2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 2.3K–2.3K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or check 1
or checking about my account. I told them I was not going to let this go until I got my money back. I was told that they would report my complaint 1
or child support payments etc. They also tell me that the other programs they have are not available because I am more than 11 payments behind. I think they fail to point out that if they would have offered a reasonable program for relief when this first started I never would have become 11 months behind. 1
or claim I owe exceeds than they paid for the debt. 1
or claim rescission. Therefore 2
or class action eligibility due to this servicer-owner conflict. Please help investigate and ensure transparency and fairness regarding this matter.,,Earnest Inc.,WI,53083,,Consent provided,Web,2025-08-08,Closed with explanation,Yes,N/A,15169913 1
or classifications 1
or clerk underscores the unlawfulness and lack of legal standing behind the account drain. 1
or clients being held hostage by an out of control automated system. USAA 's unwillingness to correct this matter and provide proof of cause and effect is a form of extortion and could be considered an act of terrorism against us - a religious based operation. 1
or close it myself and damage my credit. At what point do I 1
or closed. The same accounts are reported differently by each bureau 2
or closures with SCRA compliance and urgency in mind. 1
or CMRE is attempting to see if they are able to intimidate me into paying non-existent debts. 1
or co-applicant because a cosigner receives not tangible benefit from the agreement 2
or co-applicants to be retained or reported. If there are any 1
or co-applicants. Any such information should be removed immediately unless legitimate authority to retain or report it is provided. 14
or Coast Guard 1
or coercion ( 15610.30 ( a ) ( 3 ) ). 1
or coercion for the purpose of subjection to involuntary servitude 1
or collect at XXXX. I apologize that I am not able to make the updates for you through email. 1
or collect penalties for early withdrawal. 1
or collected in whole or in part for the purpose of serving as a factor in establishing the consumers for ( A ) credit or insurance to be use primarily for personal 1
or collecting agency Original Creditor : XXXX {$940.00} Balance Updated XXXX XXXX Collection Opened : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX 1
or collecting information on behalf of the consumer with regard to a residential mortgage loan. 3
or collection status 2
or collections as being opened 1
or collections related to early termination are unlawful. 1
or collections that I had no part in. 1
or collectors I have no relationship with. Several hard inquiries were also made without my permission. This activity violates FCRA 604 ( permissible purpose ) and 605B 3
or collectors with whom I have no established relationship. Additionally 2
or come back next day to see the business banker even though she was in the office. 1
or come to my home to show me these pictures and they refused too. I informed Golden 1 Credit Union that I could perhaps have a friend drive me to the branch location on a Saturday 1
or come up with {$27000.00} to bring my account current and resume regular payments under XXXX. Neither one of them helping me get back on track as is promised by all these mortgage lenders. 1
or comes from an unreliable source. '' ).! See XXXXXXXX XXXX XXXX XXXX XXXX XXXX 1
or commercial purposes 1
or communicate about this alleged debt. 1
or communication from Experian regarding my dispute. 1
or communication from XXXX XXXX XXXX XXXX that proves the account is accurately reporting. If you are unable to provide this information within 15 days 2
or communication of any kind. 1
or communication recordsthat prove these credit checks were authorized by me. 1
or communication regarding an outstanding balance or payment obligation from Credence Resource Management since the original dispute. 1
or communications allegedly linking me to these accounts. 3
or communications that substantiate the report 1
or communications that substantiate the reporting. 2
or communications that substantiate these reported charge-offs. Any discrepancies must be corrected or updated to reflect my true account history in compliance with FCRA 1681i ( a ) ( 1 ). Accurate reporting is not only my right but also crucial to maintaining my financial reputation and ensuring I am not unfairly penalized for errors outside my control. 3
or communications that would normally accompany a legitimate account. 1
or communications used to verify the disputed accounts. 1 ) The following fraudulent account must be removed from my credit report. Account Na 3
or comparing where a purchase was made versus where you live. 1
or compensatory measure was provided 1
or complete 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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