| including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX DC. XXXX CC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX : Consumer Financial Protection Bureau CC : Attorney General Office CC XXXX XXXX XXXX XXXX CC : State Senate CC : Federal Deposit Insurance Corporation CC : Comptroller Of The Currency CC : Federal Reserve System CC : Credit and Insurance CC : Federal Trade Commission CC : State Regulatory Agency Thank You | 1 | 0.0% | seeking {$5000.00} per violation for : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violations of the Fair Credit Reporting Act 4 ) Financial Injury My contact information is as follows : [ Your Name ] [ Your Address ] [ City |
| including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXXXXXX XXXX DC. XXXX CC : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : Consumer Financial Protection Bureau CC : Attorney General Office CC : XXXX XXXX XXXX XXXX : XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX : Comptroller Of The Currency CC : Federal Reserve System XXXX : XXXX and XXXX XXXX : Federal Trade Commission XXXX : State Regulatory Agency Thank You | 1 | 0.0% | seeking {$5000.00} per violation for : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violations of the Fair Credit Reporting Act 4 ) Financial Injury My contact information is as follows : [ Your Name ] [ Your Address ] [ City |
| including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Consumer Financial Protection Bureau XXXX XXXX XXXXXXXX XXXX XXXX DC. XXXX CC : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : Consumer Financial Protection Bureau CC : Attorney General Office CC : XXXX XXXX XXXX CC : State Senate CC : Federal Deposit Insurance Corporation CC : Comptroller Of The Currency CC : Federal Reserve System CC : Credit and Insurance CC : Federal Trade Commission CC : State Regulatory Agency Thank You | 1 | 0.0% | seeking {$5000.00} per violation for : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violations of the Fair Credit Reporting Act 4 ) Financial Injury My contact information is as follows : [ Your Name ] [ Your Address ] [ City |
| including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Consumer Financial Protection Bureau XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX CC : Law Firm XXXX XXXX XXXX XXXX XXXX XXXX XXXX : Consumer Financial Protection Bureau CC : Attorney General Office CC : XXXX XXXX XXXX XXXX : State Senate CC : Federal Deposit Insurance Corporation CC : Comptroller Of The Currency CC : Federal Reserve System CC : Credit and Insurance CC : Federal Trade Commission CC : State Regulatory Agency Thank You | 1 | 0.0% | seeking {$5000.00} per violation for : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violations of the Fair Credit Reporting Act 4 ) Financial Injury My contact information [ Your Name ] [ Your Address ] [ City |
| including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Consumer Financial Protection Bureau XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : Consumer Financial Protection Bureau CC : Attorney General Office CC : XXXX XXXX XXXX XXXX : XXXX XXXX XXXX : Federal Deposit Insurance Corporation CC : Comptroller Of The Currency CC : Federal Reserve System XXXX XXXX XXXX XXXX XXXX XXXX XXXX Federal Trade Commission CC : State Regulatory Agency Thank You | 1 | 0.0% | seeking {$5000.00} per violation for : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violations of the Fair Credit Reporting Act 4 ) Financial Injury My contact information is as follows : [ Your Name ] [ Your Address ] [ City |
| including documentation of any potential small claims action.,,CAPITAL ONE FINANCIAL CORPORATION,TX,77450,,Consent provided,Web,2017-04-17,Closed with explanation,Yes,No,2439357 | 1 | 0.0% | this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. Please Note : This notice is an attempt to correct your records |
| including documentation of any potential small claims action.,,EOS Holdings | 1 | 0.0% | this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. Please Note : This notice is an attempt to correct your records |
| including documentation of any potential small claims action.,,Midwest Recovery Systems,MN,553XX,,Consent provided,Web,2017-09-08,Closed with explanation,Yes,N/A,2664558 | 1 | 0.0% | this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims.Please Note : This notice is an attempt to correct your records |
| including documentation of my approved Borrower 's Defense case against ITT Technical Institute for federal loans. My private loans pertain to the same institution and the same period as my federal loans | 1 | 0.0% | I received the application on XX/XX/XXXX |
| including documentation of the original creditor 's permissible purpose and my written consent. If such proof can not be produced | 3 | 0.0% | XXXX XXXX |
| including documentation of the original written instructions from me | 2 | 0.0% | I have discovered that these entries violate the Fair Credit Reporting Act ( CRA ) |
| including documentation or proof that the collection agency has the legal right to collect the debt | 21 | 0.0% | a direct and official request for information from XXXX XXXX XXXX regarding the original contract of the debt that they collected. Pursuant to the Fair Credit Reporting Act ( FCRA ) |
| including documents | 1 | 0.0% | Experian failed to provide any evidence or documentation to justify its failure to do a reasonable investigation and comply with the court judgment ( I provided them copies of ) by immediately removing the disputed XXXX XXXX account. Now |
| including e-OSCAR | 2 | 0.0% | last activity dates |
| including electronic statement enrollment | 1 | 0.0% | I asked Ms. XXXX if the code for the {$200.00} had been applied to the system during my account was opened |
| including email addresses and personal identifiers | 1 | 0.0% | including my email address and phone number. XXXX XXXX XXXX XXXX ( XXXX ) : Over XXXX XXXX users ' email addresses and hashed passwords |
| including email correspondence | 1 | 0.0% | each for {$990.00} |
| including emails | 1 | 0.0% | it now appears as if these withdrawals never occurred |
| including emails and letters Reporting the debt to any credit bureaus ( XXXX | 1 | 0.0% | 15 U.S.C. 1692c ( c ) |
| including employers | 1 | 0.0% | your company contacted my employer on the following occasions : XX/XX/year> |
| Including envelope were it was deliver to my house. | 1 | 0.0% | were I have place my complain before. I'm tired of this harassment 's by XXXX XXXX |
| including Equifax | 1 | 0.0% | under 15 U.S. Code 1666 |
| including Equifax ) they would apparently send to the IRS | 1 | 0.0% | almost immediately |
| including errors in reporting charge-offs and insufficient consumer notification. Numerous consumer complaints have been filed with the CFPB regarding similar issues. | 1 | 0.0% | the listing appears to lack context |
| including escalation to the CFPB | 7 | 0.0% | Account number XXXX Date opened XX/XX/XXXX Balance {$840.00} EXPERIAN Account name XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance- Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$700.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$1600.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$650.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$210.00} Account name XXXX XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$840.00} TRANSUNION Account name XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$700.00} Account name XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$160.00} Account name XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$1600.00} Account name XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$210.00} Account name XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$650.00} Account name XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$840.00} The accounts listed above are fraudulent and have led to numerous unauthorizedhard inquiries and derogatory collections appearing on my XXXX credit report. These entries areunequivocally tied to identity theft and are negatively impacting my credit standing. To substantiate my claim |
| including evidence of a properly issued 1099-C | 3 | 0.0% | credit bureaus are responsible for ensuring the information they report is accurate |
| including evidence of assignment or purchase of the account A copy of the original signed contract or agreement associated with this account The date of the last payment and the date of first delinquency Until this requested validation is provided | 1 | 0.0% | including but not limited to : The exact amount of the alleged debt |
| including excerpts from my bankruptcy discharge order | 3 | 0.0% | XXXX ( CLOSED ) |
| including Executive Orders and the U.S. Constitution. | 1 | 0.0% | 15 U.S.C. 1692g |
| including executives ). I have yet to receive an explanation for why my account is locked | 1 | 0.0% | I was told my AAdvantage account had been locked '' by XXXX XXXX and that I would be unable to use my account. I asked why the account had been locked and was provided no information. Since that day I have called into AAdvantage customer service |
| including existing OCL | 1 | 0.0% | it was against their statement documentation |
| including Experian. My Experian report has not and never has had anything related to bankruptcy. | 1 | 0.0% | I conversed with a XXXX customer service representative to do two things : 1 ) demand a reinvestigation into how the incorrect data got onto my consumer report and 2 ) get the incorrect data removed from that report. I was informed that XXXX uses two other companies |
| including Experian. The letter explicitly states : Be advised that the XXXX XXXX Bankruptcy XXXX does not transmit or initiate conveyance of data to the credit reporting agencies ... [ and ] does not authorize credit reporting agencies to delete inaccurate information from consumers ' credit files nor does the Court provide information to repositories or credit reporting agencies. '' Because the alleged source ( the court ) does not report or verify data | 1 | 0.0% | XXXX XXXX XXXX Florida ( XXXX Division ) directly |
| including Experians outright failure to reinvestigate a significant number of disputes within the timeline required by the FCRA | 3 | 0.0% | the FCRA requires Experian to conduct a reasonable reinvestigation of the disputed information and report the results of the reinvestigation to the consumer |
| including extended phone conversations on XX/XX/XXXX ( with XXXX ) and XX/XX/XXXX ( with XXXX ) | 1 | 0.0% | we have had more than 10 conversations with Citi employees in XXXX |
| including extensive pre-litigation attempts to resolve this matter with XXXX XXXX XXXX including yourself | 1 | 0.0% | XXXX XXXX |
| including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ) | 1 | 0.0% | Security Credit Services LLC has illegally reported this unverified debt to all three major credit reporting agencies ( Experian |
| including failing to indicate that a debt is disputed. | 2 | 0.0% | the account is being reported as charged off. A charge-off means the creditor has deemed the debt uncollectible and written it off as a loss. Continuing to report this account as an active derogatory item misrepresents its character and legal status |
| including failing to update and report accurate consumer credit information. | 1 | 0.0% | I have the right to dispute and request the removal of outdated |
| including failure to cease communication as required under 15 U.S.C. 1692c ( c ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Duncan Solutions | 1 | 0.0% | but not limited to : Failure to provide proper validation of debt |
| including failure to process over 460 | 1 | 0.0% | contradictory communications |
| including failure to provide proof of ownership | 1 | 0.0% | including but not limited to : 15 U.S.C. XXXXe by making false |
| including false advertising related to down payments. Carvanas actions violate this law by : Advertising a {$0.00} down '' offer but later requiring a substantial down payment after a hard credit inquiry. Failing to disclose the formula used to determine down payments and APR before the credit pull. Inflating the total purchase price after the credit check | 1 | 0.0% | where they are pooled and securitized ( Exhibit H ). These loans are funded through publicly traded securities |
| including false representations of the character | 4 | 0.0% | the undersigned authority |
| including family members | 1 | 0.0% | LLC * Account Number : XXXX * Reference Number : XXXX * Claimed Amount : \ {$550.00} History of Communications and Violations : * NORTHSTAR sent a generic |
| including fast food restaurants | 1 | 0.0% | but the bad feeling about it keeps being with me. At the time I was initially dealing with this issue |
| including FCRA 1681c-2 and 1681i requirements for immediate blocking/deletion of disputed information after proof of identity theft is submitted. | 2 | 0.0% | XXXX |
| including FCRA 1681i and 1681e ( b ) | 1 | 0.0% | including multiple collection accounts I do not recognize |
| including FCRA Section 604 ( A ) ( 3 ) Non permissible purpose {$1000.00} {$2500.00} statutory fine. Send names and addresses of persons recently contacted with 30 day. This information needs to be corrected before my mortgage loan go into underwriting as soon as possible. Please mail me an updated copy of my credit report including credit score to submit to my loan officer. Moreover | 1 | 0.0% | corrected |
| including FDCPA provisions related to harassment | 1 | 0.0% | as well as video recordings showing repeated knocking and continuous doorbell ringing. I do not have confirmed information regarding the identity |