2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 3.6K–3.6K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or misleading practices in violation of UDAAP standards [ XXXX XXXX. XXXX and XXXX ] I have submitted multiple disputes over a five-year period 1
or misleading practices. 1
or misleading representation '' in connection with the collection of any debt 3
or misleading representation in connection with the collection of any debt. 1
or misleading representation in the collection of debts. See XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1
or misleading representation or means in connection with the collection of any debt. 1
or misleading representation or means in connection with the collection of any debt. Debt is defined as any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money 3
or misleading representation or means in connection with the collection of any debt. The continued reporting of a charge-off status for this account every month as if it is a new negative mark not only violates these statutes but also severely damages my creditworthiness and impacts my way of life. 4
or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing 2
or misleading representation regarding the character 2
or misleading representations 2
or misleading representations ) 15 U.S.C. 1692f ( Unfair or unconscionable collection practices ) If you are unable to produce the documentation requested above 1
or Misleading Representations 1692e Misrepresentation of debt amount 1
or misleading representations in connection with debt collection 1
or misleading representations in connection with debt collection including furnishing unverifiable information to the credit bureaus. 1
or misleading representations in connection with the collection of a debt. I also believe this may violate 1692f ( unfair practices ) and 1692g ( failure to properly validate a debt ). I have already contacted a lawyer regarding this matter. 1
or misleading representations in connection with the collection of any debt. 4
or misleading representations in connection with the collection of any debt. This includes misrepresenting the amount 1
or misleading representations in connection with the collection of any debt.,,Resurgent Capital Services L.P.,IN,46312,,Consent provided,Web,2025-08-14,Closed with explanation,Yes,N/A,15279715 1
or misleading representations in connection with the collection of debt ( Section 807 ( 2 ) ( A ) ) and using unfair or unconscionable means to collect a debt ( Section 807 ( 10 ) ). 1
or misleading representations in debt collection ( 1692e ). In XXXX XXXX XXXX XXXX XXXX 1
or misleading representations in debt collection efforts. This includes using deceptive methods to collect a debt or gather consumer information. Moreover 6
or misleading representations in the collection of a debt. 2
or misleading representations in violation of 15 U.S.C. 1692e. 1
or misleading representations of debt FDCPA 809 Failure to validate debt upon request FCRA 1681e ( b ) Failure to ensure maximum possible accuracy FCRA 1681b No demonstrated permissible purpose to access or publish my report Georgia Fair Business Practices Act Operating without a valid collection license is unlawful in this state The account remains unverified 1
or misleading representations or means 2
or misleading representations regarding a debt. 2
or misleading representations Request : REMOVE AND BLOCK THIS ACCOUNT IMMEDIATELY under FCRA 1681c-2 3
or misleading representations suggesting that collection efforts may continue ; 15 U.S.C. XXXX 1
or misleading representations This is a formal dispute of the bankruptcy entry reported by Equifax 3
or misleading representations This is a formal dispute of the bankruptcy entry reported by TransUnion 3
or misleading representations XXXX. XXXX XXXX XXXX Account No : XXXXXXXX XXXX Date Opened : XX/XX/XXXX Status : Charge-Off Issue : No documentation received validating the charge-off or terms of original account Violation of : 15 U.S.C. 1692g ( a ) Debt must be validated within 5 days of first communication XXXX. XXXX XXXX XXXX Account No : XXXX Date Opened : XX/XX/XXXX Issue : Late payments inaccurately reported ; I was under a COVID-related hardship or payment arrangement during that time Violation of : 15 U.S.C. 1681s-2 Furnisher 's obligation to correct and update inaccurate information CARES Act 3
or misleading representations. 5
or misreported ] As required under Section 1681i of the FCRA 1
or misreported debts attributed to a corporate fiction. 3
or misrepresent the status and context of my past banking relationships. These entries are negatively impacting my ability to open bank accounts and access essential financial services. 1
or misrepresentation statements for incorrectly calculating and reporting the Complainants Equifax credit file XXXX Score miscalculations. And 2
or misrepresents the true date of last payment constitutes false credit reporting and improper re-aging in violation of 15 U.S.C. 1681s-2 ( a ) and 15 U.S.C. 1692e. 1
or mistake ( 15 U.S.C. 1114 ). 3
or mistaken identity problems. Ensuring the removal of this address is critical to protecting my financial integrity. I request written confirmation of deletion and the results of the reinvestigation. Failure to remove unverifiable information constitutes a violation of federal law. Continued reporting of this incorrect address undermines the credibility of my credit profile and must be corrected immediately. 2
or mistreated because of whom they go home to or because how they dress does not conform to sex-based stereotypes. People should be able to access healthcare and secure a roof over their heads without being subjected to XXXX discrimination. All persons should receive equal treatment under the law 1
or misuse of these types of tools. 1
or mixed credit files. This is highly damaging and places me at serious risk of fraud. Under FCRA 602 ( A ) & 607 ( B ) 1
or mode of living 7
or mode of living ( XXXX ) Exclusions ( A ) ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; XXXX XXXX XXXX XXXXXXXX - Permissible purposes of consumer reports Subject to subsection ( c ) 1
or mode of living in response to a specific request from a consumer reporting agency. 36
or mode of living is obtained through personal interviews neighbors 1
or mode of living is obtained through personal interviews with neighbor 2
or mode of living is obtained through personal interviews with neighbors 13
or mode of living is used or expected to be used in whole or in part for purpose of serving as a factor in establishing the consumer 's eligibility ( 2 ) Exclusions. -- the term consumer report does not include ( B ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device. 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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