is marketed as a Fast |
| specifically hindering my ability to secure favorable terms for a mortgage as I am currently in the process of purchasing a home for me and my child. I disputed the charge again in XX/XX/XXXX | 1 | 0.0% | I reached out to the company on XX/XX/XXXX |
| specifically how such discrepancies are handled and the rights reserved for the mortgagor in these situations | 1 | 0.0% | threatening to terminate my coverage due to non-payment. This situation is not only alarming but unacceptable |
| specifically on Page 104 | 1 | 0.0% | I assumed the role of an investor in American Express. The application |
| specifically on Page XXXX | 1 | 0.0% | I assumed the role of an investor in American Express. The application |
| specifically pertaining to securities fraud. This revelation is deeply concerning and underscores the need for immediate action to protect investors ' interests. | 1 | 0.0% | I sent a certificated security to Navy Federal Credit Union via registered mail for payment |
| specifically pointing out that these methods of collection dont begin until the estimated pay period passes. it seemed like she realized that there was a real issue | 1 | 0.0% | explaining that even though the error was on their end that he couldnt undo what happened. i was transferred to a supervisor |
| specifically pursuant to U.S.C. 15 U.S. Code 1681a ( 2 ) ( a ) ( i ) | 3 | 0.0% | I found this occurrence particularly perplexing. The inquiries in question |
| specifically regarding my right to privacy and the requirement for written authorization before the release of my consumer information. | 3 | 0.0% | I must highlight that XXXX XXXX XXXX {$15000.00} |
| specifically repeated or continuous telephone calls or telephone conversations. | 1 | 0.0% | violating Title 15 U.S. Code 1692d |
| specifically said that a BPO assessment would be acceptable | 1 | 0.0% | we received a letter |
| specifically Section 609 ( 15 U.S.C. 1681g ) | 1 | 0.0% | despite my repeated efforts to resolve this issue. This ongoing problem is causing significant harm |
| specifically Section 611 | 1 | 0.0% | I identified the following inaccuracies and errors : 1. Prestige Financial |
| specifically sections 15 U.S. Code 1681i and 15 U.S. Code 1681s-2 | 3 | 0.0% | XX/XX/XXXX |
| specifically sections 1681e ( b ) and 1681s-2 ( b ) | 2 | 0.0% | XXXX |
| specifically sections XXXX ( b ) and XXXX ( b ) | 1 | 0.0% | XXXX |
| specifically so the dispute would be processed as an Identity Theft / Fraud Block request | 1 | 0.0% | I submitted a formal dispute through TransUnions online dispute portal regarding XXXXXXXX XXXX XXXX XXXX |
| specifically sought validation documents | 1 | 0.0% | I sent a debt validation request to XXXX XXXX XXXX XXXX via XXXX mail |
| specifically that a claim for {$230.00} from XXXX was due and owing. This false information was communicated to a third person | 1 | 0.0% | I received a notice of Negative Information from XXXX consumer information. I immediately accessed the site and found that XXXX had posted negative credit information about my consumer account |
| specifically that Transworld Systems requests deletion of the account from all credit bureaus as was agreed on the recorded line.,,TRANSWORLD SYSTEMS INC,TN,372XX,,Consent provided,Web,2025-06-12,Closed with explanation,Yes,N/A,14050201 | 1 | 0.0% | XXXX has shown a clear pattern of deceptive |
| specifically the **Fair Credit Reporting Act ( FCRA ) ** | 1 | 0.0% | **XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX XXXX -- - In both California and federal consumer laws |
| specifically the account numbers placed on the electronic credit application. If there is any presumption that the said Social Security Card/Account is not used to obtain money | 2 | 0.0% | which defines a creditor as... the term does not include a person whose only participation in a credit transaction involves honoring a credit card. 12 CFR 1002.2 ( k ) defines a credit card as meaning any card |
| specifically the alleged contract or other instrument bearing my signature | 1 | 0.0% | 15 USC 1692g ( Sec. 809 ) and The Fair Credit Reporting Act |
| specifically the alleged contract or other instrument bearing my signature in wet ink | 1 | 0.0% | under the doctrine of estoppel by silence |
| specifically the charges from XXXX XXXX XXXX. | 1 | 0.0% | I had my office manager call back because I received an email from XXXX that reminded me that the charge from the XXXX was legitimate. When we called American Express the second time on Friday |
| specifically the contract | 2 | 0.0% | XX/XX/XXXX |
| specifically the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ) : FCRA ensures that credit bureaus do not reinsert deleted debts without proper verification | 1 | 0.0% | XXXX XXXX provided written confirmation stating that the account ( ending in XXXX |
| specifically the Fair Debt Collection Practices Act ( FDCPA ) | 1 | 0.0% | LLC ( XXXX ) |
| specifically the modification process | 1 | 0.0% | Bank of America has continued to double and triple down their efforts to separate me from my home and crossed the line of negligence to fraudulent activities related to to loss mitigation processes. Starting with delaying any response to my request for mortgage assistance |
| specifically the original consumer contract with my signature | 1 | 0.0% | I identified inaccuracies and inconsistencies that violate the Fair Credit Reporting Act XXXX XXXX XXXX. The violations I have noted include : Violation of Timely Payments Regulations Violation of Finance Charge Determination Violation of United States XXXX Law XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I request that you provide proper evidence showing that I was late on this account |
| specifically the ORIGINAL consumer contracts | 1 | 0.0% | inaccurate and is not mine. This fraudulent account has hurt my ability to obtain credit : XXXX XXXX Account Number : XXXX PLEASE REMOVE IT FROM MY REPORT 2. The following account is unauthorized |
| specifically the repeated removal and failure to replace the Date of First Delinquency ( DoFD ) on the Transworld Systems Inc. | 1 | 0.0% | despite repeated disputes and ample evidence of unverifiable and misleading data |
| specifically the repeated removal and failure to replace the Date of First Delinquency ( DoFD ) on the XXXX XXXX XXXX. | 1 | 0.0% | despite repeated disputes and ample evidence of unverifiable and misleading data |