2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 5.3K–5.3K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or when a borrower activates a line of credit. XXXX. Activities affecting a deposit account 1
or when Experian has other information available that suggests the furnisher is unreliable. At the conclusion of the investigation 1
or when I receive the new card. The phone call 1
or when I requested the external transfer 1
or when I would hear back from them regarding the completion of the review process. 1
or when it was consolidated with the {$470.00}. 1
or when the issue will be resolved. 1
or when the standard purchase rate would be applied. 1
or when the statutory period for filing a claim or beginning a deficiency judgment proceeding expires. Expiration of the statute of limitations is an identifiable event only when a debtor 's affirmative statute of limitations defense is upheld in a final judgment or decision of a court and the appeal period has expired. Enter C in box 6 to report this identifiable event. 4. A cancellation or extinguishment when the creditor elects foreclosure remedies that by law extinguish or bar the creditor 's right to collect the debt. This event applies to a mortgage lender or holder who is barred by local law from pursuing debt collection after a power of sale in the mortgage or deed of trust is exercised. Enter D in box 6 to report this identifiable event. 5. A cancellation or extinguishment making the debt unenforceable under a probate or similar proceeding. Enter E in box 6 to report this identifiable event. 6. A discharge of indebtedness under an agreement between the creditor and the debtor to cancel the debt at less than full consideration ( for example 1
or when they are duplicated 1
or when they get caught.,Company chooses not to provide a public response,U.S. BANCORP,NM,870XX,,Consent provided,Web,2015-03-25,Closed with explanation,Yes,No,1301028 1
or when we could expect to receive it. Instead 1
or where it might be available to me. Calling XXXX got me to a human who then put me into the same online phone system. 1
or where such additional credit would exceed a previously established credit limit. 3
or whether 1
or whether an automated system simply responded to the dispute. 1
or whether it was swiped at the merchant. This fact would also point to a counterfeit card being used and not my card 1
or whether it was the app 1
or whether the amount due is correct. These uncertainties make it difficult for me to verify the account accurately or understand how the derogatory status developed. 3
or whether the benefit to the entity would have existed if the circumstance did not exist.42 In other words 1
or whether the data was supported by proper evidence. 1
or whether the new payments would cover the XXXX installment until I had to discuss and explain to them the loan change. This should not be the case. The loan company should be the one explaining how the loans are being bought and sold 1
or which creates a false impression as to its source 4
or which is evidenced by its certificate of deposit 5
or which may be claimed by the principal or on his behalf 1
or which should be known to be false 3
or which system was used. 3
or WHICH THE AGENCY RECIEVES THE NOTICE OF THE DISPUTES FROM THECONSUMERorRESELLER. DELETE THE ITEM FROM THE FILE IN ACCORDANCE with paragraph ( 5 ) 1
or which tracking numbers Chase sent that they are unable to trace. They are only willing to send me the {$50.00} and that is it. I have not heard back from Chase regarding this issue. It is difficult for me to call them since they have zero record of this account ever existing 1
or who are brought 3
or who had unlawfully cashed his/her checks using my personal identifiable information or PII such as 1
or who have otherwise applied for child or spousal support services pursuant to the provisions of subdivision ( c ) ( 1 ) or Title IV-D of the Social Security Act. The department or its contractors may file such legal actions without the necessity of intervening in an existing action or naming the state as a party to the action. The department or Page 3 its contractors shall not be required to provide proof that the obligor 3
or who initiated the transactions. The appearance of this account on my credit reports was my first indication that my personal information had been used fraudulently. 2
or who initiated the transactions. The appearance of this account on my credit reports was my first indication that my personal information had been used without my authorization. 1
or who regularly collects or attempts to collect 1
or who was with him. 1
or whoever else is needed 1
or whoever I 'm supposed to make my payments to 1
or whoever they use to supply their debit cards 1
or why a late payment was reported despite timely payments. 1
or why any reference to such a dubious and inaccurate piece of work should remain on file against me. 3
or why it has a made up city and a made up address which in reality does not exist. 1
or why overdraft fees were applied to balances made negative by a levy-processing error. 1
or why the banker has undertaken in deceitful action to get my signature on a form to which I had no idea existed or that I was signing. The undertaking in this incident is suspicious and represents mindful intent to deceive under false pretense. Furthermore 1
or why the nelnet login portal did not tell me the username was 'incorrect ' even though it successfully sent the password reset links to my email address. 1
or why the resulting delinquency amount was reported to credit bureaus as it stands. 1
or why their online website just decided to stop working for me. After that happened 1
or why they believe it should remain. The failure to resolve the issue in the earlier complaint forces me to reopen the dispute so that a complete and lawful review can take place. 1
or why they would only credit one of the three disputed charges. All three disputed charges occurred at the same time 1
or will be able to drive or walk. Yet when they are reckless on their reporting of your credit 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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