| despite having kept my deposit and owing me money for concessions '' due various issues i had faced while living in the home. When I called XXXX XXXX XXXX | 1 | 0.0% | I received a notice on my credit report from a collection agency |
| despite having never previously communicated with me. I did not acknowledge or verify the debt | 1 | 0.0% | I received a phone call at approximately XXXX. on a Sunday |
| despite having previously corrected the payment history to remove late payments. | 7 | 0.0% | I provide the specific details of the account and the errors that must be corrected : Account Information : Account Number : XXXX High Balance : {$500.00} Last Verified : TransUnion : XX/XX/XXXX ; XXXX : Not Provided ; XXXX XXXX Not Provided Date of Last Activity : TransUnion : XX/XX/XXXX ; XXXX : XX/XX/XXXX ; XXXX XXXX XX/XX/XXXX Date Reported : TransUnion : XX/XX/XXXX ; XXXX : XX/XX/XXXX ; XXXX XXXX XX/XX/XXXX Date Opened : TransUnion : XX/XX/XXXX ; XXXX and XXXX XXXX XX/XX/XXXX Balance Owed : {$0.00} Closed Date : TransUnion XXXX XX/XX/XXXX ; XXXX and XXXX XXXX Not Provided Account Rating : TransUnion : Closed ; XXXX and XXXX XXXX Paid Payment Status : TransUnion and XXXX : Late 90 Days ; XXXX XXXX Late 90 Days ( despite previous corrections removing late payment history ) Dispute Status : Account not disputed ( prior to current submission ) Discrepancies Identified : 1. TransUnion and XXXX report 30-day |
| despite having previously offered a much lower settlement amount. | 1 | 0.0% | I later learned that there were significant errors in their communication. Previously |
| despite having proof of receipts that either my mother or I had paid them. Added to my evidence I possess documentation from XXXX XXXX tax assessor 's office showing my name as the payor. | 1 | 0.0% | I was alarmed to find the account riddled with illegal junk inspection fees |
| despite having sent dispute notices to both companies. Despite receipt of this documentation ( confirmed via XXXX and signed for on XX/XX/XXXX ) | 3 | 0.0% | XXXX responded to my identity theft claim by asserting the loan was valid and provided a copy of a purported signature file. This signature is forged and inconsistent with certified examples of my actual signature On XX/XX/XXXX |
| despite having sufficient time to prepare since my booking on XX/XX/XXXX. I replied to the stylist | 1 | 0.0% | I fell ill and rescheduled for XX/XX/year> |
| despite having written consent to work with me on this matter. He only calmed down when I agreed to remove the negative review. | 1 | 0.0% | I began to run out of time with my current lenders. I informed Offermarket of this urgency and |
| despite his reassurance prior to hanging up on me. | 1 | 0.0% | XXXX I had a phone call with XXXX '' at XXXX XXXX for 22 minutes. We reviewed this case |
| despite indications that the account may have been transferred to a third-party collector. | 1 | 0.0% | yet ONEMAIN has not produced the legally required Method of Verification |
| despite it being a clear indicator that my account was compromised. As a result | 1 | 0.0% | my statements reflect a fraudulent address : XXXX XXXX XXXX XXXX |
| despite it being FHA We were charged twice for the upfront PMI : once added to our loan balance and again as a cash cost at closing We received conflicting copies of the Affidavit of Property Value ( ours vs. public ) and disbursement statements ( title company copy vs. what we were given at signing ) We raised concerns before and after closing | 1 | 0.0% | despite repeated requests Disclosures changed multiple times |
| despite it being stated that there is no documentation to support reporting of the accounts | 1 | 0.0% | not merely disputing |
| despite it functioning properly beforehand. | 1 | 0.0% | the salesman who sold me the car was dishonest and has since been incarcerated for stealing a significant amount of money from both the dealership and its customers. The dealership has been uncooperative in addressing promised repairs |
| despite it not being a requirement listed in the terms & conditions. | 1 | 0.0% | but as of XXXX XXXX |
| despite it not merely being 100 % bogus | 1 | 0.0% | I said that there was an error because BAC had informed me |
| despite its disputed status since XXXX. | 1 | 0.0% | I sent a challenge letter to Resurgent ( attached ) demanding proof of mailing |
| despite its inaccuracy. | 1 | 0.0% | I have engaged in multiple disputes with XXXX XXXX |
| despite its known unreliability and the clear discrepancies in the validation of the debt | 2 | 0.0% | coupled with XXXX premature and unfounded verification of the account |
| despite its legal disclosure claim | 1 | 0.0% | still seeing the charge |
| despite its origin at least 8 years previous. | 1 | 0.0% | their contact information |
| despite its recording and timestamp | 2 | 0.0% | I received the first and only written correspondence from XXXX XXXX XXXX |
| despite knowing about a critical vulnerability in its software. ) Sound familiar someone finds a problem | 1 | 0.0% | in part |
| despite knowing the documentation was moments away. | 1 | 0.0% | my assistant was bringing the requested insurance documentation to the branch. and was approximately five minutes away |
| despite lacking a contract or my consent. | 2 | 0.0% | knowing they possess my identification data without a permissible purpose |
| despite maintaining a {$15000.00} balance since XXXX of XXXX. I have read in online forums that many other customers have had similar problems with Citibank 's bonus promotion.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 | 0.0% | I called again about the bonus. The representative said that the bonus should post around XXXX XXXX. It did not. On XXXX XXXX |
| despite making a full payment ( and in some cases | 1 | 0.0% | XX/XX/XXXX |
| despite me having been told by the supervisor that I spoke to on Tuesday that it was acceptable. | 1 | 0.0% | XX/XX/year> |
| despite me holding sole title under Rights of Survivorship. | 1 | 0.0% | I feel that CFPBs purpose of disclosing fraud for the benefit of the public is not served by off the record phone responses. I have simply asked for a copy of my fully executed Deed of Trust on property |
| despite me receiving a confirmation. I unfortunately did not receive notice until late XXXX | 1 | 0.0% | the day of my due date |
| despite me rightfully earning these rewards. It was at this time during this call | 1 | 0.0% | I called Wells Fargo again on XX/XX/XXXX |
| despite me saying that it was me/my dad and offering his phone number to confirm he initiated the transfer from XXXXXXXX. | 1 | 0.0% | but the expected wait time was too long. On XX/XX/XXXX |
| despite me sending a check and writing on the payment coupon that the overage was to go to the escrow account. | 1 | 0.0% | I called SPS again in XX/XX/XXXX and requested an Escrow Audit |
| despite me submitting all legally required documentation. He said because the debt was once validated | 1 | 0.0% | including : An official Identity Theft Police Report My FTC Identity Theft Affidavit Government-issued ID and Social Security Card A recent utility bill for identity verification A XXXX letter and public records report confirming no bankruptcy exists in my public record TransUnion |
| despite multiple attempts. | 1 | 0.0% | but rather by a system error. Several months ago |
| despite multiple disputes and clear supporting evidence. | 1 | 0.0% | authorized |
| despite multiple follow-ups | 4 | 0.0% | This error was not only unexpected |
| despite multiple formal requests. In light of these failures and the harm caused | 2 | 0.0% | # XXXX |
| despite multiple visits to the DMV. | 1 | 0.0% | which the hackers planned to use for fraudulent loans |
| despite my 6 attempts to appeal to the board. | 1 | 0.0% | my XXXX XXXX XXXX loan was sold to Nationstar Mortgage. I received a letter in the mail that XXXX XXXX XXXX will no longer be servicing my loan |
| despite my account being adequately funded and payment being taken out of my checking account. To prevent a missed payment from negatively impacting my credit report | 1 | 0.0% | ( XXXX ) XXXX. XXXX of customers along with myself have been calling XXXX for weeks multiple times a day with no success if speaking to anyone. I also mailed XXXX certified letters to XXXX XXXX with no response. There taking people money and not reporting to credit bureaus |
| despite my account now being in good standing. I am respectfully requesting that these nine ( 9 ) late payment marks be removed in the interest of fairness | 1 | 0.0% | including repayment. This was not an issue of neglect or unwillingness. I was focused on recovery and regaining stability during that period. I have attached a hospital invoice showing {$7200.00} in medical expenses as evidence of the hardship. Since then |
| despite my accounts being in good standing at that time. | 2 | 0.0% | they indicated that upon their investigation which consisted of just submitting inquiriesXX/XX/XXXX XXXX |
| despite my address being up to date. | 2 | 0.0% | and the result was Approved. However |
| despite my adherence to all the offers terms and conditions. | 1 | 0.0% | I completed a transaction amounting to {$1600.00} |
| despite my balance reflecting a $ XXXX negative amount. This has made it impossible for me to identify the return or understand the cause of the overdraft. On top of an already confusing and frustrating situation | 1 | 0.0% | I was informed that the payroll check had been placed on hold and the funds reversed |
| despite my belief it was worth up to {$2300.00} ) | 1 | 0.0% | XXXX XXXX XXXX |
| despite my best efforts to obtain them. * * * * I promptly filed disputes with Cash App upon recovering my phone. While a few transactions were refunded | 1 | 0.0% | it very clearly states that when a customer is within the boundaries or surrounding areas of any casino property |
| despite my best efforts to obtain them. XXXX XXXX XXXX XXXX I promptly filed disputes with XXXX XXXX immediately upon recovering my phone. While a few transactions were refunded | 1 | 0.0% | it very clearly states that when a customer is within the boundaries or surrounding areas of any casino property |
| despite my brother 's multiple phone calls to follow up and request the refund.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | they took forever to refund us the fraud transactions |