| and XXXX XXXX Wells Fargo ( XXXX | 1 | 0.0% | impacting millions of customers. Cases such as XXXX XXXX Wells Fargo ( XXXX |
| and XXXX XXXX were fully aware of the Mortgage Fraud Scheme committed by XXXX XXXX XXXX prior to me assuming XXXX XXXX XXXX Fraudulent Mortgage Note. I ( XXXX XXXX essentially assumed a fraudulent mortgage | 1 | 0.0% | with XXXX and XXXX XXXX |
| and XXXX XXXX which violates 15 USC 1681c and 15 USC 1681a ( 2 ) ( A ) ( i ). Because I exercised my continuing right to opt out per 16 CFR 313.7 ( f ) with Bank XXXX XXXX | 1 | 0.0% | Experian repeatedly accepted the original furnishers response to the disputed information |
| and XXXX XXXX XXXX | 19 | 0.0% | I |
| and XXXX XXXX XXXX XXXX having an office at XXXX XXXX XXXX XXXX | 1 | 0.0% | Purchaser and XXXX XXXX XXXX XXXX Seller Dated as of XX/XX/XXXX Conventional Fixed and Adjustable Rate Residential Mortgage Loans FLOW MORTGAGE LOAN PURCHASE AND WARRANTIES AGREEMENT This AMENDED AND RESTATED FLOW MORTGAGE LOAN PURCHASE AND WARRANTIES AGREEMENT |
| and XXXX XXXX XXXX # XXXX. | 2 | 0.0% | XXXX |
| AND XXXX XXXX XXXX ) if the person knows or has reasonable cause to believe that the information is inaccurate. XXXX XXXX | 1 | 0.0% | 15 U.S. Code 1681 s-2 ( a ) ( 1 ) ( A ) states that A person ( XXXX XXXX. XXXX shall not furnish any information relating to a consumer ( ME ) to any consumer reporting agency ( XXXX |
| and XXXX XXXX XXXX do not | 1 | 0.0% | In general Subject to subsection ( c ) |
| and XXXX XXXX XXXX If you have any questions or need additional information | 1 | 0.0% | XXXX XXXX |
| and XXXX XXXX XXXX Open Date : XX/XX/XXXX Balance : {$100.00}.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NV,89084,,Consent provided,Web,2022-12-12,Closed with explanation,Yes,N/A,6306705 | 1 | 0.0% | XXXX Balance : {$170.00} |
| and XXXX XXXX XXXX TO REMOVE INACCURATE INFORMATION | 1 | 0.0% | EQUIFAX INFORMATION SERVICES LLC |
| and XXXX XXXX XXXX XXXXXXXX XXXX opened XX/XX/XXXX with a balance of {$4000.00}. I am requesting full validation for each account and if validation can not be provided | 1 | 0.0% | I am challenging several charge-off and collection accounts which I do not recognize and have no knowledge of. These furnishers have not provided me with proof of contract-bearing signature |
| and XXXX XXXX XXXX # XXXX. | 1 | 0.0% | XXXX |
| and XXXX XXXX XXXX ( Account Number : XXXX | 1 | 0.0% | there are fraudulent collection accounts from XXXX XXXX Collect ( Account Number : XXXX |
| and XXXX XXXX XXXX ( b ) | 5 | 0.0% | I WOULD LIKE THE FOLLOWING PROVIDED : 1. THE NAME AND ADDRESS OF THE ORIGINAL AND CURRENT CREDITOR 2. VERIFICATION OF THE DEBT AMOUNT THAT YOU ARE SEEKING TO COLLECT 3. ASSIGNMENT FROM THE ORIGINAL CREDITOR WITH MY NAME AND ORIGINAL ACCOUNT NUMBER ON THE ORIGINAL DEBT 4. ALL INFORMATION ON THE SECURITIZATION OF THE DEBT AND PROOF THE DEBT WAS ASSIGNED BACK TO UNDER FEDERAL LAW : Pursuant to XXXX XXXX XXXX |
| and XXXX XXXX XXXX ( Manager/Operator ) | 1 | 0.0% | Georgia |
| and XXXX XXXX XXXX ( XX/XX/XXXX ). I did not authorize these pulls | 1 | 0.0% | including from XXXX XXXX ( multiple dates in XXXX and XX/XX/XXXX ) |
| AND XXXX XXXX XXXX ) if the person knows or has reasonable cause to believe that the information is inaccurate. XXXX XXXX | 1 | 0.0% | 15 U.S. Code 1681 s-2 ( a ) ( 1 ) ( A ) states that A person ( XXXX XXXX ) shall not furnish any information relating to a consumer ( ME ) to any consumer reporting agency ( XXXX |
| and XXXX XXXX XXXX - none of which I authorized. | 1 | 0.0% | unable to receive financial assistance or qualify for housing due to false inquiries and negative items inaccurately listed on my credit reports without my knowledge or consent. These include inquiries from XXXX XXXX |
| and XXXX XXXX XXXX ; ( Class Member ID : XXXX | 3 | 0.0% | including : Equifax ( Engagement # XXXX ) |
| and XXXX XXXX XXXX account # XXXX,,EQUIFAX | 1 | 0.0% | XXXXXXXX XXXX XXXX Account # XXXX |
| and XXXX XXXX XXXX account # XXXX. | 2 | 0.0% | XXXX |
| and XXXX XXXX XXXX account number XXXX | 3 | 0.0% | account number XXXX |
| and XXXX XXXX XXXX account XXXX XXXX However | 1 | 0.0% | XXXX |
| and XXXX XXXX XXXX and asked about the package and no one seemed to have gotten it. I was charged late fees and Nordstrom has placed a late payment on my credit report because of this item. I have called them several times but no one is willing to help. It is difficult for me to pay for an item I did not receive. Purchased online on XX/XX/2024 Order # XXXX | XXXX item,,TD BANK US HOLDING COMPANY,NY,11411,,Consent provided,Web,2024-12-10,Closed with monetary relief,Yes,N/A,11102483 | 1 | 0.0% | I purchased an XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX for my son. According to Nordstrom |
| and XXXX XXXX XXXX and asked about the package and no one seemed to have gotten it. I was charged late fees and XXXX has placed a late payment on my credit report because of this item. I have called them several times but no one is willing to help. It is difficult for me to pay for an item I did not receive. Purchased online on XX/XX/2024 Order # XXXX | XXXX item,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,11411,,Consent provided,Web,2024-12-10,Closed with non-monetary relief,Yes,N/A,11093271 | 1 | 0.0% | I purchased an XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX for my son. According to XXXX |
| and XXXX XXXX XXXX and may pursue legal action for statutory and actual damages. | 1 | 0.0% | I have the right to request full validation of this alleged debt before any further collection efforts or credit reporting continue. I am requesting the following : The original creditors name and address The original account number A full itemized accounting of the alleged debt Proof that you are legally authorized to collect this debt A copy of the contract or agreement bearing my signature showing I agreed to this debt Verification that this account is being reported accurately and legally under the FCRA ( 15 U.S.C. 1681 et seq. ) Until this information is provided : You must cease all collection efforts ( per FDCPA 1692g ( b ) ) You must remove the account from my credit reports with TransUnion |
| and XXXX XXXX XXXX are all third party companies. | 1 | 0.0% | XXXX |
| and XXXX XXXX XXXX are also furnishing conflicting or outdated data | 2 | 0.0% | an alleged collection placed by XXXX XXXX XXXX for XXXX XXXX XXXX in the amount of {$6300.00} is being reported as open and active even though no original contract |
| AND XXXX XXXX XXXX are not affiliates of XXXX XXXX. nor are they bureaus ''. The only true credit bureau is the CFPB and they DO NOT furnish consumer reports as stated in federal law. | 1 | 0.0% | XXXX |
| and XXXX XXXX XXXX Bank : I am writing regarding the above-referenced account and case currently filed in the Superior Court of California XXXX XXXX XXXX XXXX XXXX XXXX Courthouse XXXX XXXX No. XXXX ). I acknowledge receipt of the documentation you provided | 1 | 0.0% | AZ XXXX Cc : American Recovery Services |
| and XXXX XXXX XXXX better start complying with the demands in this complaint. | 1 | 0.0% | and I have every XXXX right to question you |
| and XXXX XXXX XXXX business practices. | 1 | 0.0% | XXXX Attorney XXXX filed summons XXXX |
| and XXXX XXXX XXXX but as soon as i started working again | 1 | 0.0% | I had great payment history with them |
| and XXXX XXXX XXXX by permitting repetitive | 1 | 0.0% | incomplete |
| and XXXX XXXX XXXX codes summarizing complaints without reading and forwarding disputes to Furnishers and other CRAs. We do not need untrained high school students doing the job required by certified EXPERTS. Simple Facially False Data is unable to be detected and corrected after repeated disputes where a Furnisher admits inaccuracies. The entire credit reporting system is a disgrace and the CFPB needs to punish individual violators. I demand complete 100 % compliance with all statutes | 1 | 0.0% | the person shall * conduct an investigation with respect to the disputed information; * review all relevant information provided by the consumer reporting agency pursuant to section 611 ( a ) ( 2 ) [ 168li ] ; * report the results of the investigation to the consumer reporting agency ; and * if the investigation finds that the information is incomplete or inaccurate |
| and XXXX XXXX XXXX collection agency owns the same XXXX XXXX account listed with XXXX XXXX at {$770.00}. This is unjust enrichment and a violation of FCRA law to report various inaccurate and unverifiable collection accounts owning the same accounts with different balances within the same 30 day period. I have included pictures of my credit reports to verify my claim on this. I have also asked for them proof of the unverified XXXX XXXX account XXXX. I have yet to receive any visible | 2 | 0.0% | as of XX/XX/18 |
| and XXXX XXXX XXXX continue collection activity | 2 | 0.0% | P.C. |
| and XXXX XXXX XXXX Date opened : XX/XX/XXXX Balance : {$0.00}.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33155,,Consent provided,Web,2022-10-03,Closed with explanation,Yes,N/A,6042111 | 1 | 0.0% | XXXX XXXX XXXX Date opened : XX/XX/XXXX Balance : {$190.00} |
| and XXXX XXXX XXXX Date opened : XX/XX/XXXX Balance : {$0.00}.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33155,,Consent provided,Web,2023-01-30,Closed with explanation,Yes,N/A,6501194 | 1 | 0.0% | please investigate the unverifiable accounts below : XXXX XXXX XXXX XXXXXXXX XXXX Date opened : XX/XX/XXXX Balance : {$1900.00} |
| and XXXX XXXX XXXX Date opened : XX/XX/XXXX Balance : {$0.00}.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 | 0.0% | XXXX XXXX XXXX Date opened : XX/XX/XXXX Balance : {$170.00} |
| and XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$410.00} | 2 | 0.0% | XXXX XXXX BANK XXXX Date XXXX XXXX XX/XX/XXXX Balance : {$0.00} |
| and XXXX XXXX XXXX Date opened XX/XX/XXXX Balance {$0.00}.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | XXXX XXXXXXXX XXXX XXXX Date opened XXXX XXXX |
| and XXXX XXXX XXXX Date XXXX : XX/XX/XXXX Balance : {$0.00}.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33155,,Consent provided,Web,2022-11-07,Closed with explanation,Yes,N/A,6169696 | 1 | 0.0% | XXXX XXXX XXXX Date opened : XX/XX/XXXX Balance : {$65.00} |
| and XXXX XXXX XXXX do not | 1 | 0.0% | In general Subject to subsection ( c ) |
| and XXXX XXXX XXXX files have all been cleared of negative items | 3 | 0.0% | I have changed both my residential address and phone number |
| and XXXX XXXX XXXX for {$160.00}. TransUnion reports XXXX XXXX XXXX for {$760.00} | 2 | 0.0% | unverifiable |
| and XXXX XXXX XXXX for {$1800.00} ( original creditor : XXXX XXXXXXXX XXXX ). | 3 | 0.0% | it shall follow reasonable procedures to assure maximum possible accuracy Under 15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information : If after a reinvestigation an item is found to be inaccurate or incomplete or can not be verified |
| and XXXX XXXX XXXX Furthermore | 1 | 0.0% | without my permission or without a permissible purpose by law |
| and XXXX XXXX XXXX grandson live with us. We can not simply short sale the home and move into something else. My husband is a XXXX Veteran. He reached out to his resources | 1 | 0.0% | we reached out the XXXX XXXX of the XXXX XXXX |