Total complaints
1
Filed since XXXX
2026 data Public-data reference. official source
or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt complaint mix by product
- including 940 1 100.0% – 0% relief
How or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| including 940 CMR 7.07 ( 24 ) 940 CMR 7.07 ( 24 ) which in part states : Collecting or attempting to collect from any person payment of any debt that the creditor knows | 1 |
Top States
| State | Complaints |
|---|---|
| unless the creditor discloses that the debt may be unenforceable through a lawsuit because the time for filing suit may have expired | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| is a time-barred debt | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt
or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX. SPS , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including 940 CMR 7.07 ( 24 ) 940 CMR 7.07 ( 24 ) which in part states : Collecting or attempting to collect from any person payment of any debt that the creditor knows", and the single most common underlying issue is "is a time-barred debt".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt have?
or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt respond to complaints on time?
or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt has a 0% timely response rate to CFPB complaints.
What is the most common complaint about or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt?
The most common issue reported against or any waiver of legal rights or defenses with regard to any debt that the creditor knows or has reason to know is a time-barred debt is "is a time-barred debt" in the "including 940 CMR 7.07 ( 24 ) 940 CMR 7.07 ( 24 ) which in part states : Collecting or attempting to collect from any person payment of any debt that the creditor knows" product category.
Read our methodology — how this data is sourced, computed, and verified.
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