2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

PlainComplaint home → About this data

5.9K companies starting with "O"

Showing 5.1K–5.2K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or unverifiable information within 30 days of dispute. 1
or unverifiable information within 30 days of notice. It has been XXXX days since I've sent my first dispute letters and there are still inaccurate items being reported. 1
or unverifiable information within 30 days of receiving a dispute. 3
or unverifiable information within the 30-day window 15 U.S.C. 1681c ( a ) : Reporting obsolete information 15 U.S.C. 1681c-1 & 1681c-2 : Rights of identity theft victims and blocks of information resulting from such breaches In accordance with the FCRA and FTC identity theft and data breach remediation guidelines 3
or unverifiable information you have reported to the credit bureaus. 2
or unverifiable information. 9
or unverifiable information. Equifaxs ongoing failure to comply with these legal requirements not only violates my rights but also exposes the company to significant legal liability.,,EQUIFAX 1
or unverifiable information. Equifaxs ongoing reporting of unverifiable late payments not only violates these laws but also causes substantial financial harm and emotional distress. Given the heightened risk of data breaches affecting consumer data integrity 1
or unverifiable information. Inaccurate 6
or unverifiable item 's 3. Confirmation that proper reinvestigation procedures were followed 4. Accountability for any negligent or willful non compliance with federal law. 1
or unverifiable items are making it impossible for me to progress. I kindly ask for your help in ensuring my credit report reflects an accurate and fair history 3
or unverifiable must be corrected or removed entirely. I am demanding immediate corrective action 137
or unverifiable must be corrected or removed from my credit report. Since the information in question is not accurate 1
or unverifiable must be deleted immediately. 1
or unverifiable must be deleted or corrected. In this case 2
or unverifiable must be promptly corrected or deleted. Continuing to report derogatory information on an account that I have fully paid constitutes a clear violation of fed eral law and unjustly damages my credit profile.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or unverifiable must be promptly deleted or corrected. Equifaxs failure to comply with these requirements is a violation of federal law and causes undue harm to consumers like myself.,,EQUIFAX 1
or unverifiable must be promptly deleted or corrected. Failing to adhere to these requirements is a direct violation of federal law. 1
or unverifiable must be promptly deleted or corrected. Failure to adhere to these legal requirements is a violation of federal law and results in undue harm to consumers like myself.,,EQUIFAX 1
or unverifiable must be promptly deleted or corrected. Failure to adhere to these requirements constitutes a violation of federal law. 1
or unverifiable must be promptly deleted or corrected. Failure to adhere to these requirements constitutes a violation of federal law. Further NO hospital bills should be on any credit reports. 1
or unverifiable must be promptly deleted or corrected. Failure to adhere to these requirements constitutes a violation of federal law. I hereby request Transunion to remove the following ( 2 ) inaccurate 1
or unverifiable must be promptly deleted or corrected. Failure to comply constitutes a violation of federal law.,,EQUIFAX 1
or unverifiable must be promptly deleted or corrected. Failure to comply with these provisions constitutes a violation of federal law. 3
or unverifiable must be promptly deleted or corrected. The continued presence of these inquiries 1
or unverifiable must be promptly deleted or corrected. The ongoing presence of this inaccurate late payment without proper verification indicates a potential failure in Equifax 's investigative processes 1
or unverifiable must be promptly removed or corrected. If Equifax can not verify these accounts with actual 1
or unverifiable sources does not satisfy this requirement. Updating remarks or altering status codes does not cure a fundamentally defective public record. 1
or unverifiable with all consumer reporting agencies to which you furnished it. 1
or unverifiable within 30 days. 2
or unverifiable. 10
or unverifiable. 15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( E ) ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Failing to report a bona-fide dispute can be misleading XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. After identity-theft notice 1
or unverifiable. Equifax failed to conduct a proper investigation and continues to report these unverifiable late payments. Per FCRA 1681s-2 ( a ) ( 1 ) ( A ) 3
or unverifiable. Experian failed to conduct a proper investigation and continues to report these unverifiable late payments. Per FCRA 1681s-2 ( a ) ( 1 ) ( A ) 3
or unverifiable. I have submitted multiple requests of validation to the bureaus and the only response I received was a correspondence letter claiming that the accounts were VERIFIED AS ACCURATE ''. 1
or unverifiable. Please send me written confirmation of the results of your investigation and an updated copy of my credit report. 1
or unverifiable. Reporting a charge-off after the debt has been satisfied is a violation of these provisions.,,OneMain Finance Corporation,CA,93311,,Consent provided,Web,2025-10-02,Closed with explanation,Yes,N/A,16303290 1
or unverifiable. The lack of legal documentation makes this debt unfit for consumer reporting. Continued publication of this collection is harming my creditworthiness and violates my rights. RESOLUTION REQUESTED : I respectfully request that the Consumer Financial Protection Bureau open an investigation into this matter and enforce : Immediate removal of this unvalidated debt from all consumer reporting agencies. : A review of the collectors reporting and compliance procedures 2
or unverifiable. These entries are negatively affecting my credit standing and must be investigated under FCRA 602 1
or unverifiable. Transunion failed to conduct a proper investigation and continues to report these unverifiable late payments. Per FCRA 1681s-2 ( a ) ( 1 ) ( A ) 3
or unverifiable. TransUnion failed to conduct a proper investigation and continues to report these unverifiable late payments. Per FCRA 1681s-2 ( a ) ( 1 ) ( A ) 1
or unverified credit information. Continuing to report disputed or unverified accounts constitutes an unfair and deceptive practice under Illinois law. 1
or unverified information be deleted with utmost urgency. 3
or unverified information in consumer credit files ; failing to provide adequate written notice to consumers of the results of its reinvestigations ; failing to prevent the improper reinsertion of previously deleted information from consumer credit files ; and failing to follow reasonable procedures to assure maximum possible accuracy of the credit information Experian reports on consumers 1
or unverified information Provide a full and accurate disclosure of my file Their lack of action is causing immediate and substantial harm 3
or unverified information to any consumer reporting agency. 2
or unverified information. Despite this 1
or unverified items.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,91324,,Consent provided,Web,2025-10-02,Closed with explanation,Yes,N/A,16333587 1
or unverified items.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or unverified personal data appearing in my credit file. 2

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

Related

Browse all → | Rankings →