2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 5.2K–5.2K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or unwillingness to do so in a timely manner calls for any negativity subjected to be eradicated or updated to a perfect reportable manner. I urge you to comply with this request without delay. 1
or updated does not satisfy the Fair Credit Reporting Acts requirement for a reasonable investigation under 15 U.S.C. 1681s-2 and 1681i. 1
or updates. 1
or updating information with any consumer reporting agency. 2
or uploading on mohela.com. 1
or upon any obligation whatever 2
or upon sale of the property 1
or upon the expiration of one year following the conclusion of the proceeding 8
or upon the expiration of XXXX year following the conclusion of the proceeding 3
or urgency 12. Used skip-tracing to locate my vehicle near my correct address but still did not use that same correct address to send required notices I am homeless 1
or Us bank. It is not right that both banks do not have the controls in place to reconcile when amounts are received in error. 1
or US Postal mail correspondence. 1
or usage 1
or use money that is deposited into my account. 1
or use of any code 2
or use prohibited by this section is in or affects interstate or foreign commerce 7
or use that money in any way.,,Block 1
or use. These inaccuracies have caused significant damage to my credit profile 3
or used 4
or used for any purpose beyond strict identity verification 1
or used for commercial or external purposes. 1
or used foul language 1
or used. I did not initiate any credit-builder loan or installment account with Self or Lead Bank 1
or user error. Feedback on the mistake with at least one-try to correct it would be wonderful. Reset the lockout after 15 minutes and giving three attempts at trying things again before the bruit-force 2
or uses 2
or uses without Lawful Authority 1
or using unfair means to collect the debt. 1
or utilize any credit product associated with SYNCB/XXXX. The absence of memory alone does not invalidate an account 1
or utilize my credit and debit cards. 1
or valid chains of assignment. Many of the furnishers involvedparticularly XXXX XXXX XXXX and XXXX XXXX XXXX third-party debt buyers who appear to have acquired these accounts through the resale of charged-off debts without proper validation or consumer authorization. The sale or purchase of a debt does not supersede my rights under FCRA 1681i ( a ) ( 5 ) ( A ) 1
or valid proof linking me to this property. Its continued reporting is a violation of my rights and I request its deletion ACCOUNTS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$0.00} Late Payment Law : FCRA 611 and FCRA 623 ( a ) ( 1 ) Furnishers can not report inaccurate payment history Issue : Account shows late payments but balance is {$0.00} and reporting is inconsistent Story : The late payment notation is incorrect and damaging. I request deletion or correction to reflect accurate payment history XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$990.00} Late Payment Law : FCRA 611 1
or validated 1
or validated correspondencebut none were provided. Maintaining an address without proof violates 1681e ( b ) because incorrect address associations can create identity-matching errors and mixed-file risks. Since no original documentation was presented 1
or validated. You must provide documented proof of compliance reporting standards and applicable consumer laws. The information is deficient. I demand that imperfect 1
or validating this alleged debt. 2
or validation 1
or validation of debt within the five-day period required by FDCPA 809 ( a ). 1
or validation of the debt. 1
or validation of this debt. Reporting this account as a chargeoff without verification is a violation of FCRA Section 1681i 1
or validation that would link the account to me. The company responding to the previous dispute did not supply any proof. Instead 1
or validity of the alleged debt. 1
or validity of the debt. 2
or vendor tool outputs. 1
or verbally. 1
or verifiable payment histories or accurate balances 3
or verifiable. A single tradeline can not lawfully maintain multiple delinquency histories 3
or verifiable. I disputed the account with the credit bureaus 1
or verification 2
or verification code ). 1
or verification procedures. GM Financial did not supply any validation materials or original account records. 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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