2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 1.9K–1.9K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or any transactional history. Similarly 1
or any trust accounts for which setoff would be prohibited by law. Grantor authorizes Lender 1
or any unrevealed contact or commercial agreement. I have a right to sue you under the Common Law for violating my rights under the UCC. ) Claimant has entered an AFFIDAVIT OF FACT for the cease and desist of all collection activities and removal of adverse information on my consumer report ; in commerce ; ( 3 ) An unrebutted affidavit stands as judgment in commerce ; ( 4 ) A matter must be expressed to be resolved ; ( 5 ) A claim can be satisfied only through ( a ) a rebuttal by counter affidavit point by point ; ( b ) resolution by a jury ; or ( c ) payment ( payment means discharging this debt and cease and desist all collection activities ) Claim : claimant 's offer to perform ( pay with Federal Reserve Notes ) upon PROPER AND COMPLETE DEBT VALIDATION ; COMPLETE ENTIRE DEBT COLLECTORS DISCLOSURE STATEMENT ; PURSUANT TO TITLE 15 U.S. CODE 1692g ; Claimant requesting documentation showing where I signed an agreement or contract where I was given FULL DISCLOSURE ; Claimant requesting documentation disclosing EQUAL CONSIDERATION ; Claimant requesting documentation where COMPANY/CORPORATION has my WET INK SIGNATURE 1
or any verifiable identification. According to 15 U.S.C. 1681b and 15 U.S.C. 1681c-2 3
or any verifiable proof that XXXX is licensed to collect in my state. 1
or any verifiable proof that XXXX is licensed to XXXX in my state. 1
or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt 1
or any warning. This hard pull appeared on my credit report and caused a drop in my XXXX XXXX 1
or any written proof that the vehicle was sold through lawful repossession procedures. 1
or anyone else ; for that matter 1
or anyone else engaged in granting credit and requires creditors to engage in certain policies and practices. For example 1
or anyone else for that matter 2
or anyone else from XXXX. If this was a legitimate company 1
or anyone else in the department to whom I had spoken 1
or anyone that seems to be connected to this debt. I have not been given any chance to discuss this 1
or anything 1
or anything approximating it. 1
or anything else that could be evidence. Until then 1
or anything else. I emailed XXXX and asked him to forward all of the paperwork associated with the sale and I received no additional documents from him. 1
or anything else. {$0.00} for ALL OF IT. That should be enough to prove that I left the place in good condition and only moved because they forced me to move. What they are charging me for is rather dubious. They are charging me {$2200.00} for a concession reimbursement. What concessions? There were no concessions. And even if there were concessions 1
or anything I requested. It simply stated that at the time of sale 3 years ago 1
or anything in the mail 1
or anything just business as usual,Company believes it acted appropriately as authorized by contract or law,Lockhart 1
or anything like that. I had no clue that Chase didn't call you 1
or anything other than paid as agreed '' would be reported to credit bureaus. While I was skeptical of this promise 1
or anything outside of the forbearance communications. When I went to reply to this email 1
or anything related to the financial transaction. This is 1
or anything remotely suspicious. To my knowledge 1
or anything that is not the proof I seek 1
or anything to notify me. I did not even receive an internal message when I log in that the check had bounced. 1
or anything tying the consumer to the debt. They also did not provide the contract 1
or anything. 1
or anything. Navient sent the paper work to an address that we have n't lived at for 10 years. Had Navient been diligent in their paperwork 1
or app notification DIRECT HARM CAUSED BY VIOLATION : I am now LATE on my payment because I could not pay the inflated minimum payment ( {$980.00} vs. expected {$50.00} ) Late payment fee charged : {$40.00} Penalty XXXX triggered : Increased to 29.99 % ( was XXXX % ) XXXX XXXX damage from potential late payment reporting to bureaus Can not reactivate Pay Over Time because account is now past due - a XXXX created entirely by XXXX 's violation This XXXX a textbook TILA violation : XXXX XXXX changed account XXXX XXXX directly affect minimum payment calculation without providing the federally required XXXX advance notice. The late payment is a DIRECT RESULT of their violation- I would have paid on time if proper notice had allowed me to adjust my finances. 1
or apparent authority 1
or apparent authority and from which the cardholder receives no benefit. 1
or apparent authority for such use 1
or apparent authority to transact in this manner ( unauthorized ) and I received no benefit. 1
or apparent authority to use the consumer 's credit card or open-end credit plan. 1
or apparent authority to utilize my credit card or open-end credit plan as a consumer 1
or appearance. 1
or application bearing my signature ; Proof that you are legally authorized to collect this debt 4
or application bearing my signature that establishes my liability Proof that your agency is authorized to collect this debt The date of the alleged delinquency and the date the account was last active Proof that the statute of limitations has not expired Until such validation is provided 1
or applications bearing my signature that establish my legal obligation to this debt 4. Proof that your agency is licensed and authorized to collect this debt in my state 5. Documentation showing that this debt has been legally assigned or sold to your agency 6. The date of last payment and confirmation that the debt is within the applicable statute of limitations If you are unable to provide the requested validation 1
or applied to the principle balance of our mortgage. 1
or appraised value at the time at which the subject residential mortgage transaction was consummated. In the case of a residential mortgage transaction for refinancing the principal residence of the mortgagor 1
or appraising residential real estate Selling or renting a dwelling The FH Act prohibits discrimination based on : Race or color National origin Religion of Consumer Financial Protection and Access National Credit Union XXXX XXXX Familial status ( defined as children under the age of XXXX living with a parent or legal custodian 1
or appropriate assistance from my mortgage company.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,CA,92656,,Consent provided,Web,2016-03-03,Closed with explanation,Yes,No,1816115 1
or appropriate for a business account. 1
or appropriately modify the information based on the reinvestigation results; and ( ii ) promptly inform the furnisher of the information that the item has been modified or deleted from the consumer 's file. 9

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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