Total complaints
1
Filed since Unde
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows and XXXX XXXX XXXX and may pursue legal action for statutory and actual damages.'s complaint history from CFPB public records. 1 consumers have filed complaints since Unde. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since Unde
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How and XXXX XXXX XXXX and may pursue legal action for statutory and actual damages.'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| I have the right to request full validation of this alleged debt before any further collection efforts or credit reporting continue. I am requesting the following : The original creditors name and address The original account number A full itemized accounting of the alleged debt Proof that you are legally authorized to collect this debt A copy of the contract or agreement bearing my signature showing I agreed to this debt Verification that this account is being reported accurately and legally under the FCRA ( 15 U.S.C. 1681 et seq. ) Until this information is provided : You must cease all collection efforts ( per FDCPA 1692g ( b ) ) You must remove the account from my credit reports with TransUnion | 1 |
| Issue | Complaints |
|---|---|
| and Experian If this debt can not be validated | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
and XXXX XXXX XXXX and may pursue legal action for statutory and actual damages. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Unde, and the most recent logged activity is Under fede, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and XXXX XXXX XXXX and may pursue legal action for statutory and actual damages. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have the right to request full validation of this alleged debt before any further collection efforts or credit reporting continue. I am requesting the following : The original creditors name and address The original account number A full itemized accounting of the alleged debt Proof that you are legally authorized to collect this debt A copy of the contract or agreement bearing my signature showing I agreed to this debt Verification that this account is being reported accurately and legally under the FCRA ( 15 U.S.C. 1681 et seq. ) Until this information is provided : You must cease all collection efforts ( per FDCPA 1692g ( b ) ) You must remove the account from my credit reports with TransUnion", and the single most common underlying issue is "and Experian If this debt can not be validated".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and XXXX XXXX XXXX and may pursue legal action for statutory and actual damages.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
and XXXX XXXX XXXX and may pursue legal action for statutory and actual damages. has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
and XXXX XXXX XXXX and may pursue legal action for statutory and actual damages. has a 0% timely response rate to CFPB complaints.
The most common issue reported against and XXXX XXXX XXXX and may pursue legal action for statutory and actual damages. is "and Experian If this debt can not be validated" in the "I have the right to request full validation of this alleged debt before any further collection efforts or credit reporting continue. I am requesting the following : The original creditors name and address The original account number A full itemized accounting of the alleged debt Proof that you are legally authorized to collect this debt A copy of the contract or agreement bearing my signature showing I agreed to this debt Verification that this account is being reported accurately and legally under the FCRA ( 15 U.S.C. 1681 et seq. ) Until this information is provided : You must cease all collection efforts ( per FDCPA 1692g ( b ) ) You must remove the account from my credit reports with TransUnion" product category.
Read our methodology — how this data is sourced, computed, and verified.