| employed as a school psychologist | 1 | 0.0% | now |
| employee | 74 | 0.0% | including any application |
| EMPLOYEE ID : XXXX | 1 | 0.0% | EMPLOYEE ID : XXXX |
| EMPLOYEE ID:XXXX statements.,,AES/PHEAA,NY,14626,,Consent provided,Web,2021-08-08,Closed with explanation,Yes,N/A,4612429 | 1 | 0.0% | neither early |
| employee number : XXXX | 1 | 0.0% | I sent a letter to Synchrony Bank |
| employee number XXXX | 3 | 0.0% | I called XXXX directly |
| employee or receiver | 1 | 0.0% | branch |
| employees | 4 | 0.0% | I am writing in regards to the collection account DIVERSIFIED ADJUSTMENT reported to the CREDIT REPORTING AGENCIES I have no knowledge of this alleged debt. I am requesting that you provide me with full validation of this account as required by law under the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). I am disputing the validity of this debt and I am requesting that you provide me with the following information : 1. The name and address of the original creditor. 2. The original account number associated with the alleged debt. 3. The date of the alleged debt. 4. Documentation proving that I am responsible for the alleged debt. 5. Itemized statements showing all charges |
| employer | 6 | 0.0% | I applied to lease a house |
| employer ) I mailed full identity theft dispute packets via Certified Mail with Return Receipt to each bureau and have not received a response or legally compliant reinvestigation or deletion. These are violations of FCRA 605B | 3 | 0.0% | XXXX XXXX |
| Employer : - XXXX XXXXXXXX XXXX Listed below are the Inquiries that are being challenged XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Your agency is in breach of the law ! According to 15 U.S.C. 1681 section 602 A | 1 | 0.0% | XXXX |
| employer declaration | 1 | 0.0% | SoFi presented rate options that would reduce my monthly obligation by at least {$300.00} |
| employer information Including an employer I never authorized or added to my credit file. | 1 | 0.0% | for failing to correct and block fraudulent and inaccurate credit reporting. Also |
| employers | 28 | 0.0% | such as email or texts made by your company |
| EMPLOYERS | 1 | 0.0% | THESE ACCOUNTS ARE NOT MINE. THEY ARE A RESULT OF IDENTITY THEFT. IVE BEEN A VICTIM OF REAL NAME ID FRAUD. THE COMPANIES LISTED ON THHIS FTC REPORT HAVE TO VALIDATE THE DATE AS BEING MINE AND VALID. I ALSO WOULD LIKE TO KNOW THE METHOD USED TO VALIDATE THE DEBTS |
| Employers | 1 | 0.0% | XXXX it was associated with my XXXX XXXX XXXX website related online Merchants Account. Not once have I ever applied for or had any Website Merchant Accounts here in XXXX; I only applied for online online Merchant Accounts associated with my XXXX related Accounts I purchased while residing in XXXX |
| Employers : XXXX Employers : XXXX XXXXXXXX XXXX XXXXXXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX Late Payment XXXX XXXX,,EQUIFAX | 1 | 0.0% | XXXX |
| Employers : XXXX XXXX XXXX XXXX Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX | 1 | 0.0% | CO XXXX Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX |
| Employers : XXXX XXXX Employers : XXXX Also Known As : XXXX XXXX Also Known As : XXXX XXXX XXXX | 1 | 0.0% | LA XXXX Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| Employers : XXXXXXXX XXXX,,CBC Companies | 1 | 0.0% | CA XXXX XX/XX/XXXX Previous Address ( XXXX ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| employing attorneys and law enforcement officials who engage in criminal activities | 2 | 0.0% | bribed public officials |
| employment | 98 | 0.0% | deviously reported inaccuracies such as status and activity dates |
| employment ( current employer ) and revolving credit card history ( issuing bank/type/minimum monthly payment ). I gave them thorough and accurate and truthful answers to their questions but they refused to verify me and refused to send me my own credit report. As I explained to them | 1 | 0.0% | I spoke with multiple agents and representatives |
| employment ( WHICH IS ALSO A VIOLATION ). | 2 | 0.0% | 000 violation. but the CRA 's and the Creditors are violating my rights as a consumer and they MUST have on file for every single reporting a written instructions from me and it must be signed. They all must have a copy of the ssa 89 form for every single month and each time they accessed and ran my file. If they do not have the proof |
| employment as well. The financial institutions | 1 | 0.0% | war |
| employment data | 1 | 0.0% | retain |
| employment history | 2 | 0.0% | XX/XX/XXXX |
| employment opportunities | 7 | 0.0% | despite my persistent efforts |
| employment or housing as well as suffered from mental anguish | 2 | 0.0% | you violated 15 USC 1681 ( a ) ( 1 ) ( 2 ) ( 3 ) ( 4 ) ( b ). I was not treated fairly and these unfair credit reporting methods undermine my confidence as a consumer which is essential to the banking system and the banking system is dependent upon fair and accurate credit reporting. My reputation |
| employment or housing as well as suffered from XXXX XXXX XXXX XXXX XXXX XXXX XXXX. You have prevented me from extending credit and stopped my livelihood by violating my rights to consent and privacy. Fairness | 1 | 0.0% | XXXX violated 15 USC 1681 ( a ) ( 1 ) ( 2 ) ( 3 ) ( 4 ) ( b ). I was not treated fairly and these unfair credit reporting methods undermine my confidence as a consumer which is essential to the banking system and the banking system is dependent upon fair and accurate credit reporting. My reputation |
| employment prospects | 3 | 0.0% | the incorrect reporting by XXXX XXXX XXXX XXXX ( Account Number : [ XXXX XXXX XXXX XXXX Account Number ] ) |
| employment purposes | 3 | 0.0% | credit reporting agencies are required to provide accurate and complete information in credit reports |
| employment screenings | 2 | 0.0% | the outcome of my previous complaint is insufficient and incomplete. A new complaint is required to ensure compliance with federal law |
| employment status ( retired ) or whatever. | 1 | 0.0% | which asked detailed but necessary questions re SS number |
| employment-related confidential data | 1 | 0.0% | my calendar routinely contains sensitive and confidential information |
| Empowerment Ventures, LLC | 1.0K | 98.3% | Prepaid card |
| empty promises of modifications agreements in the mail | 1 | 0.0% | including |
| enable XXXX and also improve my security questions and verify my personal information. | 1 | 0.0% | I became notified through Chase of a transaction amounting {$15000.00} that I immediately contacted the Chase fraud department to initiate an investigation regarding the unauthorized transaction that occurred on my card. In an effort to now secure my XXXX account after seeing the statement on my chase app portal |
| enabling me to log in. Im unsure why this would be a big deal at all | 1 | 0.0% | such as the make of a vehicle owned by me |
| enabling me to move forward and realize my aspirations. | 1 | 0.0% | securing a XXXX job |
| enabling me to move forward and realize my aspirations.,,DISCOVER BANK,MI,488XX,,Consent provided,Web,2024-01-28,Closed with explanation,Yes,N/A,8239702 | 1 | 0.0% | securing a XXXX XXXX |
| enabling me to move forward and realize my aspirations.,,EQUIFAX | 1 | 0.0% | securing a government job |
| enabling me to move forward and realize my aspirations.,,HUNTINGTON NATIONAL BANK | 1 | 0.0% | XXXXXXXX XXXX XXXX XXXX |
| enabling me to move forward and realize my aspirations.,,PNC Bank N.A.,MI,488XX,,Consent provided,Web,2024-01-28,Closed with explanation,Yes,N/A,8239660 | 1 | 0.0% | securing a government job |
| enabling me to move forward and realize my aspirations.,,Resurgent Capital Services L.P.,MI,488XX,,Consent provided,Web,2024-01-28,Closed with explanation,Yes,N/A,8239727 | 1 | 0.0% | securing a XXXX job |
| enabling me to move forward and realize my aspirations.,Company believes it acted appropriately as authorized by contract or law,National Collection Systems | 1 | 0.0% | securing a XXXX job |
| enabling me to move forward and realize my aspirations.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,488XX,,Consent provided,Web,2024-01-28,Closed with explanation,Yes,N/A,8239845 | 1 | 0.0% | securing a XXXX job |
| enabling me to move forward and realize my aspirations.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,MI,488XX,,Consent provided,Web,2024-01-29,Closed with explanation,Yes,N/A,8245396 | 1 | 0.0% | securing a government job |
| enabling me to move forward and realize my aspirations.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | securing a government job |
| enabling potential harm to my credit reputation. | 3 | 0.0% | per FCRA Section 611 ( a ) ( 1 ) ( A ). However |