Total complaints
2
Filed since In a
2026 data Public-data reference. official source
or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing's complaint history from CFPB public records. 2 consumers have filed complaints since In a. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
In a
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing complaint mix by product
- it appears 1 50.0% – 0% relief
- I am 1 50.0% – 0% relief
How or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| it appears that they are in violation of the law. According to US Code | 1 |
| I am rightfully entitled under the law for the information I requested and if not provided is a violation under FDCRA At this point since Portfolio Recovery Associates | 1 |
Top States
| State | Complaints |
|---|---|
| the following conduct is a violation of this section : The false representations of:2 ( a ) The character | 1 |
| the following conduct is a violation of this section. They are claiming that they have resolved this issue which is false they haven't provided the information I requested and now are refusing to validate the allege debts. And giving false information that they have resolved the issue which is lie they have not resolved the issue and have not provided the information I requested.,,Portfolio Recovery Associates | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Chapter 41 | 1 |
| refused to validate/ dispute allege debts Any further attempt to collect on these or any allege debts is a violation under 1692 g ( b ) because they failed and refused to validate/dispute any debts therefore | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing
or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to In a, and the most recent logged activity is Portfolio , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "it appears that they are in violation of the law. According to US Code", and the single most common underlying issue is "Chapter 41".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing have?
or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing respond to complaints on time?
or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing has a 0% timely response rate to CFPB complaints.
What is the most common complaint about or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing?
The most common issue reported against or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing is "Chapter 41" in the "it appears that they are in violation of the law. According to US Code" product category.
Read our methodology — how this data is sourced, computed, and verified.
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