2026 data Public-data reference. official source

including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA )

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA )'s complaint history from CFPB public records. 1 consumers have filed complaints since Desp. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Desp
Since

Total complaints

1

Filed since Desp

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ) complaint mix by product

Total complaints: 1

including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Security Credit: 1 complaints (100.0%), resolution 0.0% Security Credit 100.0%
  • Security Credit 1 100.0% 0% relief

How including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA )'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Security Credit Services LLC has illegally reported this unverified debt to all three major credit reporting agencies ( Experian 1

Top States

State Complaints
which prohibits the furnishing of inaccurate 1

Top Issues

Issue Complaints
and TransUnion ) prior to providing any proof of validation or required notifications. This constitutes a direct violation of 15 U.S.C. 1692e ( 8 ) of the Fair Debt Collection Practices Act ( FDCPA ) 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA )

including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ) has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Desp, and the most recent logged activity is Despite my, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Security Credit Services LLC has illegally reported this unverified debt to all three major credit reporting agencies ( Experian", and the single most common underlying issue is "and TransUnion ) prior to providing any proof of validation or required notifications. This constitutes a direct violation of 15 U.S.C. 1692e ( 8 ) of the Fair Debt Collection Practices Act ( FDCPA )".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ) have?

including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ) has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ) respond to complaints on time?

including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ) has a 0% timely response rate to CFPB complaints.

What is the most common complaint about including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA )?

The most common issue reported against including failing to communicate that a debt is disputed. It is also a violation of 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ) is "and TransUnion ) prior to providing any proof of validation or required notifications. This constitutes a direct violation of 15 U.S.C. 1692e ( 8 ) of the Fair Debt Collection Practices Act ( FDCPA )" in the "Security Credit Services LLC has illegally reported this unverified debt to all three major credit reporting agencies ( Experian" product category.

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