2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 2.0K–2.0K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or approval ( 15 USC 1692e ( 9 ) ). 3
or approval. 120
OR APPROVAL. 1
or approval. ( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. ( 11 ) The failure to disclos 1
or approval. ( see attached pdf pages PageSetXXXX ) ( Also see attached pdf SetXXXX ) ( XXXX ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. ( see attached pdf pages PageSetXXXX ) ( Also see SetXXXX ) The fantasy that the debt-buyer system is keeping the cost of credit down evaporated when the bank decided to sell off the debt at a fraction of its face value. For example a {$1000.00} loan 1
or approval. As a result 1
or approval. I received a letter from BRIDGECREST ACCEPTANCE CORPORATION stating that I should be aware that courts across the country have uniformly rejected defenses to payments of taxes and debts '' and goes on further to cite authorities of the United States. BRIDGECREST ACCEPTANCE CORPORATION can not accurately claim to know what courts across the country '' have decided. 1
or approval. I received a letter from XXXX XXXX XXXX stating that I should be aware that courts across the country have uniformly rejected defenses to payments of taxes and debts '' and goes on further to cite authorities of the United States. XXXX XXXX XXXX can not accurately claim to know what courts across the country '' have decided. 1
or approval. If the consumer notifies the debt collector in writing within the thirty-day period ( a ) that the debt 1
or approve a short sale. The time XXXX is title where securitized loans were recorded 1
or approve transactions. 1
or aquacultural operation. 1
or arbitration 1
or arbitration forum consists of a contest 1
or are labeled as included in bankruptcy despite no court documentation linking the accounts to any bankruptcy proceeding. 3
or are not the named recipient 1
or are they Capital one?? Court documents stated Capital One 1
or are they XXXX XXXX?? Court documents stated XXXX XXXX 1
or are trained to give this response. After hours of research 3
or as is permitted under paragraph ( 1 ) of this subsection 1
or as legally required. This includes the following limited circumstances : to a congressional office on your behalf ; to financial entities regarding financial transaction issue 1
or as reasonably necessary to effectuate a postjudgment judicial remedy 7
or as stipulated by consumer protection laws. 1
or as stipulated by consumer protection laws.Under the FCRA 2
or as the result of identity confusion or potential fraud. Their continued presence misrepresents my identity and may impact my credit applications.,,EQUIFAX 1
or as the result of identity confusion or potential fraud. Their continued presence misrepresents my identity and may impact my credit applications.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NC,27502,,Consent provided,Web,2025-04-17,Closed with explanation,Yes,N/A,13039704 1
or as the result of identity confusion or potential fraud. Their continued presence misrepresents my identity and may impact my credit applications.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or ask me to wait for a new invitation 1
or asserting rights that do not exist 442
or assessed with additional fees. Without access to a full payment ledger 1
or asset-backed receivable pools. Resurgent failed to respond. If the debt has been indemnified or securitized 1
or assets that Federal Reserve banks XXXX purchase or hold under sections XXXX and XXXX to XXXX of this title or any other asset of a Federal Reserve bank. In no event shall such collateral security be less than the amount of Federal Reserve notes applied for. The Federal Reserve XXXX shall each day notify the XXXX XXXX XXXX XXXX XXXX Federal Reserve XXXX of all issues and withdrawals of Federal Reserve notes to and by the Federal Reserve bank to which XXXX is accredited. The XXXX XXXX XXXX XXXX XXXX XXXX Federal Reserve XXXX XXXX at any time call upon a Federal Reserve bank for additional security to protect the Federal Reserve notes issued to it. Collateral shall not be required for Federal Reserve notes which are held in the vaults of 1
or assignment documents showing how the debt was transferred to XXXX XXXX XXXX ; A copy of the original account agreement or contract 1
or assignment evidence has been provided. 1
or assignment of the Trusts credit instruments ( including but not limited to XXXX XXXX and Account No. XXXX ). Which would be a secured transaction under commercial paper loans No sale 1
or assigns any note 1
or assist directly or indirectly any extension of consumer credit may state ( 1 ) that a specific periodic consumer credit amount or installment amount can be arranged 1
or associate of the consumer 1
or associated identifying information ( e.g. SSN 1
or associated IP address 3. They reccomended that I also escalate this to a XXXX XXXX '' member of their staff over the phone since those representatives have more access to data on the backend. I scheduled a call on the spot for that following Monday and spoke to a lovely woman named XXXX who further confirmed that she was unable to find any history of these charges on my device. She emailed me the details of our conversation so that I'd be able to accompany the in-person report I got that previous Saturday with her further escalated email. 1
or associates of the consumer reported on 3
or associates of the consumer reported on or with other whom I am acquainted or who may have knowledge concerning any such items of information. 3
or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. 8
or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. However 21
or associates of the consumer reported on. THE LAW IS CLEAR BELOW 1
or associates to ask about my character 2
or association 2
or association is not a real estate investment trust to which the provisions of this part apply 2
or association of the account. There is no legal exception that allows a furnisher or collector to evade an identity-theft block by transferring the same fraudulent account to a different collector or by re-aging it with a new assignment date. 1
or association shall not be considered a real estate investment trust for any taxable year unless ( 1 ) it files with its return for the taxable year an election to be a real estate investment trust or has made such election for a previous taxable year 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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