| but they failed to conduct a proper reinvestigation or provide any proof of permissible purpose. This lack of transparency | 1 | 0.0% | and when they are not consumer-initiated |
| but they failed to do that either. Then they told me that we must wait 90 days before they could start the investigation | 1 | 0.0% | they began to give me contradictory information like the trace request was sent but the bank didnt respond |
| but they failed to mention the other add-ons | 1 | 0.0% | I returned to XXXX XXXX to request the removal of all add-ons |
| but they failed to neither verify nor update me about these complaints.,,JPMORGAN CHASE & CO.,NV,89052,,Consent provided,Web,2021-10-20,Closed with explanation,Yes,N/A,4790548 | 1 | 0.0% | yet it is closed and the balance is XXXX as reported in my 3 Credit Bureaus. Also |
| but they failed to neither verify nor update me about these complaints.,,Navient Solutions | 1 | 0.0% | yet it is closed and the balance is XXXX as reported in my 3 Credit Bureaus. Also |
| but they failed to neither verify nor update me about these complaints.,,VW Credit,NV,89052,,Consent provided,Web,2021-10-20,Closed with explanation,Yes,N/A,4790550 | 1 | 0.0% | yet it is closed and the balance is XXXX as reported in my 3 Credit Bureaus. Also |
| but they failed to neither verify nor update me about these complaints.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,IN,462XX,,Consent provided,Web,2021-10-02,Closed with explanation,Yes,N/A,4774242 | 1 | 0.0% | yet it is closed and the balance is XXXX as reported in my 3 Credit Bureaus. Also |
| but they failed to respond.,,CAPITAL ONE FINANCIAL CORPORATION,MI,48089,,Consent provided,Web,2025-07-30,Closed with explanation,Yes,N/A,14971309 | 1 | 0.0% | punitive |
| but they fraudulently withheld the existence of the Police Report from Chexsystems that had been provided to them in XXXX of XXXX. This investigation '' was a sham at best | 1 | 0.0% | XXXX XXXX |
| but they fraudulently withheld the existence of the Police Report from XXXX that had been provided to them in XXXX of XXXX. This investigation '' was a sham at best | 1 | 0.0% | XXXX XXXX |
| but they had been taking the incorrect amount of escrow from us from the very beginning. | 1 | 0.0% | which is correct. Upon looking into this further |
| but they had no record of where that was explained to me at all. I asked multiple times for them to pull the agents calls because I clearly remember being told that the PMI would be refundable. They told me that they reviewed the calls they had | 1 | 0.0% | I was placed in a non-refundable |
| but they had not issued an approval letter. I understand being unkind '' isn't a CFPB issue per say | 1 | 0.0% | don't forget about this let 's work as a team '' kind of way. But it's frustrating to be 2 weeks into a contract and not even really know what I'm agreeing to. Is my rate 5 %? 6 %? 7 %? It makes a huge difference in the monthly payment. They did verbally give me the current rate and APR during the phone call XXXX |
| but they had not. I faxed it again | 1 | 0.0% | but I kept receiving calls from a debt collection agency with threatening messages |
| but they had not. I have sent several requests to them via certified mail and had the letters notarized before a Texas official. I have even ccd my attorney in each letter that I sent to United Revenue Corp . I felt it would be smart to make him aware of the situation just in case it has to go further. They have recently responded to a request as of XX/XX/XXXX and stated that they will no longer responding to my cry for help or for information that shows my association to this company and alleged debt. In the letter attached UNITED REVENUE CORP claims I owe a balance of {$480.00}. However | 1 | 0.0% | NUMBERS |
| but they had not. I have sent several requests to them via certified mail and had the letters notarized before a Texas official. I have even ccd my attorney in each letter that I sent to XXXX XXXX XXXX. I felt it would be smart to make him aware of the situation just in case it has to go further. They have recently responded to a request as of XX/XX/XXXX and stated that they will no longer responding to my cry for help or for information that shows my association to this company and alleged debt. In the letter attached XXXX XXXX XXXX claims I owe a balance of {$480.00}. However | 1 | 0.0% | NUMBERS |
| but they had received my request to CLOSE the account on XXXX therefore that superseded their lowering my credit limit. They should have reported that the account was closed at my request on XXXX.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,GA,30680,Older American,Consent provided,Web,2024-10-08,Closed with monetary relief,Yes,N/A,10230408 | 1 | 0.0% | and I had a {$77.00} overpayment. Due to the company taking several days to make the credit to my account |
| but they handed this issue over to a collection department | 1 | 0.0% | I have not received proper service as I should. I contacted XXXX many times |
| but they have added an additional {$7100.00} to our total loan amount!! That is a loss to us of {$21000.00} ( not including interest ). This can not be legal. We were solicited by them and tried to tell them no. They hounded me | 1 | 0.0% | XX/XX/XXXX |
| but they have allegedly discriminated and retaliated against the Borrowers | 1 | 0.0% | the Borrowers place their home for sale by owner in XXXX 2021 to prevent foreclosure so they can save the equity in the home and move up to XXXX XXXX. With the equity |
| but they have also disrupted the nature of my employment due to the volume | 1 | 0.0% | without my express written consent or prior knowledge. This disclosure constitutes a severe violation of my consumer rights under the Fair Credit Reporting Act ( FCRA ) |
| but they have also triggered a profound sense of invasion of my privacy. | 3 | 0.0% | accounts that I have no recollection of authorizing or affiliating with. These include entries from the following creditors and account numbers : XXXX XXXX XXXX - Account Number : XX/XX/XXXXXXXX XXXX XXXX XXXX Account Number : XX/XX/XXXX XXXX - Account Number : XXXXXXXX XXXX XXXX XXXX - Account Number : XXXXXXXX XXXX XXXX - Account Number : XX/XX/XXXX XXXX XXXX - Account Number : XXXX XXXXXXXX XXXX XXXX Account Number : XXXX XXXX - Account Number : XXXX XXXX XXXX - Account Number : XX/XX/XXXXXXXX XXXX - Account Number : XXXX XXXX XXXX - Account Number : XX/XX/XXXX XXXX XXXX - Account Number : XX/XX/XXXX XXXXXXXX XXXX XXXX Account Number : XX/XX/XXXX XXXX XXXX XXXX XXXX - Account Number : XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX - Account Number : XX/XX/XXXX In addition to these financial concerns |
| but they have been unsuccessful. I receive at least two to three letters per month regarding this matter | 1 | 0.0% | I sent POM Recoveries a letter stated that they had not validated the alleged debt and they took this risk without doing their due diligence. In addition |
| but they have called twice today already. One agent did offer to remove {$39.00} fee | 1 | 0.0% | and come usually 2-3 times every day |
| but they have cancelled the modification. | 1 | 0.0% | or the message and how many times I have called to get this Correct. On XX/XX/XXXX |
| but they have cause pain | 1 | 0.0% | any financial relationship I held with XXXX Bank |
| but they have continuously failed to respond appropriately. | 3 | 0.0% | at XXXX AM XXXX |
| but they have done absolutely nothing to help. | 1 | 0.0% | I have repeatedly reached out for assistance |
| but they have either ignored my documentation or failed to take any corrective action. | 1 | 0.0% | a consumer reporting agency like Equifax is required to investigate any dispute that a consumer files about the accuracy or completeness of information on their credit report. However |
| but they have everything else the dealer sent over. I say to her that I will go get them. I go to a local print store and have the dealer fax me all paperwork sent to the bank the night before and pick up papers. I go back to the bank and give her the paperwork again. She goes back in and comes back out half an hour later and says a family member owns the corporation you work for and we cant extend you the auto loan for that reason. I explained to her that I may be young | 1 | 0.0% | but no one called my so I went to my local branch which is number 25. At that time XXXX XXXX comes out because you cant speak to representatives inside due to COVID-19. He then lets me know that the problem with my loan is my drivers license is they are Florida |
| but they have failed to correct it within the given time frame | 3 | 0.0% | including Section 607 ( b ) |
| but they have failed to do so. Their failure to provide clear evidence of the verification process is a direct violation of the law. | 1 | 0.0% | which was dated XX/XX/XXXX. Their reply was nothing more than a template. They claim they contacted the creditor '' and reviewed available information |
| but they have failed to provide sufficient verification proving the validity of these accounts. | 1 | 0.0% | I am issuing a formal cease and desist notice to any and all collection agencies attempting to collect on these disputed accounts. Under the FDCPA |
| but they have it all on computers and it should be easier for them to have noticed and fixed this issue. The problem is that the customer is always blamed. To make things more difficult for me | 1 | 0.0% | I happened to notice this happening last year and I put my payment date back 2 more days. In addition |
| but they have locked my account from making outbound transactions and I can't get a hold of someone in order to unlock it.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,UNITED SERVICES AUTOMOBILE ASSOCIATION,NY,10026,,Consent provided,Web,2024-08-09,Closed with explanation,Yes,N/A,9757076 | 1 | 0.0% | I was informed that my account has been locked due to suspicious activity. In order to unlock my account |
| but they have n't tried that approach to date. Got to have Certified mail & BIG red lettering on my front door. As if living with a physical XXXX trying to manage after your ex-husband | 1 | 0.0% | or even 2. When you rely on others for your income |
| but they have no authority or authorization to actually remove the inaccurate information from my Credit Report. He stated that it is another department at another Equifax location that actually make requested corrections. All he could do was to file another dispute with the information in their files ( same as attached ). On XXXX XXXX | 1 | 0.0% | I been trying to have Equifax correct the File Date on a Judgement which was filed in the XXXX XXXX XXXX Court System on XXXX XXXX |
| but they have not been addressed. In fact | 1 | 0.0% | I have made 120 payments that should have been qualifying |
| but they have not been removed or verified with supporting documentation. I am entitled to full transparency and protection from unauthorized use of my credit data | 1 | 0.0% | there are multiple unauthorized hard inquiries listed on my Experian credit report from XXXX XXXX ( dated XX/XX/XXXXXXXX ) |
| but they have not complied.,,DISCOVER BANK,CA,XXXXX,,Consent provided,Web,2024-08-08,Closed with non-monetary relief,Yes,N/A,9733622 | 1 | 0.0% | I stopped making payments |
| but they have not despite my repeated calls and e-mails | 1 | 0.0% | I did it with rep. who charged me to take the payment |
| but they have not fully corrected my personal information yet. | 1 | 0.0% | FL XXXX Experian is still reporting several old and incorrect addresses that I no longer use |
| but they have not provided a written explanation. I am requesting the immediate return of my missing funds and a clear explanation of Citis decision.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 | 0.0% | I received a check for {$2100.00} |
| but they have not provided any counter argument to my claim and have simply rejected my dispute a second time with no justifiable grounds beyond the simply cancelation policy that XXXX originally provided.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BARCLAYS BANK DELAWARE,IL,60613,,Consent provided,Web,2021-02-09,Closed with explanation,Yes,N/A,4126970 | 1 | 0.0% | both XXXX and my creditor argued that the refund terms were fulfilled and that I was not owed a refund. They claimed that the merchant has a no refund cancelation policy therefore I am not owed anything. This completely ignores the DOT enforcement that I included in my dispute claim. XXXX has also failed to respond to my DOT complaint within the required window of time |
| but they have not refunded the rewards I paid with. These were earned with purchases. | 1 | 0.0% | I did XXXX price matches and they state that I will be refunded my rewards ( {$50.00} & {$40.00} ) |
| but they have not responded. | 1 | 0.0% | I sent a certified letter to U.S. Bank Home Mortgage |
| but they have not responded. I have tried to reach the court-appointed receiver | 1 | 0.0% | XXXX ) through their website and by phone to request a full refund of my money |
| but they have not sent it. I called no less than 3 times. XXXX time | 1 | 0.0% | innocent and disappointed : I did not violate any regulations |
| but they have refused to engage with the merchant or facilitate a resolution. | 1 | 0.0% | I have been attempting to resolve a charge of {$XXXX} that was made to my XXXX account. The charge is linked to a transaction with a merchant |
| but they have refused to respond. | 1 | 0.0% | CarMax is continuing to collect |