2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

PlainComplaint home → About this data

5.9K companies starting with "O"

Showing 2.2K–2.3K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or can not be verified 4
or can not be verified and therefore should be removed or corrected immediately. 2
or can not be verified must be deleted. Equifaxs continued reliance on third-party vendors or automated systems for verificationwithout validating information directly with the courtsis a breach of their legal duty. If they can not confirm this bankruptcy through the appropriate and original source 1
or can not be verified. 1
or can not be verified. Continued failure to follow these obligations is a clear violation of federal law.,,EQUIFAX 1
or can not be verified. These must be removed in compliance with FCRA 602 ( A ) and 607 ( B ) : XXXX Acct # XXXX | High Balance : {$670.00} | Opened : XX/XX/XXXX | Charge Off XXXX XXXX Acct XXXX XXXX | High Balance : {$1400.00} | Opened : XX/XX/XXXX | Charge Off XXXX XXXX Acct # XXXX | High Balance : {$600.00} | Opened : XX/XX/XXXX | Late Payment XXXX XXXX Acct # XXXX | High Balance : {$14000.00} | Opened : XX/XX/XXXX | Charge Off XXXX XXXX XXXX Acct # XXXX | High Balance : {$24000.00} | Opened : XX/XX/XXXX | Charge Off DEPTED/XXXX Acct # XXXX ( multiple entries with varying balances & dates : {$3500.00} 1
or can not prove they have a valid interest as a real party in interest to the underlying Deed of Trust. Thus 1
or cancel and forfeit hundreds of dollars in value I had already paid for. This added to the feeling that AmEx was acting in its own interest at every stage of this process 1
or canceled. 1
or cancellation-of-debt activity occurred. This lack of reconciliation raises serious concerns about whether the reported information reflects a lawful and accurate accounting of the obligation. 2
or care for the supporting documentation I had submitted to 1
or Cash Out. This case did not have an update. 1
or cause a consumer report to be procured 1
or causes to be made or used 1
or causes to be subjected 1
or CDS which is collateralized in whole or in part by theDefendants alleged loan agreement and mortgage documents or any right incident thereto or thereunder. 2
or certain key sources were to withdraw or be unable to provide their data 1
or certificates as published by the Secretary under section 5151 of this title. 6
or certificates as published by the Secretary under SECTION 5151 OF THIS TITLE. 2
or certificates as published by the Secretary under SECTION 5151 OF THIS TITLE. ( 3 ) The Secretary may designate depositaries in foreign countries in which any part of the proceeds of bonds 1
or certificates as published by the Secretary under SECTION XXXX OF THIS TITLE. ( XXXX ) The XXXX XXXX designate depositaries in foreign countries in which any part of the proceeds of bonds 1
or certification of goods or services ; ( 3 ) causing confusion or misunderstanding as to affiliation 1
or certified records to substantiate the alleged delinquency 3
or certified these entries according to the standards required under Metro 2 reporting guidelines and the CDIA 's Credit Reporting Resource Guide ( CRRG ). Any failure to meet strict Metro 2 data standards automatically invalidates your right to report these accounts. 3
or chain of assignment has been provided to justify the reporting of this tradeline. There is no permissible purpose under FCRA 1681b ( a ) ( 2 ) for Equifax to continue including this account in my credit file. 1
or chain of assignment produced. Likely verified via automated ACDV ( e-OSCAR ) without human review 1
or chain of title ; Continuing to pursue legal action after receiving police reports and an FTC Identity Theft Report ; Violating my rights under the FDCPA and FCRA by failing to cease collection pending validation. 1
or chain of title ; Engaging in frivolous 1
or chain of title from the original creditor 1
or chain of title. They simply sent old billing statements 2
or chain-of-title documentation to establish that they have the legal right to collect or report these debts. Despite my written disputes 1
or challenge the use of their data if credit is not granted. 1
or Change ( See STATEMENT OF CREDIT DENIAL 1
or change the way in which I use my card. For example ; If XXXX requires the 3 digit security code from the back of the card 1
or changed? Is this how credit reporting works? 1
or changing the account number? Number two 1
or charge-off methodology 2
or charge-off statements proving the legitimacy and accuracy of these reports. Instead 1
or charged off 4
or charged off by a federally insured bank as mandated under Federal Deposit Insurance Corporation Rule 5000 2
or charged off in a manner requiring a Form XXXX 1
or charged off. 18
or charged-off ). 1
or chargeoffs as reported. The aforementioned accounts 2
or charges ( if any ) were included in that number ; How my {$10000.00} down payment was applied. 1
or charges added. A copy of the signed agreement or contract that verifies my responsibility for the debt. Documentation that you have the legal authority to collect this debt. A record of any payments made on the account 1
or charges derived from erroneous postings ; 4. Failure to lawfully verify the alleged indebtedness with competent evidence ; 5. Failure to fulfill fiduciary duti 1
or charges have been added without verification. I demand that XXXX conducts a proper investigation and removes this unverifiable information. 1
or charges that have been added. 1
or charges. Id. 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

Related

Browse all → | Rankings →