| because the check was in the process of verification process. I then asked for the XXXX XXXX XXXX XXXX who was unavailable. My husband went bank into the branch the following day to speak with both XXXX and XXXX and yet again neither one had made any moves to actually help expedite this hold process. It was unbelievably frustrating to feel like our situation didn't mean anything to them... | 1 | 0.0% | we scheduled and executed several credit card payoffs. However |
| because the closest branch is hundreds of miles away. As of XX/XX/XXXX | 1 | 0.0% | XXXX XXXX advised to reach out to HSBC to give them the information regarding my missing deposit |
| because the complaints from customers against Klarna on the same website ( XXXX ) are EXTENSIVE | 1 | 0.0% | I dont know what the truth is. I am disputing any and all interest and late charges associated with my Klarna account. I did not agree to the interest rate of 19.99 % |
| because the consumer failed to pay the disputed amount or related finance or other charges. | 1 | 0.0% | unless the creditor has complied with the appropriate resolution procedures of paragraphs ( e ) and ( f ) of this section |
| because the Consumer Financial Protection Bureau does not protect consumers. You have separate rules for companies and consumers | 1 | 0.0% | abuse of the credit financial system and wanton disregard for all consumers including me is reprehensible. We know these companies are cheating and abusing customers with your consent |
| because the consumer-initiated call is the initial communication between the debt collector and the consumer | 1 | 0.0% | regardless of the medium of communication and regardless of whether the debt collector or the consumer initiated the communication. For example |
| because the decision is final and I don't get to speak with anyone. | 1 | 0.0% | which let me tell you is a joke |
| because the disputes were declined again. The transactions are currently in pending review.,,GOLDMAN SACHS BANK USA,TX,762XX,,Consent provided,Web,2024-12-18,Closed with monetary relief,Yes,N/A,11195682 | 1 | 0.0% | the disputes were declined because the transaction details showed the charges were authorized |
| because the documentation was submitted in time for a review however CHL | 1 | 0.0% | which involves CB |
| because the Fair Credit Reporting Act Violations where committed by Santander | 1 | 0.0% | how they explain their own First Bank letter from their own attorney |
| because the finance charge is the sum of all charges. | 1 | 0.0% | affiant is aware and has proof in the attachment labeled Exhibit A |
| because the first time I tried to transact my legitimate business with them | 1 | 0.0% | my money is still trapped in limbo. I can not return the money |
| because the former employee ran my credit multiple times through their company and other companies without my consent. This is not right at all. It is legally a crime. All of this is negligent on their behalf I don't know if you know anything about any of this but I was just trying to see if this is normal. I will be requesting my money back because his previous employee handled this entire situation the wrong way. And I corresponded with her and her associate via email so I have documents of her telling me when to give my landlord notice and various other topics.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,AMERICAN PACIFIC MORTGAGE,MS,39402,,Consent provided,Web,2022-03-26,Closed with explanation,Yes,N/A,5369722 | 1 | 0.0% | back in XXXX should be reimbursed to me since it the error of their staff that caused me to lose out on the home. I had appraisals |
| because the hold placed by XXXX XXXX XXXX XXXX Bank must call Bank of America the same number they call for release and Bank of America release the hold. I just spoke to XXXX | 1 | 0.0% | the XXXX time by telephone |
| because the hospital was able to contact me by mail | 1 | 0.0% | why did you never try to reach me before? |
| because the information requested is considered to be privileged | 1 | 0.0% | Wells Fargo internal auditing determined that it was in their best interest to reimburse the rate lock fee in the amount of {$680.00}. In XXXX Wells Fargo finally issued me a check for {$800.00}. When I questioned the amount of the refund |
| because the limit was reached instantly after the first purchase. I immediately set up online payments | 1 | 0.0% | and with my husband |
| because the limits may change. XXXX XXXX had reported the credit limit EVERY month. | 1 | 0.0% | XXXX will use the high balance instead '' And this means every month. If the credit limit is not supplied in any given month |
| because the loan only covered XXXX XXXX of the property | 1 | 0.0% | US Bank put a home equity line of credit mortgage on my father 's property that he jointly owned with myself and my XXXX siblings. US Bank did not get our signatures or consent to the line of credit loan and they are now trying to foreclose on property that they do not own. At best |
| because the loans described above and your repayment obligations are not enforceable | 2 | 0.0% | you will not need to make additional payments on the loans you received to attend XXXX during the requisite period while your discharge is pending. Until XXXX completes its work |
| because the merchant does not operate in good-faith | 1 | 0.0% | and for a THIRD time |
| because the money only shows as pending and my PayPal balance is at {$0.00}. XXXX tried to assure me that all I would have to do would be to refund the pending deposit back | 1 | 0.0% | but I honestly didn't receive any help. When I spoke with the representative and explained how I received these unsolicited funds |
| because the money was there in the account | 1 | 0.0% | or may not have the money in their account on that date. Most businesses give you more than one option to pay your account bill. It seems like they want you to be late paying your bill so they can tack on the late fees and interest charges |
| because the name and account did not match | 1 | 0.0% | in XXXX XXXX XXXX MI |
| because the numbers didnt look correct. Im not 100 % sure | 1 | 0.0% | I ended up being talked into refinancing because I was promised a lower interest rate |
| because the one online did not include a homeowner signature line on the Conditional Waiver of Lien line 4. The document uploader is unstable and only uploaded some of all documents provided. Furthermore | 1 | 0.0% | and after explaining the traumatic experience I have had since XX/XX/XXXX in dealing with the third party subcontracting firm used by Freedom Mortgage to handle insurance losses |
| because the original claim was about the endorsement rather than about an altered check ( which is false ) | 1 | 0.0% | XX/XX/XXXX |
| because the paperwork had already been processed | 1 | 0.0% | XX/XX/XXXX |
| because the perpetrator does not have accent | 1 | 0.0% | to see |
| because the points will never be rewarded since American Express deemed I was abusing '' the system by returning the {$4700.00} transaction two months ago. | 1 | 0.0% | twice today |
| because the policy was issued before I signed any insurance binders. These were not signed until XX/XX/XXXX almost a month after the closing. | 1 | 0.0% | whenever the title was transferred without my knowledge to The Estate of XXXX XXXX my insurance payments were wasted and my home uninsured. Trust Law is clear that home owners insurance policy must be listed in the name of the titled owner. XXXX XXXX XXXX XXXX continued to send me letters directing me to change my policy to the Estate |
| BECAUSE THE REFUND AMOUNT WAS LESS THAN THE PURCHASE AMOUNT | 1 | 0.0% | AND SEND IT TO ME A WEEK LATER |
| because the refund process would not allow the funds to be available to me immediately. Priceline 's failure to apply the insurance deprived me of both the coverage I selected and the ability to make an informed decision about continuing with the transaction. | 1 | 0.0% | when my transaction was processed |
| because the rep did not have what she needed to complete the investigation | 1 | 0.0% | XXXX messaged me to tell me that I have been 30days late multiple times and that this is unacceptable. I would need to get a letter from WF to proceed with the refinance if I believe this is not true. I relayed my disappointment with XXXX |
| because the second application is submitted within 30 days from the date of the first application. | 1 | 0.0% | on XX/XX/XXXX |
| because the section requires the furnisher both to update '' accounts as well as to correct '' Nelnet Representative later told me that because the delinquent payments were accu-rately reported in XXXX XX/XX/2019 that any subsequently initiated deferments would not allow for Nelnet to update reports to CRA 'S to show that the payments were NOT late and actually in deferment { even though they originally acknowledge it should of been reflecting deferment status }. However Section 623 { a } { 2 } clearly shows that the reports must be updated/ corrected regardless of whether they were supposedly accu-rate at one point** { FOR THE RECORD | 1 | 0.0% | Contrary to these assertions |
| because the section requires the furnisher both to update '' accounts as well as to correct '' those that were erroneous when submitted to the CRA. | 1 | 0.0% | and XXXX subsequently added them back on/around XX/XX/XXXX. This violates the following section of the FCRA : Section 623 ( a ) ( 2 ) of the FCRA addresses the duty to correct and update information by furnishers |
| because the section requires the furnisher both to update '' accounts as well as to correct '' XXXX Representative later told me that because the delinquent payments were accurately reported in XXXX XX/XX/XXXX that any subsequently initiated deferments would not allow for XXXX to update reports to CRA 'S to show that the payments were NOT late and actually in deferment { even though they originally acknowledge it should of been reflecting deferment status }. However Section 623 { a } { 2 } clearly shows that the reports must be updated/ corrected regardless of whether they were supposedly accurate at one point** { FOR THE RECORD | 3 | 0.0% | Contrary to these assertions |
| because the section requires the furnisher both to update '' accounts as well as to correct. '' FedLoan Servicing communication regarding retroactive forbearances states If the forbearance was applied retroactively to cover a period of delinquency | 1 | 0.0% | dated XX/XX/XXXX ) regarding information furnishers ' responsibilities under FCRA 623 ( a ) ( 2 ). The advisory opinion states that Section 623 ( a ) ( 2 ) of the FCRA addresses the duty to correct and update information by furnishers |
| because the section requires the furnisher both to update '' accounts as well as to correct. '' Navient representatives told me that because the delinquent payments were accurately reported in XXXX of XXXX to XXXX XXXX that any subsequently initiated deferments or forbearances would not allow for Navient to update reports to CRAs to show that the payments were not late and actually in forbearances. However | 1 | 0.0% | the identical situation I am currently in. ) https : XXXX The advisory opinion states that the Section 623 ( a ) ( 2 ) of the FCRA addresses the duty to correct and update information by furnishers |
| because the section requires the furnisher both to update '' accounts as well as to correct. '',Company believes it acted appropriately as authorized by contract or law,Texas Guaranteed,FL,33611,,Consent provided,Web,2017-01-30,Closed with explanation,Yes,No,2259775 | 1 | 0.0% | I will be penalized twice on my credit report for the same loan. By TG not working with their servicer XXXX XXXX to delete the accounts is in violation of Section 623 ( a ) ( 2 ) of the FCRA. FTC advisory opinion : XXXX which interprets Section 623 ( a ) ( 2 ) of the FCRA. The issue posed in the advisory opinion is how a lender is to handle a situation when subsequent information updates a report that was allegedly accurate when it was made but no longer is accurate in the present time. The advisory opinion states that the Section 623 ( a ) ( 2 ) of the FCRA addresses the duty to correct and update information by furnishers |
| because the section requires the furnisher both to update accounts as well as to correct even if the loan was correctly reported as delinquent | 1 | 0.0% | which states : Section 623 ( a ) ( 2 ) of the FCRA addresses the duty to correct and update information by furnishers |
| because the section requires the furnisher both to update accounts as well as to correct. | 7 | 0.0% | the identical situation I am currently in ). The advisory opinion states that Section 623 ( a ) ( 2 ) of the FCRA addresses the duty to correct and update information by furnishers |
| because the section requires the furnisher both to update accounts as well as to correct. Navient communication regarding retroactive forbearances states If the forbearance was applied retroactively to cover a period of delinquency | 2 | 0.0% | the identical situation I am currently in ). The advisory opinion states that Section 623 ( a ) ( 2 ) of the FCRA addresses the duty to correct and update information by furnishers |
| because the section requires the furnisher both to update accounts as well as to correct. XXXX communication regarding retroactive forbearances states If the forbearance was applied retroactively to cover a period of delinquency | 1 | 0.0% | the identical situation I am currently in ). The advisory opinion states that Section 623 ( a ) ( 2 ) of the FCRA addresses the duty to correct and update information by furnishers |
| because the situation had reached a point that federal law enforcement may have to be included so that I could feel safe and protected. | 1 | 0.0% | who stated that he is a supervisor. He again tells me that my only option is to contact the security team '' |
| because the size differences are clear there. What I received doesn't even remotely resemble what I ordered. The material of the products I received was not what was advertised either. The product description on the invoice said muslin backdrops | 1 | 0.0% | I received a letter saying that they can not review the dispute further due to them not receiving documentation stating what I was supposed to receive and how it was different from what I received and proof that the merchandise was returned. They said that the charge of {$100.00} would be put back on my account. I called them to ask why they felt like they didn't have sufficient evidence |
| because the tactics of threatening to serve someone with papers is not only extreme | 2 | 0.0% | which at that time |
| because the timeshare market is all but gone. This is a strong arm approach | 1 | 0.0% | including but not limited to |
| because the trail date has even come up on the calendar. The new documents seem to be coming from people in Minnesota and Utah. This one did not have the courts notification on it. I notified the court and asked them request XXXX XXXX XXXX XXXX to stop harassing me especially in this pending matter. Secondly | 1 | 0.0% | at some point I believe the underwriter for that card was Community Bank. At the point that covid happened we had to priorities our debts. At some point we began getting various calls at all hours and on Sundays |
